You've seen the reel. SIP of ₹1 lakh/month, 30 years, 12% returns, 1% commission — "you're losing ₹2.40 Crore to your mutual fund advisor." Scary number. Great hook. Terrible analysis.
Here's why this take doesn't hold up:
👇
Getting into small caps is easy.
Staying in when everything is falling is where most people find out they weren't ready. Are you?
Find out if you can → https://t.co/aKSn5Zogn0
Uday Kotak ji dropped a truth bomb recently.
The next gen of business families wants to run family offices, not build real businesses.
Think about that.
Your father built a ₹500 crore business from scratch. You want to sit in a cabin picking smallcaps.
The irony? The business that funded your family office probably compounded at 25%+ CAGR for decades. No screener. No portfolio tracker. Just relentless execution.
Best investment advice for a business owner: close your Demat app, open your P&L statement.
Your business did 40% ROE last year. You're stressed about a mutual fund doing 12%.
Read that again.
No SIP, no smallcap, no PMS strategy will ever beat the returns of a well run business that you control. You set the margins. You pick the clients. You decide where to reinvest.
Markets are someone else's game. Your game is operations, hiring, pricing, expansion.
Your investment advisor can pick the right funds. He tracks markets 10 hours a day so you don't have to. That's his edge. Let him use it.
Nobody else can build your business. That's yours.
Are equities currently in a buying zone?
Historically, when the Nifty 50 P/E ratio dips below its rolling 5-year average, it has signaled a high-probability investment opportunity.
Here are the key findings from the data (2000 – March 2026):
In nearly all analyzed historical periods (Jan 2001, Jan 2008, Oct 2008, Aug 2011, Aug 2013, Mar 2020, and Jun 2022), investing when P/E was below the 5-year average yielded positive 3-year CAGR returns.
Excluding the Jan 2001 (which still turned positive over 3 years), investing in these value zones has consistently generated strong long-term CAGR, often exceeding 14% to 25%.
Current Market Status (March 2026): As of March 2026, the data indicates that the current Nifty 50 P/E (~19.9) is below the 5-year average P/E (~21.8).
Wished you had invested in Mar-2020❓
Believe the Buffet saying "Buy when there's blood in the streets"
- One can consider investing in equities in a staggered manner... S Naren - ICICI Pru MF
- Investors should in line with their risk profile evaluate increasing exposure to equities, preferably in phases over the next few weeks. Prashant Jain
- Nifty Index (USD) is back to Sep’21 levels.
Four months of consecutive decline on Nifty...improves odds of forward returns. DSP MF
- Nifty valuation near pre-Covid average, Jefferies
Not a reco. DYOR
S Naren, ICICI Pru MF
1) Equity valuation Index turned Green on 30 Mar 2026, from being in neutral for 3 years.
2) BAF (Balanced Advantage fund) model equity range 30-80%, now equity allocation % crossed 60% after 3 years.
3) Sentiment Model;
When FII are large buyers – situation to sell
When FII are large sellers – situation to buy
Record FII selling in Mar-2026 leads us to believe sentiment is positive (to buy).
Focus shift from ‘Asset Allocation’ to ‘Equity’ addition.
Simon literally said ‘this is pointless’… then THIS happened 😱
Australian mum Kristy Sellars just turned a suitcase, projections & a pole into the most emotional, cinematic performance AGT has EVER seen.
@BPCLLPG@PetroleumMin
Consumer no. 63537077,
Cylinder booked on 27th March, still not delivered.
Distributor (HARJAS GAS SERVICES) says it will take more 7-8 days from now.
Can you please check.
Your portal and App doesn’t take complaint as they both are not working.
My honest assessment is things look very ugly as on date. US troops are likely to do ground invasion of Iran this week. Huge casualities are being feared. Lot of critical infrastructure are being severely attacked across the entire gulf region.
Houthis, backed by Iran, have taken control of Bab el Mandeb strait in red sea. This further chokes the movement from gulf with Strait of Hormuz already under Iran's control.
Iran is being actively helped by both Russia and China. The more America try to destroy Iran, Iran would focus on destroying Israel and entire gulf region. Gulf can be rendered useless and uninhabitable.
We don't know when and where this conflict would stop. If it intensifies, getting sufficient crude, gas, fertilizers and many other essentials for modern life would be a huge problem for the entire world.
This would lead to run away inflation where poor suffer much more than rich. Interest rates would spike across the world. US and other developed countries would find it very difficult service their ballooning debt. Many years of global recession cannot be ruled out.
This is the worst being envisaged. There is no point even getting into scenario where nuclear warheads may be used. It would be extremely catastrophic.
War can end as ordinary Americans are strongly opposing this. Trump and MAGA are becoming so unpopular which may lead to loss of midterm elections later this year by Republicans. If Democrats get the control, there are huge chances that Trump may be impeached.
If sense prevails on America and they stop attacking Iran and withdraw from the war, US is unlikely to enjoy hegemony once it used to enjoy. Thanks to Trump, countries have completely lost trust in US. Be it Europe, Russia, China, Japan, India and even gulf countries - everyone is finding it difficult to trust and work with US.
Even if things get better, it may happen only after much more damage is caused.
Hold on to your existing investments and continue SIPs. Don't deploy emergency or safe money into markets. No one knows whether things would recover in few months or few years.
Focus on your career, ensure you are employed, develop skills which can keep you employable and wait for good times.
Mentally get ready for a period of pain. If it doesn't happen, well and good for us. If it happens, we are emotionally ready to handle the same.
If you want to understand REITs and InvITs, here’s a simple yet detailed master class on that by @raj_mehta89 from PPFAS
Link - https://t.co/D64ahYmMEK
You don't need a gym to get in great shape.
You just need 20-30 minutes and your own bodyweight.
Here are the 6 best exercises you can do from home to build muscle, burn fat and stay healthy for life (bookmark this): 🧵