When your income goes up, tell NO-ONE
Invest the difference quietly & BUILD
Keep your mouth shut & keep working
People CHANGE when you do better & they will resent you
In the U.K, you need to earn £205k to make £10k a month
In Dubai you need to earn £120k a year to net £10k a month m
The U.K is nearly 50% income tax while Dubai is 0% tax
London property prices are crashing and the numbers are shocking
In prime central London, the falls are brutal
Just 15 years ago London was booming & everyone from all over the world was fighting to get property in the capital
Now all the millionaires & billionaires
You can’t get a £1 million mortgage if you make 100K a year
You can’t get a 100k car loan if you make 40k a year
So WHY can you get 200K in student loans for a degree & then only start on a 30k salary
AND even after paying it back, your interest gets MORE & you owe MORE
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Have you noticed that not only are we paying more for everything
But we are getting less of everything?
Everything more expensive. Everything smaller & worse & less
WTF is going on?
Not having kids is a life hack I spend my summers in Europe, take cross-country road trips, and disappear off-grid on weekends
The money I’d spend on kids goes to investing, experiences, & freedom.
Different priorities. Different definition of rich
£5 for Cheddar cheese (locked in a security box) £9 for a chicken breast £20 for Parma Ham (not the most expensive)
£34 quid for 3 items
Just to make a f*cking chicken dinner
Costs in the U.K. are WAY out of control
The govt. call it ‘inflation’, I call it the intentional devaluing of money
It’s the rich getting richer & the poor getting poorer
Because your food & energy prices up over 50% combined since 2020 BUT
Profits of these big corps up as much as 500% in the same time
Imagine turning down a pay rise because it would make you poorer…
That’s exactly what happens when you start earning over £100k
If you’ve got children in nursery then you’re better off earning £99,999 than £150,000
In the U.K. we literally penalise people for earning more
The top 12% of earners in the U.K now pay 70% of the total income tax
‘Tax the rich more’ they say, but how is this fair?
And now all the rich are leaving, they 70% income tax will have to be paid by everyone else
Do you know what that means?
More tax rises
If you give a £50 note to a butcher, who then buys from the baker, who then buys from the candlestick maker, it’s worth £50 to each of them, & after 50 transactions it’s still worth £50
If you pay by card, the bank takes 1.5%, 3% or even 5%
The pound has lost 90% of its purchasing power since 1976
£100 in 1976 would need to be £1,000 today to buy the same products & services
This is why there’s a cost of living crisis. The pound is worth nothing anymore