Michael Waters

Christian, husband, dad
Financial Advisor
BF Wealth Solutions, a partnership with BankFlorida and Osaic Institutions, Inc.
Disclosure: http:/bit.ly/1UPmzD6

[Michael Waters @rmwaterscfp]

The latest issue of Market Week is available. https://t.co/8TfKAi56Xp

[Michael Waters @rmwaterscfp]

An integral part of managing your personal finances involves properly maintaining your financial records. This is especially important in the event of a crisis or emergency so that you can quickly locate something if needed. https://t.co/c2Iu0vN0uz

[Michael Waters @rmwaterscfp]

Retirement confidence slipped in 2026 for both workers and retirees. https://t.co/X37HeBsq0v

[Michael Waters @rmwaterscfp]

A withdrawal from an IRA is generally referred to as a distribution. If you receive a distribution from your traditional IRA before you reach the age of 59½, the federal government considers this a premature distribution. Like all d https://t.co/uAZZr1fv0L

[Michael Waters @rmwaterscfp]

As a business owner, you have unique college planning opportunities. If you are in a high tax bracket, it may be advantageous for you to shift assets or income to your child, who will typically be in a lower tax bracket. Generally, https://t.co/x2YfLadmsM

[Michael Waters @rmwaterscfp]

Learn how you can help improve your financial management skills. https://t.co/w8EgNVhAhh

[Michael Waters @rmwaterscfp]

Your child is heading off to college, and will have to handle his or her own finances. Before your child leaves home, make sure he or she has the financial knowledge to handle college. https://t.co/dbuN1ABndq

[Michael Waters @rmwaterscfp]

Value investing was defined more than 75 years ago, but it's still a fundamental concept to pursue investment goals. https://t.co/Rmpnykei9O

[Michael Waters @rmwaterscfp]

Find out how you could benefit by seeking help from a financial professional. https://t.co/Pk4iaYtq0c

[Michael Waters @rmwaterscfp]

Losing your spouse is difficult enough, and still you must organize your finances and settle the estate. Ask those close to you for help, and contact your attorney and other financial professionals. Try to get organized, and avoid m https://t.co/4cbA3eRfS6

[Michael Waters @rmwaterscfp]

Here is a list of tasks that may need to be completed upon the death of a family member. https://t.co/FxFKvJxPkU

[Michael Waters @rmwaterscfp]

This may be a good time to make sure you are on track to meet your annual contribution goal. https://t.co/5tCSRkevkm

[Michael Waters @rmwaterscfp]

See which states have enacted pay transparency laws, and which states have pending legislation. https://t.co/OFcmTHGeg0

[Michael Waters @rmwaterscfp]

An employee stock ownership plan (ESOP) is a type of qualified defined contribution plan that you can use to help fund your employees' retirement. An ESOP can be a stock bonus plan, or a combination stock bonus plan and money purcha https://t.co/BphqBdp8ws

[Michael Waters @rmwaterscfp]

Understanding how your spouse's death impacts your taxes can be helpful in managing tax liability. https://t.co/FqgAnHEMcf

[Michael Waters @rmwaterscfp]

The latest issue of Market Week is available. https://t.co/HHeFGoMIqG

[Michael Waters @rmwaterscfp]

When selling your business — regardless of whether the buyer is a family member, a key employee, or a third party — if the sale involves payments spread over time and funded from future business earnings, you need to ensure that you https://t.co/5Sv5OYp4Jn

[Michael Waters @rmwaterscfp]

This alert explains the types of tariffs that are still in play and their potential economic impact. https://t.co/zilbesSlvF

[Michael Waters @rmwaterscfp]

Crypto scammers are professional con artists. Here are some red flags to watch out for. https://t.co/ypiwDBOWmS

[Michael Waters @rmwaterscfp]

An individual retirement account (IRA) is a personal savings plan that offers specific tax incentives to encourage you to save for retirement. Currently, there are two types of retirement IRAs. Traditional IRAs allow for tax-deducti https://t.co/URa6ZmoVVN