Rohan Gupta

Founder & CTO @smallcaseHQ

[Anugrah Shrivastava @anugrah_shrivas]

With SEBI’s ambitious PaRRVA (Past Risk & Return Verification Agency) framework going live today, the “Wild West” of unverified investment claims is officially over.

Under this framework, registered entities like - Research Analysts, Investment Advisors, and Algo Providers, must register with PaRRVA (Care Ratings Ltd serving as the SEBI recognized verification agency) to have the performance of their recommendations verified.

Since the framework applies prospectively, SEBI has also mandated that these entities have their historical returns certified by a member of ICAI/ICMAI. This ensures that even performance data predating PaRRVA is also independently validated.

In line with these guidelines, the historical live performance of every portfolio available on the smallcase app and website is now certified by an independent CA. These certificates are available directly within the portfolio factsheets.

PaRRVA validated returns are also coming soon to all the portfolios on the platform.

Performance is why investors stay with a strategy, but trust is why they start. At @smallcaseHQ , we don’t just show you the numbers; we show you the proof. Next time you evaluate a strategy, remember: If it isn’t verified, it’s just a claim.

[Vasanth Kamath @vasanthkamath]

Loans against mutual funds have become one of the fastest growing credit categories for individuals. It’s an ideal way for investors to get access to instant liquidity with in-built flexibility for anytime repayment & interest-only monthly payments, while continuing to let their investments compound

Till recently, investors could only borrow up to 50% of their equity investments value. With its updated framework, RBI has raised this ceiling for banks, making loans against securities a more compelling proposition

We’ve now also implemented this on @smallcaseHQ, making our mutual funds loan offering the most investor-friendly stack
· Borrow up to 60% of your equity mutual fund holdings, higher limits on debt continue
· Interest rates as low as 9.99%, even for loan amounts as low as ₹50000
· Instant and fully digital process with loans starting at ₹10000

Live now on the smallcase mobile & web apps, we also offer a plug-and-play solution for platforms who want to offer this to their clients. DM for access

[Anugrah Shrivastava @anugrah_shrivas]

Historically, "Family Offices" were a luxury reserved for the Ultra-HNI segment—a dedicated team to track, manage, and optimize every single rupee. We believe every investor deserves that level of control.

That is why we are introducing Wealth Office on @smallcaseHQ — your personal financial command center to manage everything you own and everything you owe.

Here is how Wealth Office will help you better track, optimize, and grow your wealth:

Privacy by Design: We use only secured, consent-driven rails with 100% encryption. Unlike other apps, no SMS scraping or email reading is required. Your data stays yours.

Focus on Liabilities, not just Assets: In addition to the automatic fetching of common assets like Mutual Funds, Stocks, and EPF, you can add any asset or liability you want to track. You can also monitor and optimize your credit score. We empower you to track your liabilities with the same rigour as your assets to ensure your financial health stays robust.

Centralized Wealth Documentation: Stop hunting through fragmented folders and threads. Upload documents like sale deeds, insurance policies, or gold receipts directly to the relevant asset. For a deep dive into the specifics, explore all your data in a clean, tabular format. With a single click, export your entire data set to share with your CA for seamless tax filing.

Contextual AI: Wealth Office comes with an in-built AI assistant that understands your specific financial context. It doesn't just summarize data—it helps you understand why your allocations shifted.

Bottom-Up Forecasting: We use a granular approach to project your future wealth by predicting how each individual asset and liability will grow, rather than relying on broad assumptions about your total net worth.

Timeline View: Most platforms only show you where you are today. Wealth Office provides a comprehensive history, allowing you to access snapshots of what each asset or liability was worth at any specific point in the past.

Check it out on the smallcase app and let us know what more should we add!

