I’m 60 years old and retired from JPMorgan. My monthly income is $105,000.
My June advice:
$ORCL (Oracle) — Don’t buy
$SNDK (SanDisk) — Don’t buy
$FUTU (Futu Holdings) — Don’t buy
$TSLA (Tesla) — Buy at $370–$376
$NVDA (NVIDIA) — Buy at $188–$195
$MU (Micron Technologys) — Buy at $880–$886
$MRVL (Marvell Technology) — Buy at $243–$250
People ask, Why don’t you charge?
I’ve made enough. Sharing is my passion ,that’s why I post for fre.
Here's what compounding actually looks like in real life:
Year 1 to 3: Almost nothing. You wonder if it's working.
Year 4 to 7: Something. You start to believe.
Year 8 to 10: Now you understand what everyone was talking about.
Year 10 onwards: It's doing the work and you're just watching.
Most people quit in years 1 to 3. Right before the proof arrives.
The best meme on TON in the next bull wave is gonna blow peoples mind
Ppl forgot that memes can go well past a billion with the right narrative and community
While everyone is depressed and giving up on crypto
If theres one thing you can do to get ahead of everyone and actually win big in the next wave
Its plant your seed in the top meme(s) on TON now DURING DEPRESSION
Im so confident the people who do this will make the biggest win of their life in crypto
Here's the financial truth that took me the longest to accept:
I am my own biggest financial risk.
Not the market. Not the economy. Not bad luck.
Me. My impatience. My FOMO. My tendency to do something when doing nothing was clearly the right answer.
Once I accepted that, I stopped trying to predict markets and started trying to manage myself. The results improved immediately.
Hot take that I genuinely believe:
Most people don't need more financial information. They need more financial honesty.
Honesty about what they actually spend. What they actually earn. What they actually owe.
The information is everywhere. The clarity is the hard part. And clarity only comes from looking at the numbers without flinching.
I used to think rich people had a secret.
They don't.
They just started earlier, stayed consistent longer, and didn't blow up their portfolio trying to get rich fast.
That's genuinely it. There's no secret door. Just a long hallway that most people leave before they reach the end.
Voltaire passed away today in 1778.
There are two quotes of his I always come back to:
"I disapprove of what you say, but I will defend to the death your right to say it."
and
“Those who can make you believe absurdities can make you commit atrocities.”
Old Guy, health advisory. Public Service. So i go pretty hard, never felt fully rested and generally feel cranky at 68 yo. Nap a lot. Wife says I snore a lot. New Doc said you gotta take a sleep test. I did. Severe sleep apnea. Got a CPAP machine, 25 days in and holy shit do I feel great. Wake up refreshed. Like when I was young. Mind is clearer and more positive. I cannot overemphasize the difference. ChatGPT says over 50% of older men have apnea. Worth getting checked out.
Satoshi gave us an asset that's nobody else's liability.
Self-Repaying Mortgage (SRM) gave us a loan that respects that.
For the first time in history, your home can be financed without feeding the fiat machine ⚡
Build Wealth Smarter.
The reason most people never build wealth is not a lack of opportunity.
It's a lack of margin.
They spend everything they earn.
They borrow to cover the gaps.
They have no runway for risk.
No cushion for opportunity.
Wealth is built from margin, the space between what you earn and what you need.
Protect the margin first. Everything else follows.