Salman SH

Journalist @livemint ; Covering startups.

Ex: @ETPrime_com, @FinancialXpress, @Inc42, @TheKenWeb, @medianama

@iijnmbangalore Alumni...RTs/Tweets are personal.

[Salman SH @salmn_sh]

🚨 A few years ago, RBI and government agencies helped clean up app stores of predatory lending apps, but the payday-loan market simply moved elsewhere.

[Mint @livemint]

#MintPremium | UPI cashback is taking on a new role as a new breed of fintechs compete for users beyond payments, Salman SH reports.

https://t.co/SHdWGJE4MG

@salmn_sh ✍️

[Rants&Roasts @Sydusm]

Folks, it's here!!
Bullet train.

[Mehul Mohan @mehulmpt]

One interesting thing that most of you probably don’t know. Your cellular phone calls are not encrypted in transit.

Your calls are encrypted from your phone to the tower, and then on the relay side to the person you’re taking to.

But telecom companies decrypt (even re encode) your audio. If you care about your privacy, use calls over Internet, not the telecom provider calls.

[The Wire @thewire_in]

A Year After Ahmedabad Crash, the DGCA Unit Meant to Keep Planes Airworthy Is Half-Empty

The Modi government had not made a single new hire in the unit, nor created any new post in it, since the air crash.

#TWExclusive | @kunalpurohit✍️
https://t.co/1PDdAKF00o

[Financial Times @FT]

FT Exclusive: A KPMG report on how AI is being used by businesses across the world exaggerated adoption of the technology with bogus case studies that appear to have been based on AI hallucinations. https://t.co/cV49cPz1ok

[Abhishek Baxi @baxiabhishek]

Achha, Swiggy to bada Toing hai.

[Salman SH @salmn_sh]

⏩I’ve broken down what the numbers mean, what’s improving, and what still isn’t adding up in today’s story.

Link: https://t.co/4eZelRxiME

[Salman SH @salmn_sh]

📃I spent time digging into Zepto’s latest filing, and one number stood out: the company’s orders per dark store per day rose from 1,325 in FY24 to 1,565 in FY25 and 1,677 in FY26. That suggests the company is squeezing more throughput out of each store as the network expands.

[Salman SH @salmn_sh]

⏩The filing also reveals something unusual for quick commerce: unusually detailed unit economics. It gives a clearer look at delivery costs, dark-store growth, lease burden and order economics than rivals typically have.

[Mint @livemint]

#MintLongStory | A click can lead to a 600% annual percentage trap! When the RBI purged predatory loan apps from app stores, the market didn’t vanish—it evolved. Our inside story on the new playbook, one of web mirrors, APK downloads, and WhatsApp funnels.

Read more: https://t.co/EeeGvgrvXO

Trust our hard work, subscribe to #MintPremium: https://t.co/Qg3AmYxkGV⚡️

(Salman S.H reports)

[Ashwin Mahesh @ashwinmahesh]

GBA need not have got into this conversation. Making walkable footpaths is not its mandate. That can be left to the corporations. Now has BBMP distinguished itself in this in the past. What GBA needs to do is develop a proper Master Plan. The constant intervention in the work of the corporations only reminds people that GBA is neglecting its own work as a planning body.

[Salman SH @salmn_sh]

Link to the story: https://t.co/tdk3lzSd0f

[Salman SH @salmn_sh]

🚨 A few years ago, RBI and government agencies helped clean up app stores of predatory lending apps, but the payday-loan market simply moved elsewhere.

[Salman SH @salmn_sh]

👉 Why has RBI not fully caught up? Experts said RBI can police banks and NBFCs, but the apps keep shifting how they reach borrowers, moving from stores to ads, mirror sites and WhatsApp funnels faster than enforcement can keep up