R O B E R T O...✍

👨‍💻 SaaS | AI Marketing Automation | Web Designer
💡 Tech Founder @MayaNexus & @TheFinder360
🚀 Impact-Driven

[KYK 🇰🇪 @KijanayaKabras]

Titus Muya is the founder of Family Bank, a major financial institution in Kenya. With no banking experience or capital, he walked into Treasury offices to request a license to start a bank. People dismissed the idea as ludicrous, but his determination pushed him forward despite repeated rejections.

He started as a clerical officer in government ministries after his O-levels, driven by a love for reading and a desire to build something of his own. When his efforts to open a bank failed, a friend suggested he apply for approval to start a building society instead. In 1984, he founded Family Finance Building Society with a single outlet in Nairobi’s Standard Building, using an initial loan of Sh500,000. He hired an experienced manager and even opened the first account himself.

Unable to draw a salary, Muya reinvested everything into the business for nearly 20 years. He shifted focus from corporate clients to unbanked rural communities, offering school fee loans to coffee farmers in Kiambu, Gatundu, and Githunguri, with repayments made through coffee wages. This strategy grew the customer base and revenue steadily. He served as chairman and CEO for 23 years. In 2006 he sold his stake, and in 2007 the society received a commercial banking license from the Central Bank of Kenya to become Family Bank.

Beyond banking, Muya built other businesses including Daykio Plantations Limited, which expanded into real estate, and Kenya Orient Insurance. He also co-founded Alpha Africa Asset Managers and invested heavily in dairy farming. Today, Family Bank is going public with shares trading at Ksh 18, valuing the company at Ksh 29.9 billion.

[R O B E R T O...✍ @robertongugy]

@orengo_james @edwinsifuna Wewe Mzee stop hallucinations.

[R O B E R T O...✍ @robertongugy]

@citizentvkenya @HonKangata is just another tribalist

[R O B E R T O...✍ @robertongugy]

@citizentvkenya That woman sitting next to you told us the Adani deal was bad. Nyamazeni

[R O B E R T O...✍ @robertongugy]

@HonMoses_Kuria Mutha

[R O B E R T O...✍ @robertongugy]

@PoliceKE I don't know who's listening to this, or even if anyone cares but Kamukunji police station is a crime scene, I witnessed this as they exorted 10k from me. @kipmurkomen @IG_NPS we know we are weak but one day God will judge you for this.

[Tim Denning @Tim_Denning]

Patterns I noticed in successful people in my life:

• People think they’re insane
• They’re relentless at follow up
• They reply to emails in one sentence
• They are so high agency it’ll rip peoples faces off
• They understand the enormous value of pattern recognition
• They don’t give a flying f*ck about people’s opinions
• They don’t network and let their work do the work
• They have confidence that comes from action
• They purposely cultivate high energy
• They have an aura about them
• They chase their obsession
• They see writing as thinking

[Jackson Hinkle 🇺🇸 @jacksonhinkle]

The moment of the Iranian flag being unfurled on the turf of SoFi Stadium in Los Angeles

[AshutoshShrivastava @ai_for_success]

Take 136 seconds out of your day and listen to Sundar Pichai.

[MKALEE ORIGIN🇰🇪🇰🇪 @abrahamkir5517]

KENNOL BLOGGERS WANASHINDWA MBONA MLEVI WAS NEVER INVITED?

THERE ARE LEVELS TO THIS MEETING.
RESPECT PRESIDENT RUTO

[R O B E R T O...✍ @robertongugy]

@NelsonHavi Says a man who dined with Gachagua and other thieves. Nyamaza

[Danushka Stanley | AI x Cloud @DanushkaStanley]

@ravikiran_dev7 So you expect the CEO to code? So who is gonna do CEO job? You don't need to know ML or whatever to run a business, and whoever knows ML can't run a business as well, so pointless arguing.

[R O B E R T O...✍ @robertongugy]

@PloSigei @KTNNewsKE and Gideon Moi media is so biased ata hawana dignity any more..watu manugu sana

[R O B E R T O...✍ @robertongugy]

@StandardKenya Nyinyi ata ID za 2020 mnasema ninRuto amepeana. Watu manugu sanaa

[R O B E R T O...✍ @robertongugy]

@Terriz_Sam @NCIC_Kenya @DCI_Kenya @NPSOfficial_KE @NCIC_Kenya @DCI_Kenya again, mtangojea nini?

[R O B E R T O...✍ @robertongugy]

@BiancaNaom1 @DCI_Kenya @NCIC_Kenya Bado nko Kazi ama mnangoja nchi ichomeke?

[Tulsi Soni @shedntcare_]

UPS Data Entry Position

- $29 an hour

- All necessary training and equipment provided
- No degree or experience needed
- Monday thru Friday, 8 am - 3 pm

[Tulsi Soni @shedntcare_]

BYE-BYE POWERPOINT.

ChatGPT can now create a presentation in 2 minutes.

Use these prompts instead and see the magic:

[R O B E R T O...✍ @robertongugy]

@OmaeOkara So ukiwa na mgeni anaenda washroom ya nje ama?

[R O B E R T O...✍ @robertongugy]

@wahomethuku Endelea kuota