Sam DeBonis

20+ year bank executive now teaching. Retweets & Likes are not endorsements. Opinions are my own.

[Sam DeBonis @samdebonis]

💯

[Joel Osteen @JoelOsteen]

Your assignment didn’t go away at seventy. Your value didn’t decrease at eighty. If anything, it increased. You have wisdom. You have experience. You’ve developed talent. You’ve gone through highs and lows. You’ve seen the faithfulness of God. Age hasn’t lessened you; it’s prepared you.

[Sam DeBonis @samdebonis]

💯

[Blake Burge @blakeaburge]

Underrated life advice: Have more hobbies and fewer opinions. Learn an instrument. Plant a garden. Build something with your hands. Cook. Paint. Run. The happiest people I know spend less time debating life and more time actually living it.

[Sam DeBonis @samdebonis]

@snkrfrkrmag The best!

[Sam DeBonis @samdebonis]

@catturd2 Totally awesome!

[Sam DeBonis @samdebonis]

@commbankerguy People still cling to the fantasy that rates will go back to 3-something.

[Sam DeBonis @samdebonis]

😳

[BakerMuse @MuseBaker]

"How to be a good NFL QB, volume 1"

Chapter 1: Leave Cleveland

The End.

[Sam DeBonis @samdebonis]

@commbankerguy My experience while leading a bank was much the same with a different core provider.

[Sam DeBonis @samdebonis]

@commbankerguy Make it easy. Easy to sign up, easy to use, easy to understand fees. Keep the technology cutting edge. And most of all, secure. An idea for personnel is to have 1 person dedicated to ms ops, keeps the resets, and common issues off your salespeople.

[Sam DeBonis @samdebonis]

@commbankerguy Yes, one of the pitfalls in traditional lending. Agree, private credit is ripe for even more lending ahead.

[Sam DeBonis @samdebonis]

@commbankerguy 7% vs 12.5% is a wide gap but I’m sure the appraiser would push back by saying it was a distressed sale (and they wouldn’t be wrong). Still concerning. I am not familiar with your market though so I am only speculating. Good info. Thanks for sharing with us.

[Sam DeBonis @samdebonis]

“They’re in the 8th grade!”
So true.

[Holden Culotta @Holden_Culotta]

Mike Rowe: “We’ve been telling kids for 15 years to learn to code.”

“Well, AI is coming for the coders.”

“It’s not coming for the welders, the plumbers, the steamfitters, the pipefitters, the HVAC, or the electricians.”

“In Aspen, I sat and listened to Larry Fink say we need 500,000 electricians in the next couple of years—not hyperbole.”

“The BlueForge Alliance, who oversees our maritime industrial base—that’s 15,000 individual companies who are collectively charged with building and delivering nuclear-powered subs to the Navy … calls and says, we’re having a hell of a time finding tradespeople. Can you help?”

“I said, I don’t know, man … how many do you need? He says, 140,000.”

“These are our submarines. Things go hypersonic, a little sideways with China, Taiwan, our aircraft carriers are no longer the point of the spear. They’re vulnerable.”

“Our submarines matter, and these guys have a pinch point because they can’t find welders and electricians to get them built.”

“The automotive industry needs 80,000 collision repair and technicians.”

“Energy, I don’t even know what the number is, I hear 300,000, I hear 500,000.”

“There is a clear and present freakout going on right now. I’ve heard from six governors in the last six months. I’ve heard from the heads of major companies.”

@mikeroweworks

[Sam DeBonis @samdebonis]

@IAmSteveHarvey Well said and so accurate. Tough for some to recognize.

[Sam DeBonis @samdebonis]

@KDPomp Exactly 👍

[Sam DeBonis @samdebonis]

@MLB @Yankees Awesome!

[Sam DeBonis @samdebonis]

@dodpaa Thank you for continuing to search. My uncle is still among the unaccounted.

[Sam DeBonis @samdebonis]

@commbankerguy Are you considering lending against them or as an investment?

[Sam DeBonis @samdebonis]

@historyrock_ Positively a classic, Bon and the song!

[Sam DeBonis @samdebonis]

Great advice. As a leader in your organization all are important but the first one, crucial conversations, may just be the most vital to you and your organization’s success.
#leadership

[Kevin DeShazo @KevinDeShazo]

Avoiding hard conversations isn’t self-care, it’s hiding.
Chasing attention isn’t purpose, it’s distraction.
Delaying the obvious action isn’t discernment, it’s fear.
Overthinking isn’t strategy, it’s sabotage.

Stop letting comfort dress up as wisdom. Do the hard thing.

[Sam DeBonis @samdebonis]

@w_terrence Yes. My dad owned a couple Datsun’s late 70s/early 80s. The keys and owners manual were labeled with the Nissan logo.