@BasedTorba It depends, if you are just doing cleaning and sometimes fillings. If you are doing other procedures having a dental insurance will be better.
保险拒赔了,怎么办? What should I do if my dental claim is denied?
先看EOB上写的拒赔原因。很多拒赔是因为资料不全,比如缺X光片或者治疗说明,诊所补齐资料重新提交就可能通过。如果真的不同意保险的决定,可以申诉(appeal),但要注意EOB上写的申诉期限。
可以问诊所:拒赔的原因是什么?能补资料重新提交吗?