[Vasanth Kamath @vasanthkamath]

🆕 on the @smallcaseHQ app

Wealth Office - a personal financial control center to manage & grow everything you own & owe ✨

Add all your assets & liabilities in minutes to get a single view of your entire wealth. A mobile-first experience enhanced with AI to first track and then optimize your net worth

Key features/differentiators:
· Timeline view - View a timeline of how your net worth has grown (vs just today’s number). Along with forecasts that have been intelligently built asset-by-asset, get a detailed picture of how each part of your wealth is evolving
· AI with your context - Use AI to better understand your allocations and why something has changed. Not just to summarize, but also to help you plan your investments, goals & taxes
· Your data is yours - Wealth Office is built using secured rails & consent-driven frameworks and fully encrypted with financial-grade security standards. No SMS & email reading or permissions required
· Fully portable - Add assets like physical gold, real estate & more manually with photos & documents upload. Get a tabular view of your monthly net worth and export it offline to share it with your CA

Try it out on the smallcase Android & iOS apps today. Links below

[Vasanth Kamath @vasanthkamath]

Introducing International Investing for Indians on @TickertapeIN 🌎

· 7000+ US stocks & global ETFs across unique themes (AI, space, deeptech), commodities (uranium, copper) & geographies (South Korea, Mexico & other country ETFs)
· Fractional ownership to start investing with $1
· Fully digital flow with instant US broker account opening & seamless LRS transfers
· Powered by GIFT City, India’s global investing gateway & IFSCA’s new framework

At @smallcaseHQ, we strongly believe that diversification is key to every portfolio, and global exposure is a component that’s missing from 2/3rds of our investor base. With this launch, we are one step closer to helping every investor design their long-term winning portfolio

This is live now on Tickertape web (https://t.co/MqrDMUHNRY) & our Android/iOS apps. More features coming very soon, let us know what you would like to see next

[Anugrah Shrivastava @anugrah_shrivas]

Excited to share that @ZerodhaAMC (smallcase-Zerodha JV) has launched its new app-like interface - inside WhatsApp.

No, it's not a chat bot. It's a tap based interface that works inside WhatsApp. With this investors can get onboarded, invest, track and manage their investments, all via an app that is on most of our phones.

We started our Fund House with a mission to simplify mutual funds for the next 10 cr investors. This means delivering two key things - creating simple funds, which investors can relate to, and creating seamless investing experience for them.

This app-like interface aims to provide:

Seamless Journey: Whether you're a first-time investor or already have a KYC-verified account, you can start investing directly from WhatsApp. The process is designed to be intuitive and tap-based, minimizing the need for any text commands.

Easy Management: You can not only buy and sell mutual fund units but also initiate Systematic Investment Plans (SIPs) and track your portfolio with just a few taps.

Secure Accessibility: Directly offered by our fund house, this is a safe and reliable way to manage your investments in our Mutual Funds.

By meeting investors where they are, this app aims to encourage better financial habits and empower more people to take control of their financial future.

Do give it a try and let us know your feedback.

[Anugrah Shrivastava @anugrah_shrivas]

I’m thrilled to share that our Execution Only Platform (EOP) for direct mutual fund transactions is now live on @smallcaseHQ ! This is a significant milestone in our mission to build a transparent, powerful, and investor-first ecosystem.

For years, at smallcase we've focused on transforming how Indians invest in equities with smallcases/model portfolios. Today, we bring that same technology-led, investor-centric DNA to mutual funds.What’s new?

One Consolidated View: you can now import all your existing mutual fund holdings into the smallcase app. Get a complete, unified view of your entire portfolio—stocks, smallcases, and mutual funds—all in one place for seamless transactions, tracking and management.

Direct MF Execution: we have built dedicated integrations with RTAs (CAMS, KFIN, MFU) and 35+ AMCs. This setup ensures you only invest in direct schemes of the mutual funds. Direct schemes carry lower expense ratios as they don't pay any commissions to distributors. This cost saving directly translates into more of your money staying invested, leading to higher returns for you over time.

Flexibility with SOA: we believe in a truly open ecosystem. Thus, unlike the demat format where you get practically locked-in with the service provider, all your MF transactions on the smallcase platform will be executed in the SOA format.

Mutual Fund Model Portfolios: Soon, we'll also be launching research-driven mutual fund model portfolios on the smallcase app, applying the same disciplined, portfolio-based approach that has defined our equity product offering.

This launch reinforces our commitment to building transparent infrastructure that empowers investors and is a foundational piece in our goal to create a single, integrated investing platform for retail investors.

