Rockwell Financial Services

I Help Pre-Retirees Build Tax-Free Income Using Strategies Wall Street Won't Teach You.

Free IUL Policy Audit:

[Rockwell Financial Services @rockwellfs]

Can you answer these three questions about your IUL policy?

Is it structured correctly for tax-advantaged retirement income?

Is it on track to be max-funded within IRS guideline limits?

Is it performing the way your original illustration projected?

Most policyholders cannot answer even one.

Free audit: https://t.co/JNoiwB3SK2

Confidential. No obligation. Licensed insurance professional. Results vary by individual policy.

[Rockwell Financial Services @rockwellfs]

Annuity + LTC rider vs. standalone LTC:

Annuity + LTC:
✅ Guaranteed income
✅ LTC acceleration
✅ Death benefit

Standalone LTC:
✅ More LTC coverage
✅ Lower premium for coverage

Needs vary. Let's find YOUR fit.

#LTC

[Rockwell Financial Services @rockwellfs]

Can you answer these three questions about your IUL policy?

Is it structured correctly for tax-advantaged retirement income?

Is it on track to be max-funded within IRS guideline limits?

Is it performing the way your original illustration projected?

Most policyholders cannot answer even one.

Free audit: https://t.co/JNoiwB3SK2

Confidential. No obligation. Licensed insurance professional. Results vary by individual policy.

[Rockwell Financial Services @rockwellfs]

FAQ: Can I get LTC coverage if I have diabetes?

It depends on the type and management.

Some conditions = higher premiums.
Some = limited coverage.
Some = declined.

The best time to apply: before health changes.

#LTC #Underwriting

[Rockwell Financial Services @rockwellfs]

Every great retirement has one thing in common:

A plan that accounts for the unexpected.

Long-Term Care is not unexpected anymore.

70% of us will need it.

Be part of the 30% who planned.

#Retirement #LTC #FinancialWisdom

[Rockwell Financial Services @rockwellfs]

Women: you're more likely to:

📊 Need paid LTC services
📊 Need care longer
📊 Be a caregiver for others FIRST
📊 Have less retirement saved

The system isn't designed for you.
But YOUR plan can be.

#WomenAndRetirement #LTC

[Rockwell Financial Services @rockwellfs]

The LTC industry paid $193 BILLION in claims since inception.

Supporting over 1.8 million individuals.

This coverage CHANGES lives.
This coverage SAVES families.

Do you have yours?

#LTC #AHIP #ProtectionMatters

[Rockwell Financial Services @rockwellfs]

Return of premium how it works:

Some hybrid LTC policies return premiums if:

✅ You never need care, OR
✅ You change your mind

Your money is NEVER wasted.

This is the 'win either way' policy.

📩 DM me 'RETURN'
#LTC #ReturnOfPremium

[Rockwell Financial Services @rockwellfs]

I'll just rely on my children.

Reality check:

⏰ 47 hrs/week avg family care giving
💸 Caregivers lose avg $303K in wages/benefits over lifetime
💔 91% report strain on their relationships

Plan for THEM too.

📩 DM me
#LTC #FamilyCaregiving

[Rockwell Financial Services @rockwellfs]

Avg LTC policy benefit purchased:

📋 Benefit period: 3.57 years avg
📋 Daily benefit: $155/day avg
📋 Monthly benefit: ~$4,650/mo avg

Is $155/day enough for YOUR area?

📩 DM me 'CALCULATE'
#LTC #Coverage #RetirementPlanning

[Rockwell Financial Services @rockwellfs]

❌ MYTH: Long-Term Care only means nursing homes.

✅ TRUTH: 70%+ of LTC is received AT HOME.

Home health aides, meal delivery, transportation, personal care.

ALL covered by a comprehensive LTC policy.

#LTC #HomeCare #RetirementTruths

[Rockwell Financial Services @rockwellfs]

Women outlive men by avg 5+ years.

Longer life = greater LTC exposure.

Yet women are LESS likely to have LTC coverage.

The gap is dangerous.

Ladies this one's for you.

#WomenAndMoney #LTC #GenderGap

[Rockwell Financial Services @rockwellfs]

If you HAD to pay for Long-Term Care tomorrow:

How would you cover $10,646/month?

A) Retirement savings
B) Family members
C) Sell my home
D) I have a plan already

Be honest 👇

#LTC #RetirementReality #Poll

[Rockwell Financial Services @rockwellfs]

If you HAD to pay for Long-Term Care tomorrow:

How would you cover $10,646/month?

A) Retirement savings
B) Family members
C) Sell my home
D) I have a plan already

Be honest 👇

#LTC #RetirementReality #Poll

[Rockwell Financial Services @rockwellfs]

Health changes everything with LTC.

Pre-existing conditions can:
❌ Increase your premiums
❌ Limit your coverage
❌ Disqualify you entirely

Today's good health = today's best rates.

📩 DM me 'HEALTH'
#LTC #HealthWindow

[Rockwell Financial Services @rockwellfs]

Partnership LTC policies a hidden benefit:

Many states offer 'Partnership Programs' where:

✅ LTC policy pays benefits first
✅ Then Medicaid kicks in WITHOUT spending down all assets

You get Medicaid protection WHILE keeping more savings.

📩 DM me 'PARTNER'

[Rockwell Financial Services @rockwellfs]

Executive bonus strategy:

Business owners can use a company-funded LTC plan to:

✅ Reward key employees
✅ Get a tax deduction
✅ Cover their own LTC needs

Let's structure yours.

📩 DM me EXECUTIVE
#BusinessOwner #LTC

[Rockwell Financial Services @rockwellfs]

❌ MYTH: My savings will cover LTC costs.

✅ TRUTH: A 70-year-old couple with LTC needs sees wealth drop 21% over 9 years even WITH savings.

Don't gamble your retirement on luck.

#LTC #RetirementTruths #WealthProtection

[Rockwell Financial Services @rockwellfs]

Robert, 57, too busy to plan.

Wife needed home health care after a fall.
$5,900/mo out of pocket.
Retirement savings gone in 4 years.

Don't learn this lesson the hard way.

📩 DM me LEARN
#LTC #PlanningMatters