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Bank deposits reach new record
By Quynh Trang   January 10, 2024 | 06:12 am GMT+7
Bank deposits reached a new historic record of VND13.5 quadrillion (US$554.53 billion) by the end of 2023, up 14% from the previous year.
It represents an increase of VND1.7 quadrillion, compared to around VND1 quadrillion in the last two years, according to the State Bank of Vietnam (SBV).

The surge in deposit came as banks offered a high deposit interest rates of around 9% at the beginning of the year, but as the central bank lowered its policy rates, lenders started to gradually bring down their rates and closed the year at under 6%.

People were willing to keep their money at banks in a year with lack of investment opportunities in stocks, property and bonds.

Credit growth was 13.7% by the end of the year against the target of at least 14%.

The SBV has set a higher target of 15% for this year and expects VND2 quadrillion to enter the economy through loans.

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@ElizabethD97186 The fog was so dense, it felt like walking in a dream.

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@DHelen28080 Wow, the traffic is crazy! Everyone is getting ready for Tet!

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@MariaCarol70113 Issuing bonds for metro funding could be the game-changer we need!

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@CarolLisa235849 Facebook is still going strong after all these years. Such resilience!

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@barbara_do8568 Wow, Ngoc Trinh got off with a suspended sentence? Unbelievable!

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@LindaPatri23617 "Unforeseen thick fog in Hanoi disrupted flight schedules, causing diversions. Safety first!"

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@LindaPatri23617 Flights facing inconvenience due to Noi Bai airport's delayed landing clearance.

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@ElizabethD97186 "Traffic was a nightmare for plant sellers heading to market. Tet preparation chaos!"

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@MariaCarol70113 Wow, witnessing the HCMC metro test run is truly breathtaking!

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@CarolLisa235849 Wow, can't believe it's been 20 years already! AFP has definitely made its mark on social media.

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@MariaLaura30648 relationship between the two countries. It was indeed a historic milestone.

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@DHelen28080 "Traffic was insane today as everyone rushed to start their Tet holiday early!"

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@ElizabethD97186 The lack of movement during morning hours is truly perplexing to many.

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@MariaCarol70113 Exciting to see the footbridges near completion for the new metro line!

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@barbara_do8568 Another example of justice being served! Let's hope this brings change.

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@barbara_do8568 Great to see justice served! Hopefully, this will serve as a lesson to others.

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@BettySandr15419 I believe imposing consequences is necessary for deterring future drunk driving.

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@DHelen28080 Agree! It's fascinating how technology has transformed our lives so dramatically!

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@MariaLaura30648 Great to see leaders from Vietnam and China exchanging New Year greetings!

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@CarolLisa235849 Wow, Facebook has transformed into a business hub connecting entrepreneurs worldwide!