[Vasanth Kamath @vasanthkamath]

Today, @smallcaseHQ announced a $50M Series D from new investors Elev8 VP, State Street GA & Niveshaay Funds along with participation from existing investors Faering Capital & Arkam Ventures. Grateful to all of them & our shareholders for their partnership and continued conviction in what we're building

This wouldn't have been possible without the support of the brilliant teams at smallcase and the trust of our customers & partners. Incredibly thankful to all  for being a part of our journey, we're deeply humbled by the growth & impact we have been able to create! We have a lot of exciting updates in the coming months.. 🔹

Read more: https://t.co/2o0ZR6PkXe

[Vasanth Kamath @vasanthkamath]

Thanks @FinancialXpress @anantgoenka & jury for awarding @smallcaseHQ Best Fintech - Investments for the year. Was an honour to receive it from Hon FM @nsitharaman on behalf of the entire smallcase ecosystem. V proud of the team & grateful to all our partners for their support 🙏🏻

[Anugrah Shrivastava @anugrah_shrivas]

We have launched a powerful & detailed Mutual Fund portfolio analysis tool on @TickertapeIN. Sharing some of the key features:

1. Diversification Score: 🌐
Learn and understand how diversified your MF portfolio is. You can also discover and see top mutual funds held by the other tickertape users

[Vasanth Kamath @vasanthkamath]

Heartening to see investor trust continue to compound at @ZerodhaAMC (a smallcase-Zerodha JV) with assets doubling to ₹1000+ cr in just 40 days 🖤

It’s a reflection of the growing appetite for index-based investment products & we are grateful for all the feedback & ideas

(1/2)

[FOSS United Bangalore @FOSSUnitedBLR]

Successfully conducted “FOSS Workshops”!

Special thanks to @smallcasetech for providing venue and refreshments with a fun activity 🙏

Kudos to all participants for their active participation and support 🥳

@FOSSUnited #Meetup #Bangalore #February

[Zerodha Fund House @ZerodhaAMC]

500 Cr AUM, 1L Investors, 3 Months

A heartfelt thanks to all the investors for the trust you have placed in us. Your support towards our goal of making investment products accessible to every Indian fuels our determination!

#EraOfPassive

[FOSS United Bangalore @FOSSUnitedBLR]

Happy to announce that @smallcaseHQ has joined as a venue partner for the “FOSS Workshops” themed February meetup !🎊

Reserve your place 👇
https://t.co/NtjyYmATvd

📅 24th Feb

🕕 2 PM IST

@FOSSUnited #Meetup #Bangalore #February

[Anugrah Shrivastava @anugrah_shrivas]

In just 7 trading sessions LIQUIDCASE (Liquid ETF launched by @ZerodhaAMC) has crossed more than 150cr in AUM! Here are the key benefits of LIQUIDCASE over other liquid ETFs

Before listing the benefits, lets understand the key differences between LIQUIDCASE and other existing Liquid ETFs.

How existing liquid ETFs work
- NAV/Price of these ETFs don’t change. It remains fixed at a value like 1000.
- Given price remains the same, users earn returns in the form of more units or cash.
- Let’s first understand the ETFs that provide returns in the form of units. Let’s say the price of the ETF is 1000 and you have purchased 100 units of this ETF. After some time you will have more than 100 units (something like 100.5) but the price of the ETF will remain the same. Thus, you get the returns in the form of additional units but the price of the ETF remains the same. The additional units that you have earned as dividends get credited to your demat account every month/fortnight.
- There are some liquid ETFs that provide returns in the form of cash and not units. Let's take the same example, where you purchased 100 units and the price of the ETF was 1000. In this case also, the price will remain constant at 1000 and the number of units in your demat account will also remain the same at 100, but you will receive cash dividends in the bank account linked with your demat account.

How LIQUIDCASE works
- NAV changes daily. It started from 100, but is changing daily to reflect the scheme's performance. Over a period of time, NAV should move to 105-110 and so on.
- If we take the same example where you purchased 100 units and let’s say the price on the day of the purchase was 100. In this case, the number of units in your account will remain constant at 100 but the price of the scheme will change to 101-102… as the time progresses. Thus, it works like a usual mutual fund/ETF where units remain constant and price changes to reflect the performance of the fund

Benefits of LIQUIDCASE vs other Liquid ETFs
- Easy P&L tracking: With LIQUIDCASE investors would be able to track P&L by just comparing the entry/exit price. This is not possible with other liquid ETFs where returns are provided in the form of cash or units
- Readable performance chart: Price charts of all other liquid ETFs show a straight line with no movement, as the value remains constant at 1000. But the LIQUIDCASE chart will show the actual growth/performance of the fund. Thus, Investors can easily read and understand the performance chart of LIQUIDCASE vs other ETFs.
- No fractional units: Users end up with fractional units in the case of liquid ETFs where returns are provided by issuing additional units. These units can’t be sold directly on the exchange and are difficult to redeem
- More tax efficient: In LIQUIDCASE you will be taxed only when you sell the units. In case of other Liquid ETFs, you will be taxed every year as you would be constantly receiving dividends throughout the year

Liquid ETFs are great to park idle cash, as they generally offer better returns than the most savings bank account. You can checkout the details of the LIQUIDCASE here (https://t.co/yrYEcQYWWz) and purchase using your existing broker account.

