Rovia: Protect and Diversify your RSUs

Invest in US stocks and ETFs, diversify your RSUs and earn up to 1% additional income on your equity.

[Rovia: Protect and Diversify your RSUs @rovia_app]

We built an auto-generator Schedule FA for holdings in E*Trade, Fidelity and Morgan Stanley. Our customers have their holdings in these accounts and they do not provide ITR ready tax documents.

SBI TTBR rates are to be used while filing for taxes and we saw in some cases, they're not easily available.

In fact, we've had customers who are receiving or selling RSUs since 2018 and have never filed Schedule FA, apprarently SBI TTBR rates from then are not easier to find for their CAs.

All in one packaged free schedule FA, FSI, CG and Form 67 generator is live on Rovia's website -
https://t.co/Mud6JNiagx

[Rovia: Protect and Diversify your RSUs @rovia_app]

@akhilpachori If you hold RSUs and looking to generate Schedule FA and other tax reports - we've created a free tool for you - https://t.co/vy7ZVFs9yM

[Rovia: Protect and Diversify your RSUs @rovia_app]

@PratibhaGoyal You can generate Schedule FA, (+ FSI, CG and Form 67, wherever applicable) through our website free of cost.

https://t.co/vy7ZVFs9yM

[Rovia: Protect and Diversify your RSUs @rovia_app]

@gjyadnya We are solving this at Rovia - bringing investments in UCITS funds from August onwards.

Download the app to learn more. Link in bio.

[Rovia: Protect and Diversify your RSUs @rovia_app]

Tax season should not be the first time you look at your RSUs.

The records already exist. The question is whether you can find them.

[Rovia: Protect and Diversify your RSUs @rovia_app]

Have foreign shares? Do not choose your ITR form casually.

Organize the records early and review with your CA.

Educational only.

[Rovia: Protect and Diversify your RSUs @rovia_app]

Your broker shows what happened. It does not tell you what to do next.

RSU decisions also need tax, concentration, vesting dates, and timing.

[Rovia: Protect and Diversify your RSUs @rovia_app]

Your RSUs are not just numbers in a portal. They are tax, risk, and timing decisions.

The portal shows the shares. It may not show the full decision.

[Rovia: Protect and Diversify your RSUs @rovia_app]

One company can pay you well and still make your portfolio too concentrated.

Know the number: what percent of your net worth depends on one stock?

Illustrative example, not investment advice.

[Rovia: Protect and Diversify your RSUs @rovia_app]

A vesting schedule is not a strategy. It is a reminder to make one.

The calendar tells you when. The decision — hold, sell, diversify, tax — is still yours.

[shivang badaya @shivang_badaya]

Every Mag 7 stock except Apple is in a double-digit drawdown and has trailed over 300 stocks in the S&P 500 this year.

This is happening while the S&P 500 is up 11% in 2026. Small-cap index funds are up 21%.

MSFT -29%
META -20%
TSLA -17%
NVDA -14%
GOOG -11%
AMZN -10%

[Rovia: Protect and Diversify your RSUs @rovia_app]

RSU records to keep before tax season: vesting statement, broker history, sale confirmations, lot details, dividend records.

Save them as they happen.

Educational only. Review with your CA.

[Rovia: Protect and Diversify your RSUs @rovia_app]

Vesting day is easier when you know what is coming.

Before it arrives: the date, expected value, possible tax, and your exposure after.

[Rovia: Protect and Diversify your RSUs @rovia_app]

Your RSUs should not live across PDFs, broker portals, spreadsheets, and memory.

That scatter is where RSU confusion starts. Bring the pieces into one view.

[Rovia: Protect and Diversify your RSUs @rovia_app]

The best time to understand your RSUs is before they vest.

After vesting day, you may already be catching up.

[Rovia: Protect and Diversify your RSUs @rovia_app]

Your RSUs should not live across PDFs, broker portals, spreadsheets, and memory.

That scatter is where RSU confusion starts. Bring the pieces into one view.

[Rovia: Protect and Diversify your RSUs @rovia_app]

@anujsdtw Hi Anuj, apologies for the inconvenience.
Someone from our team will get in touch with you.

[Rovia: Protect and Diversify your RSUs @rovia_app]

IT Rules 2026 renamed your tax forms. RSU holders, the four to remember:

130 = RSU perquisite
123 = cost basis
44 = file before your ITR
168 = reconcile foreign credits

Full old-to-new checklist:
https://t.co/1hhdBG81cz
(Not tax advice.)

[Rovia: Protect and Diversify your RSUs @rovia_app]

RSU is automatic. ESOP you time. ESPP is a guaranteed discount.

Three words people use interchangeably — and confusing them costs you on your ITR.

The side-by-side:
https://t.co/stDfu1txVI

[Rovia: Protect and Diversify your RSUs @rovia_app]

Quitting in March can cost you more than quitting in April.

That's the vesting cliff: day 364 you get nothing, day 365 you get 25%.

Read your schedule before it reads you:
https://t.co/T3dwGgs2Cq