In 1986 a guy got kicked out of every casino in Vegas for counting cards. So he flew to Hong Kong with $180,000 and started betting on horses instead. He walked away with almost $900 million.
It's Bill Benter. He figured horse racing was just another counting problem. Same math, more moving parts.
He and a partner showed up with $180k and a computer. Benter spent years teaching that computer to guess one thing, the real chance each horse had to win. If his number was better than the odds the bookies gave, he bet. If not, he skipped it.
That's the whole trick. Expected value.
EV = p · b − (1 − p)
Only bet when your win chance p, at odds b, is worth more than your chance of losing.
This recording was never meant to be some hidden gem. Nobody expected Professor Tsitsiklis to hand the whole foundation away in 45 minutes, but that's exactly what happens on the board. Students in that room pay over $80,000 a year to sit through it. It's free right here. It's free right here.
Every quant, every professional bettor, every hedge fund analyst started with this exact hour. Benter just watched it and actually did the homework.
Almost nobody knows this lecture even exists. Watch it before it gets taken down.
The answer is in this video.
I remember I met a 48 year old women on discord who lost her husband to lupus and the only thing she had to remember him by was Ark survival evolved and his old car
She was one of the sweetest person and everyone in the server liked her
One day she stopped coming online and we
I’ve said it before, I’ll say it again. Once you hit about a 20 point IQ gap, meaningful communication starts to completely break down.
It's not that the lower IQ person is "stupid" (although that can be the case) or the higher one is arrogant, it's that you're literally operating on different systems.
A 20 point difference (roughly 1.3 standard deviations) means:
Vocabulary and abstraction levels diverge sharply. What feels like crystal clear logic to one side sounds like vague, pretentious word salad to the other. Jokes land flat. Metaphors get taken literally.
Complex cause and effect chains get simplified into "this good, that bad."
Different time horizons and pattern recognition play a part as well. One person thinks in months or years and sees systems, the other is locked into days or immediate rewards. Trying to explain second order effects feels like speaking another language.
A person who is stuck with first order thinking, cannot conceive of the second or third. To them, it feels like they are listening to someone desperately attempt to explain the concept of the infinite.
Also, processing speed and working memory gaps. The higher IQ person is already three steps ahead, getting impatient. The lower IQ person feels talked down to or overwhelmed.
Both walk away frustrated.
Both have wasted each other’s time.
Had a friend I used to speak to every day online for 5+ years. 2 years ago I said to him *Look, you're 33, you've been with your girl for 10 years, you have money. Why don't you stop wasting your time and just impregnate her". The next day, he said he mentioned having kids to his girl, she enthusiastically agreed, and that they did the deed that night. 3 weeks later, he said she'd just tested positive and was pregnant. From that point on, he gradually became less and less active on X and telegram. And after the child was born, his activity sharply reduced to almost zero. And even after 16 months since the child was born, he's still mostly offline now. We've only spoken once every 3 months for the past year, much less than what it used to be, which was daily for an hour or so. I can't help but feel immense regret for telling him to have a child. I thought I was doing the right thing and encouraging him towards a happier life. But I didn't know I was signing up to be abandoned by a good friend. I can't help but think that maybe I should have bit my lip and said nothing, then we'd just still be enjoying talking every day. Sometimes you think you're doing the right thing for another person, but you don't realize you're also consenting to lose a friend. I'm sure on some level he's happier now he's a father. But I also shouldn't overlook myself when I am worthy of friendship too. The truth is brutal, he directly swapped out the time he spent talking to me, for time with his newborn son instead. This was a brutal lesson in giving advice. And the next time I feel an urge to say something like that, I'll just keep quiet instead
Anyone who burns the Israeli flag this Fourth of July should go to prison. It’s no different from setting the American flag ablaze. Are Jewish lives really that insignificant to you all?
