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An old 401(k) isnβt automatically the best place for your money. Compare fees, investment options, and the flexibility of an IRA before making a move. Donβt just click the default box make an informed decision.
A $1.5M balance can become a major future tax problem. Converting some funds now at lower rates may help reduce future RMDs and tax exposure. Itβs just smart arithmetic plan ahead instead of letting the tax bill surprise you.