[Zerodha Fund House @ZerodhaAMC]

Ring the bell!

Zerodha Nifty 1D Rate Liquid ETF (Symbol/ticker - LIQUIDCASE) just went live on the NSE & BSE exchange. It is India’s first liquid ETF which provides a Growth NAV. You can now invest in this ETF using your preferred stock broking app.

[Anugrah Shrivastava @anugrah_shrivas]

Last month, the first batch of EOP-cat 1 registrations were granted by AMFI. We @smallcaseHQ were also on this list. 🚀

Before the EOP (Execution Only Platform) framework came into existence, one needed to be a stockbroker or RIA to offer direct mutual funds to their client bases. This limited many platforms to offer direct mutual funds, as they didn’t have a direct use-case for these licenses. Now with the help of EOP framework, non broker/RIA platforms can act as catalysts in financialization of savings by embedding MFs in more day-to-day, digital user journeys with in-built monetization. We are also looking to unlock multiple use-cases in the smallcase ecosystem through the EOP framework.

In the second half of the last year, we enabled users to import their mutual funds and stock holdings on the smallcase app to provide a comprehensive tracking solution. smallcase users are now tracking ₹12k+ cr of their mutual funds on the app, and can soon start managing their SIPs/transactions as well from the app.

We are also super excited to soon introduce mutual fund smallcases. This would help us unlock specific use-cases for our customers like fixed-income & tax-saving with direct mutual fund smallcases, curated by leading research & advisory firms. For this, we would be extending our existing portfolio infrastructure used by research analysts, investment advisors and brokers to direct mutual funds.

While we have been driving retail adoption of ETFs with smallcases, we think mutual funds in the smallcase form factor can serve multiple unsolved workflows for industry participants and make them extremely frictionless. Ping us at [email protected] if we can help.

[Anugrah Shrivastava @anugrah_shrivas]

The response to the NFOs (new fund offers) of our first funds at @ZerodhaAMC (a @smallcaseHQ & @zerodha JV) has been very exciting. We have taken a different approach to launch the fund house by having only one option for these funds: direct + growth. Here’s why:

- In our collective experience, we saw the importance of segregating advice & execution. Direct plans ensure the segregation and thus keep the incentives aligned in the best interest of the customer.
- We are focused on reducing the complexity and simplify the product basket for the customer: there is 1 option for each fund compared to usually 4 (with dividend/growth variants of direct/regular plans)

You can find the details of the 2 schemes on the ZFH website at https://t.co/60kWgyoPT8 (NFOs close this Friday, 3 Nov). We will continue this focus on simplicity & transparency with the next set of funds as well - join us in welcoming the #EraofPassive

[Anugrah Shrivastava @anugrah_shrivas]

Performance is one of the key criteria to select an investment product. We at @smallcaseHQ have been constantly working to provide transparent and trusted performance metrics and tools to our users. A thread on performance calculation & evaluation of smallcases (1/n)

[Nithin Kamath @Nithin0dha]

We just received the final approval for the @ZerodhaAMC we are building in partnership with @smallcaseHQ.

Our motivation to start a mutual fund was twofold. The first was that the biggest challenge and opportunity for Indian markets is the shallow participation. Even after all the growth over the last 3 years, we only have maybe 6-8 crore unique mutual fund and equity investors put together.

The second was that if we had to bring in the next ten million investors, they needed simple products they could understand, and mutual funds were a perfect instrument. We aim to be index-only and create simple funds and ETFs that all investors can understand and invest in for all their goals.

I'm also excited that @vishaljain2510, who's been part of the entire passive investing journey in India from day 1, has joined us as a CEO to build the AMC. So yeah, keep an eye out for our first NFO 😀🤞