Black swan

[Black swan @ridwanbale_]

@ayokanme Based on the use cases I tested it on

1) Much faster response 2) proactive personalized feed 3) able to make calls on your behalf 4) generally feels more intuitive

[Black swan @ridwanbale_]

Funny how public perception shapes opinion.

Tried Muse few months ago when it opened internally for dogfooding. Found it useful, but nothing extraordinary.

Now it's public and everyone's raving about it, starting to think it might actually be the best AI agent for consumers.

[Black swan @ridwanbale_]

Complete bloodbath for non-engs. So many great folks gone. Half the PMs, DS, PDs on my team got impacted. Zuck is promising no more layoff for this year as if that’s a consolation.

[Black swan @ridwanbale_]

T-1 to 10% company-wide layoffs. Vibes have never been so off. Whatever happens next, ball up top and we ride at dawn.

[Black swan @ridwanbale_]

Vibe coded startups being bought for $xx millions left and right. Feels like I’m missing out on generational opportunity sitting on the sidelines. Need to get back in the saddle and try again.

[Black swan @ridwanbale_]

That pure joy when the meeting you've been dreading all week gets cancelled.

[Andrew Yeung @andruyeung]

In the next few years, strive to be the industry hybrid athlete

Be the person who can do both:

Master technical concepts, and learn to design and build from scratch with AI

But also have the capacity to influence a room and be extraordinarily persuasive.

[sam @samdape]

you basically need to be unemployed rn to keep up

[Black swan @ridwanbale_]

The pressure is so real and it's absolutely not a fad. Really feels like everything accelerated in the past two months.

[Black swan @ridwanbale_]

Missed just 1 week of AI updates and now everyone at work is running Claude Code in terminal, building second brains with Obsidian, and creating agents to orchestrate other agents in parallel

[Black swan @ridwanbale_]

Another got canned after 13 yrs. No one is safe and the road ahead is perilous

[Black swan @ridwanbale_]

Survived first round of layoffs, Manager didn't. Tough world, gotta ride till the wheels fall off.

[Black swan @ridwanbale_]

Tough year, still Alhamdullilah 🙏
Level-up in 2026.

[Black swan @ridwanbale_]

Just had a 1:1 with a 28 yr old PM director making >$1.5m annually. SMH what was I doing my life 😭

[Boring_Business @BoringBiz_]

So much of career success at a large company comes down to politically maneuvering yourself into the big wins and keeping your name out of the big blunders

[Osaretin Victor Asemota @asemota]

What do men want?

When I was in my 20s, I was a different type of young man. Others were drinking beer and chasing girls, but I was building a business and not drinking, but still chasing girls.

As I grew older and became more stable in my career, I wanted a family. However, I went through many failed relationships before finally realizing that it wasn't about them, but about me. I looked inward and changed myself to a more patient, more generous, and less impulsive person.

I also found religion again, and it made all the difference. I got the best life partner I could have ever imagined. A blessing. It was given to me by the grace of God. I didn't create it. I learned a great deal from that process about what is truly important in life and how to achieve it.

We believe too much that everything we do is why we get what we want and that we deserve it. The best things you have today are likely things you didn't deserve but got anyway. We should not become conceited or arrogant as it could have been much worse.

Grace isn't about NOT hustling and waiting for miracles, but knowing that even while hustling, you could be a tool for blessing others while you are being blessed. I discovered that doing good to others in relationships and avoiding a transactional approach compounds blessings.

I was having a conversation with my cousin in his mid-30s this morning about career and settling down to build a family and realized that it wasn't going to be about anything he did right but about what God determined was right.

A good friend who had ticked all the right boxes in her life, got a first class degree and a PhD before 24, called me three days to her wedding and wanted me to tell her something to make her know if she was right about going forward. I sent her Psalm 127 v 1.

“Unless the LORD builds the house, the builders labor in vain. Unless the LORD watches over the city, the guards stand watch in vain”

This post wasn't meant to be all religious and “preachy” but it is International Men’s Day and I believe that what makes you a man is Grace and not bravado or hype. Real men pray and do good things. They are also blessed abundantly when they are blessings to others. Help a fellow human today.

[ian🕷️ @ianwontmiss_]

Don't be the guy that speaks too much sense and hasn't done anything with his life

[BuccoCapital Bloke @buccocapital]

Everyone wants to get rich quickly. Here’s my guide to getting rich slowly.

Boring, I know. But hopefully helpful to some people. Nobody taught me this, I had to learn it myself. Which is dumb. We should teach this stuff

The idea here is that you:
1. Build a safety net
2. Take advantage of all free money and tax-advantaged vehicles
3. Make sure your future is secure
4. Then, and only then, would I invest in individual stocks

Step 0: You need to be trying to maximize your income. This is WAY higher ROI on your time than investing in individual stocks. That comes later (step 11 in this plan. The last step). If you want money left over for individual equities, you’ve got a lot of steps to get through

Step 1. No fucking margin. No options:
If you are using them, stop it.

Step 2. Spend less than you make:
Just like you will always be fat if you eat more calories than you burn, you will ALWAYS BE POOR if you spend more than you make. Do you know where your money goes? I doubt it. Build a damn budget.

Step 3. Create an emergency fund. Depending on the security of your job, 3 months to 1 year is appropriate. Put it in a high yield savings account or money market account. This is how you don’t blow up

Step 4a: Save 20% of your paycheck for retirement:
This is a gift to future you. It’s non-negotiable. Just fucking do it. Plus, your 401k probably has an employer match. That’s free money. Double check your fees don’t suck, the 401k might not be the right vehicle, but you still need to save 20%.

Step 4B. Pay your high interest debt
If you have double digit debt, literally everything you do should be laser-focused on wiping this out. In this scenario, you get the employee retirement match and switch to paying this down. Vaporize high interest debt is your life goal until it’s gone

Step 5. If you have access to an HSA, max it out:
The HSA is a triple tax advantaged vehicle. Tax-deductible contributions, tax-deferred growth, tax free withdrawals

Step 6: Max out a Roth IRA. If you make too much, do a backdoor Roth:
This is another excellent tax-advantaged vehicle. Don’t be stupid. Use it

Step 7: if your company offers and ESPP use it.
This is also free money. Check the details but it should be an automatic 15% at least every 6 months.

Step 8: Big purchases in the next 3 years?
This should not be in the market. Houses, cars, etc. Use a HYSA/money market.

Step 9: Have kids? 529 time
While personal preference, I want to help my kids with school. That also comes before buying individual stocks. Sorry

Step 10: Max 401k.
I wouldn’t buy individual stocks before I had maxed this. Sorry again

Step 11: Congrats, you made it. Buy some stocks.

[BuccoCapital Bloke @buccocapital]

Some thoughts on risk:

1. Your 20’s are a great time to take risks
2. Experiencing loss is how you develop your risk tolerance
3. Better to learn your risk tolerance before big numbers are involved
4. It’s good to take calculated risks, not stupid risks
5. Blowing up isn’t the end of the world, but you really shouldn’t do that. You can take risks, even big risks, without going all in
6. If you do blow up, don’t lose the lesson
7. And lastly. Don’t go levered long Fartcoin at the top