Ritesh Saluja

A Random Bullish Retail Investor || Director Data Science @ Fintech || Learner 🇮🇳💰

[Paresh Rawal @SirPareshRawal]

A MUST READ !

[Ritesh Saluja @ritesaluja]

While responsibility is to be shared among all economic participants - As investors, we should have a sense of responsibility, and pride, about the societal impacts of our investment choices.”
~Hendrith Vanlon Smith Jr.

[Ritesh Saluja @ritesaluja]

Day 331 of 365: “Investors have a role in shaping the world, because everything is influenced by the allocation of capital. At scale and collectively, investors are most responsible for the allocation of capital.

[Ritesh Saluja @ritesaluja]

Tiny Truths for Soul
https://t.co/67Y2TCFxf7

[Ritesh Saluja @ritesaluja]

Day 330 of 365: “In nature, capital is never stagnant. Capital exists in service to life - at all times. It's a medium of utility, not a souvineer. The capital in our portfolio should work in the same way.”
~Hendrith Vanlon Smith Jr.

[Ritesh Saluja @ritesaluja]

Day 329 of 365: “Remember, consistency is a critical component of success.”
~Darren Hardy

[Ritesh Saluja @ritesaluja]

https://t.co/Z92vdpWTNX

[Ritesh Saluja @ritesaluja]

Day 328 of 365: “A probabilistic price chart is not a proof of sound business.” ~unknown #stockmarket

[Ritesh Saluja @ritesaluja]

Bond yields also serve as benchmarks for other interest rates, influencing borrowing costs for businesses and consumers alike.”
~Hendrith Vanlon Smith Jr.

[Ritesh Saluja @ritesaluja]

Day 327 of 365: “The bond market plays a pivotal role in the global economy. It provides a vital source of capital for governments and corporations, enabling them to fund infrastructure projects, expand operations, and pursue innovation.

[IIT Bombay @iitbombay]

AI that thinks in India's own languages.

IIT Bombay is proud to present BharatGen to the world: Open, multilingual AI for India's languages and people, at Bharat Innovates 2026 in Nice, France (14–16 June).

BharatGen is built at IIT Bombay's Department of Computer Science and Engineering, led by Prof. Ganesh Ramakrishnan, with Rishi Bal (CEO) and Dr. Maneesh Singh (VP, ML) with a consortium of 9 premier academic institutions. A team of 60+ researchers, engineers and linguists are building AI that includes all scheduled Indian languages, across text, speech and documents.

-> Param2, its foundational text model with reasoning, coding, and tool calling capabilities works across all 22 scheduled Indian languages

-> Shrutam2, for automatic multilingual speech recognition/ STT across Indian languages

-> Sooktam2, a text-to-speech models with zero-shot voice cloning across Indian languages

-> Patram, a document vision model built for understanding Indian-specific documentation

BharatGen powers services in governance, healthcare, education, insurance, finance, and cultural preservation.

A national effort backed by DST and the IndiaAI Mission, BharatGen is India's push for open, homegrown AI, built for 1.4 billion people.

For more information, visit https://t.co/bZul5Lr3yC

Bharat Innovates 2026 · 14 - 16 June · Nice, France

@BharatInnov2026 @EduMinOfIndia

#BharatInnovates2026 #IITBombay #BharatGen #DeepTech

[Ritesh Saluja @ritesaluja]

Day 326 of 365: “Real estate rewards those who see tomorrow before others wake up.”
~Olawale Daniel

[Nick Collins @nickcollins1953]

Every calculation you have ever done uses a system India invented.

Before Indian mathematicians gave the world zero and the decimal place, Greek and Roman maths used letters for numbers. Try multiplying MXLVII by CCXCIV. Merchants, architects and astronomers across the ancient world were trapped.

Baghdad's Al-Khwarizmi (c.780–847) transmitted it west. His book on the Indian place system and algorithmic calculation laid the foundation of modern mathematics. The word "algorithm" is a corruption of his name. "Algebra" comes from his treatise title. Both are Arabic transmissions of Indian originals.

Abraham Seidenberg's History of Mathematics credits India's Sulba Sutras as the inspiration for all mathematics of the ancient world.

Lin Yutang, Chinese philosopher: "India was China's teacher in trigonometry, quadratic equations, grammar, phonetics."

Carl Sagan thought Vedic cosmology the only ancient system whose timescales correspond to modern scientific cosmology.

Every time a computer runs, it counts in a system India designed.

[Ritesh Saluja @ritesaluja]

Day 325 of 365: “Cash flow measures health; discipline measures survival.”
~Shamail Aijaz, The Art of Risk: How Smart Businesses Prevent Chaos Before It Happens

[Ritesh Saluja @ritesaluja]

True

[Sidharth @Cloudwatch199]

Bashing Indian IT service companies for not building frontier AI is fair.

But they were built for services.

The real question is much sharper:

Where is Tata’s Qwen?

Qwen came from Alibaba — a company smaller than the listed Tata empire.

Where is Ambani’s ERNIE? ( Baidu )
Where is Mahindra’s Hunyuan?
Where is Adani’s Pangu?
Where is L&T’s defence AI foundation model?
Where is Birla’s industrial AI model?

China’s established corporate giants are building frontier models.

Alibaba built Qwen.
Baidu built ERNIE.
Tencent built Hunyuan.
Huawei built Pangu.
ByteDance built Doubao.
iFLYTEK built Spark.

So stop gaslighting people with “India lacks capital.”

India does not lack capital.
India does not lack engineers.
India lacks a billionaire class willing to risk serious money on frontier AI.

There is money for weddings, cricket, retail, ports, media, and political access.

But when it comes to building India’s Qwen, suddenly everyone becomes a cautious accountant.

That is the scandal.

[Ritesh Saluja @ritesaluja]

Day 324 of 365: “Return on Investment grows your money, but Return on Time shapes your life. The smartest entrepreneurs measure both.”
~Hirav Shah

[Akshit Singh 🇮🇳 @IndianSinghh]

Big cache of US made weapons recovered by Asaam Rifles in Manipur

External forces are desperate to destabilize North-East part of Bharat

🇮🇳

[Sridhar Vembu @svembu]

This is big: all access to Mythos and Fable AI models disabled for everyone outside America.

First thoughts:

1. Technology is the ultimate weapon. National sovereignty, national security, all of it is now about technology.

2. Globalization is dead and Bharat must find her own way ahead.

We must keep these two ideas in mind.

What can our government do right now? Ensure that orgs in India embrace smaller models, both Indian and Chinese open source ones. With a bit of effort, we can make them work. Anyway, why pay money to people who don't even want to sell to you?

We must deepen our R&D. Sarvam has been on it and we have been on it but remember that the latest models cost not only huge GPU budgets to train, the GPUs themselves are restricted. So we can't afford the scale of money (of the order of $100+ billion to even get in the game!) and even if we could come up with the money, we can't get all the GPUs. I would not like to ask the government to fund tens of billions of dollars on this anyway - the money has far better uses.

Zoho has been pursuing alternative R&D approaches that are far, far less expensive but by its nature cutting edge R&D takes time and we are patient. I am confident we will get there.

Any remaining people in India who have delusions about globalization should wake up now.

[Ritesh Saluja @ritesaluja]

Day 323 of 365: “By having a clear idea of where your money is going, you get to control it rather than having it control you.”
~Simran Kaur

[Ritesh Saluja @ritesaluja]

Day 322 of 365: “Luxury is not about owning more, it’s about owning wisely where lifestyle and investment meet.”
~LeyLines