The IRS will literally give you $10,000+ for free if you fill out one form
Not a refund. Not a loan. Free money they allocated that almost nobody claims
There's $1.5 billion in unclaimed tax credits every year because the forms are confusing on purpose
The credits most people miss:
EARNED INCOME TAX CREDIT (EITC)
If you made under $60K, you might qualify for up to $7,430 back. Even if you owe $0 in taxes. It's "refundable" meaning they write you a check
1 in 5 eligible people don't claim it. That's free money left on the table
SAVER'S CREDIT
Put money in a retirement account? You get a tax credit up to $1,000 ($2,000 if married). Can wipe out your entire tax bill - though usually not refundable like the EITC
Still worth claiming if you owe taxes
AMERICAN OPPORTUNITY CREDIT
Paid for any education? Up to $2,500 credit per student. $1,000 of it is refundable even if you owe nothing
CHILD TAX CREDIT
$2,000 per kid, up to $1,600 is refundable even if you owe nothing
The exploit:
You can amend tax returns for the past 3 years
That means if you missed credits in 2022, 2023, 2024 - you can file amended returns and collect ALL of it now. One check for 3 years of missed credits
People have gotten $15-30K checks just by amending old returns with credits they didn't know about
How to check what you missed:
1. Get your IRS transcript (free at IRS. gov)
2. Use FreeTaxUSA or similar to re-run old years
3. See if credits were missed
4. File Form 1040-X to amend
5. Wait 8-12 weeks for your check
The IRS isn't going to call you and say "hey, you forgot to claim $7,000"
They're counting on you not knowing
i had $57,000 in debt
I got it removed for $0
no bs, no joke
took only 51 days
everyone told me "just pay it off" or "hire a credit repair company"
both options are for suckers who don't know the law
Here's the method that makes experian panic:
There's a method called "605(b) Sweeps" that deletes bankruptcies, collections, and charge-offs in 30-45 days with an 80%+ success rate
Here's how it actually works:
Section 605(b) of the FCRA says bureaus must verify disputed information within 30 days or delete it. The trick is they verify through "data furnishers" , aka the original creditors
But most creditors sold your debt years ago. They don't have the records. They legally can't verify because the documentation doesn't exist anymore
So you don't send goodwill letters begging them to forgive you…
You send Method of Verification requests demanding they prove every data point: the original signed agreement, payment history, account terms, everything
They can't produce documents they don't have. Unverified = deleted by law
The 605(b) Sweep sequence:
Week 1: Send MOV letters to all three bureaus (certified mail, return receipt)
Week 2: Freeze the shadow bureaus (LexisNexis, SageStream, Innovis, ARS, ChexSystem) These are the "snitches" that verify your bad credit behind the scenes. Freeze them and bureaus get "unable to verify" responses
Week 3: Wait for the panic. They have 30 days to verify. Clock is ticking
Week 4-6: Watch items fall off because they couldn't verify through frozen sources
I've seen Chapter 7 bankruptcies deleted in 43 days using this. $90,000 in collections gone in 51 days. All because the original creditors couldn't produce a wet signature from 2014
Goodwill letters = begging 605(b) Sweeps = demanding your legal rights
Fair warning- this is very very greyhat and legality may depend on the state… Do everything at your own risk
In order to be fully American, you must possess a capacity for violence in the face of what aims to destroy your nation.
Otherwise, you’re just a beneficiary. And you will never fully belong.
the thing about calling DEI 'economic genocide' is that it undersells it
yes, young White men were systematically excluded from careers during their peak marriage years, but that's just first-order effects.
second-order: marriage market collapse. women date across and up. men without careers become invisible to the women who would have married them and disappear. the "eligible bachelor" pool shrinks.
third-order: fertility crisis. fewer marriages, fewer children. but it's worse than just men not marrying or having families. the women who "won" the DEI lottery got careers instead of families, delayed fertility until it was too late. DEI attacked family formation from both sides, excluded men from provider roles AND diverted women from their fertility window. everyone lost.
fourth-order: psychological. young men couldn't even name what was happening to them. the same institutions that excluded them told them they were "privileged", that complaining was proof of weakness. so they internalized failure as personal inadequacy rather than systemic rigging, retreated into depression, video games, porn. the symptoms we then pathologized as "male failure". the system broke them (on purpose) and blamed them for being broken.
fifth-order: institutional trust gone. once you know positions are filled by demographics rather than competence, every credential becomes suspect (if not a priori worthless). is your doctor qualified or a diversity hire? your pilot? your engineer? you can't prove any individual is incompetent, but you can't trust any individual is competent either. medicine skepticism, academic failure, media skepticism, none of this emerged organically. it was manufactured by the DEI hire you can't be sure is qualified to treat you.
sixth-order: reality became unspeakable. noticing any of this was a fireable offense. pointing out the obvious got you called a bigot, deplatformed or fired. pure totalitarian censorship and the problem couldn't even be acknowledged (until now, finally)
men knew they were being cheated but couldn't say it. women sensed something was wrong with the men but couldn't identify it. relationships poisoned by a dynamic neither party could name.
seventh-order: the feedback loop. fewer eligible men means more women competing for a shrinking pool, more women losing the marriage market, more resentment, more "men are trash", more support for DEI, fewer eligible men and the system accelerates itself.
and the worst part is that DEI was just the economic arm. the same people and institutions pushed the complete package
"toxic masculinity" to pathologize male identity
"the future is female" as explicit zero-sum framing delusion
"believe all women" to weaponize trust against men
"men are trash" to normalize open contempt
a coordinated ideological assault on family formation.
and it even had a business model. HR departments exploded (millions of jobs invented to administer the regime). DEI consultants became a multi-billion dollar industry. politicians got voting blocs dependent on racial grievance. established boomers kept their positions while their competition was eliminated.
the architects knew what they were doing
you don't accidentally build a system that specifically targets men during peak marriage years, tells them they deserve it, makes it unspeakable to complain, attacks their identity as toxic, promotes women into career tracks that burn their fertility, then acts confused when society collapses
if you wanted to suppress the fertility of a specific demographic, engineer the breakdown of trust between the sexes, and make it illegal to notice, the playbook would look exactly like this.
DEI should be held responsible for the fertility crisis, the marriage collapse, the epidemic of male depression and suicide, the destruction of institutional trust, the atomization of society, and the manufactured war between men and women
but DEI was the weapon
the people who designed it, funded it, made it mandatory, enforced it through HR, fired anyone who resisted, called all opposition hate and racism, built careers and industries on its maintenance, they knew. and they're the ones who should be remembered as the architects of one of the worst crimes against humanity
@ZeekArkham Zeek as someone who grew up on the bad side of town and moved away I would love to pick your brain sometime and learn more about your mentality. I see a lot of people (all races but mostly black) who have grandiose goals and plans but just cant put it together and idk why