Robin Knight Chapman

Vice President, Chapman Media Creative Advertising and Social Media Manager for local businesses. Extreme Music Lover

[Robin Knight Chapman @robinkperry]

@zacbrownband Everything! Fav right now is Ain’t Got No Worries 🎶🎵🎤

[Teslaconomics @Teslaconomics]

I don’t think people truly understand what’s about to happen with 𝕏 Money.

This is Elon going back to his roots - back to https://t.co/xPHLRiKvNk - and building what he always wanted in the first place: one place that runs your entire financial life.

When he rebranded Twitter to 𝕏 in 2023, he said straight up that we’re adding the ability to conduct your entire financial world. He even said you may not even need a traditional bank account.

Most people brushed that off. And now it’s becoming real.

𝕏 Money has already been live in closed beta internally within the company. A limited external beta is expected soon, and they’ve already secured money transmitter licenses in over 40 states plus DC. 𝕏 Payments is registered with FinCEN. Visa is officially partnered. You’ll be able to fund your wallet instantly, send peer-to-peer payments, move money to your bank, and eventually use a debit card.

And I think this is just the beginning.

This will probably start as a simple wallet where you can send money as easily as sending a DM. With this technology, you can pay creators, pay subscriptions, pay whatever bills, shop inside the app, get paid inside the app, and much more.

Then, there will be high-yield savings, you can invest, you can get loans, have money market accounts, maybe even treasury access, cool smart cashtags that let you see live stock prices in your timeline and execute trades seamlessly, crypto integration, potentially full asset management… the list goes on and on… Elon literally said this is meant to be the central source of ALL monetary transactions.

Bro… think about that for a sec.

Your 𝕏 profile becomes your financial identity.

Everyone you follow is already there. Everyone you interact with is already there. That social graph becomes your distribution engine. Like, you won’t need a separate banking app, no need for a separate investing app, no need for a separate payment app… this all lives where you already spend your time. Right here on 𝕏.

Look at WeChat in China, which Elon always alluded to. Payments, messaging, shopping, investing - all integrated in one app. It handles $ trillions in volume and became deeply embedded in everyone’s daily life. Now 𝕏 is building the Western version of that, but with a more global reach, and xAI’s AI layered on top of all this.

Before you call me crazy, you have to understand how big this opportunity is.

Digital payments globally are measured in the tens of $ trillions of dollars annually. Even just capturing a small slice of that across hundreds of millions, and eventually a billion, users can change everything. 𝕏 already has the audience. That lowers customer acquisition costs significantly. Add fintech revenue on top of ads, plus float, plus lending, plus investing tools, and we’re talking about a completely different valuation profile.

Now, $44B for this company looks like the bargain of the decade… this was one of the main reasons I invested in 𝕏.

And if they execute the way they’ve executed at Tesla and SpaceX, this could truly fundamentally redefine how people handle $ .

Most people today still see 𝕏 as just a social media app. I see it as the foundation of a financial system layered on top of a global network. Ultimately becoming the “everything” app.

And this I believe is a once-in-a-generation opportunity.

Elon is calling this a game-changer.

I believe him.

[Robin Knight Chapman @robinkperry]

@elonmusk Yep

[Robin Knight Chapman @robinkperry]

@elonmusk Wonder where the money came from?

[Robin Knight Chapman @robinkperry]

@Polymarket Craziness

[Robin Knight Chapman @robinkperry]

@elonmusk Sad

[Robin Knight Chapman @robinkperry]

@NowPammsy Hahahahaha!!!!

[Robin Knight Chapman @robinkperry]

@elonmusk @grok Cool. 😎

[Robin Knight Chapman @robinkperry]

@wolfblitzer Good! Clean up the crime!

[Robin Knight Chapman @robinkperry]

@RepMTG Amen sister!

[Joel Osteen @JoelOsteen]

Do you realize what you have? You’re not just ordinary, doing life on your own, limited by your environment, your education, your connections, your size. No, the gracious hand of God is on you: a favor that empowers, enables, opens doors, and keeps enemies from defeating you.

[Robin Knight Chapman @robinkperry]

@elonmusk Well hello! 👋🏻

[Robin Knight Chapman @robinkperry]

@POTUS Can you help people on social security? There should be an increase in wages when inflation occurs.

[Robin Knight Chapman @robinkperry]

@DOGE Yay! Keep searching 👏🏻✌🏻

[Robin Knight Chapman @robinkperry]

@ELonMuskNewssX I know great real estate agents who would sell her home.

[Robin Knight Chapman @robinkperry]

@Donaldtrumpike Yes!

[Robin Knight Chapman @robinkperry]

@TuckerCNews Already have it! Fantastic speed!!

[Robin Knight Chapman @robinkperry]

@musk_news13 ABSOLUTELY

[Robin Knight Chapman @robinkperry]

@TrumpRealDaily Laziness

[Robin Knight Chapman @robinkperry]

@musk_news13 YES!!!