SudevWealth

Investor & Trader, helping people to achieve short & long-term financial goal. Financial Freedom

[SudevWealth @sanjeevtalwar]

#KBC is a scam, Amitabh show is just to make common people emotional by scripted show. people dont earn money but Mr Bacchchan get atleast 8 crore each episide #kounBanegaCrorepati should be a case study how people r duped on greed & emotions.

[Abhishek Kar @Abhishekkar_]

Most Indians buy ₹1 crore term cover and feel sorted.

They're not. They're just comfortable.

If you earn ₹10L/year, experts recommend 15–20x your income as cover — that's ₹1.5–2 crore minimum, before adding loans and inflation.

And if you're under 30? The number goes higher — closer to 25x.

₹1 crore is a round number. Not a financial plan.

Also — if you're on the new tax regime (most salaried folks are now), Section 80C deductions on your term premium? Gone. You get zero tax benefit on premiums. The only real tax win left is the death payout — 100% tax-free for your nominee, no upper limit.

And please, stop buying Return-of-Premium (TROP) plans.

TROP costs 2–3x more than a pure term plan. That extra premium, invested in equity over 30 years at even 10% returns, grows to 4x what TROP ever pays back.

You're not getting money back. You're losing compounding.

Here's the actual checklist:
Cover = 20x income + all outstanding loans
Buy pure term, invest the difference
Add waiver-of-premium rider, not TROP
Check your cover every 3 years as income grows

Insurance is not an investment. Treat it like one and you'll lose both.

What's your current cover vs your annual income — does the math actually work?

[Hindustan Times @htTweets]

🚗 Delhi’s Master Plan 2047 proposes congestion pricing

Private vehicles entering identified high-traffic zones could be charged, with possible coverage including Connaught Place, Janpath, Karol Bagh, parts of Old Delhi and areas around metro, RRTS and railway stations.

The plan also proposes restricting public parking at busy work, entertainment, cultural and market hubs, along with technology-based implementation, RFID tagging and dynamic parking pricing.

Swipe 👈 to know more

Read the details here ➡️
https://t.co/4hJgNbPQGQ

(✍️@snehilsinha27)

[Kushal Lodha @kushallodha548]

The scariest insurance scam in India:

> The scammers targeted poor families of terminally ill patients, such as those with advanced cancer.

> They would offer the family a sum of money (for example, INR 5 lakhs), then stage the person’s death as an accident.

> Because the death was recorded as accidental, a large insurance claim could be filed.

> The fraud allegedly involved a nexus of people, including police officials, lawyers, insurance intermediaries, and doctors, who ensured that all the paperwork appeared legitimate.

> Once the claim was paid, the gang kept most of the money and gave only a small portion to the family.

> The scam was uncovered when an investigator noticed a pattern: the KYC documents in several accidental death claims were unusually clean and well-prepared.

> That anomaly led to a deeper investigation, which reportedly revealed similar fraudulent claims across every insurance companies.

[Antifragile Thinking @unseenvalue]

Own your time. Own your independence. Live on your own terms.

[Surya Samajwadi @surya_samajwadi]

ये छोटी नाबालिक लड़की को डरा धमकाकर माफ़ी मंगवाया गया

देश की GenZ जनरेशन को सत्ता के बल पर अपमानित किया गया

देश का GenZ इसे कभी नहीं भूलेगा

[SudevWealth @sanjeevtalwar]

Market #NIfty given everyone to enter around 2600 just 4 days back, a valule investor who have taken with small amount. This is how to play market for mid and long term. Short term we can wait for better price. #BankNifty #ITIndex

[Neha Singhal Trader @nsinghal211]

After making LTCG from Nil to 12.5%
After making STCG from 15% to 20%
After making STT from 0.01 % to 0.05%
After removing indexation on debt funds and taxing at slab rate
After introducing tax on SGB in secondary market from Nil to 12.5%

After making so many policy blunders, rupees depreciation and not caring about FII exit, it's so nice of Finance minister to say she is open for public feedback and suggestions.

You never needed any public suggestion, it's your arrogance that has put economy in such a big mess. There is no rocket science in knowing that FII would anyday invest in safe US economy at 5% yields because to beat that 5% they've to earn atleast 12-15% in India if you consider rupees depreciation and tax.

[SudevWealth @sanjeevtalwar]

Crude Oil reaching $101, not a good sign for India #Nifty #BankNIfty, we should start picking good stocks to accumulate for long term. SIP for Bees and ETFs for long term compounding

[SudevWealth @sanjeevtalwar]

#Nifty #BinkNifty giving chance to investors to get into market only for long term, start your SIP if you have knowledge else, take financial advice for calculative risk. #NIftyBees #BankBees #Reliance #HDFCBank #TCS #Infosys

[KA @KA_charts]

Are we heading for a crash in Aug/Sept?

Bears on my timeline- what's your view?

[Amit Thadhani @amitsurg]

The elephant in the NEET admission room has finally been identified. By a kid, because no adult politician can see it.

[Sunanda Jain @SunandaJain2]

@sahneydeepak And own country called India. 🙄.

[SudevWealth @sanjeevtalwar]

Trading without plan and SL is permutation and combination with lots of luck. one get to understand this only after loosing money, better to learn from other's mistake, else we will loose our own money. #Nifty #BankNifty

[Trading Composure @TradingComposur]

The worst part about trading isn't losing money.

It's having to look yourself in the mirror after breaking your own rules.

Again.

And again.

Every broken promise weakens your relationship with yourself.

[SudevWealth @sanjeevtalwar]

DLF is a prime example how it makes promoters super rich and shareholders to carry down their liabilities, a company who has not done anything since its IPO

[Gurmeet Chadha @connectgurmeet]

Asked a seasoned FM-

How to identify promoters with good intent?

He- always look at balance sheet .There r 2 types of promoters

A. Ones who build personal assets out of company balance sheet l

B. Ones who strengthen company’s balance sheet with focused capex

Always go for B

[SudevWealth @sanjeevtalwar]

The lady is an indian trader, who lost money, get hurt but even then, stood, rather taking safety first, she think about her position the scooty #Nifty #BankNifty #StockPicks

[Piyush Chaudhry @piyushchaudhry]

It was a good fight going on in NIFTY, but at 3 PM ..

[SudevWealth @sanjeevtalwar]

@sahneydeepak Do you really think people going to invest in real estate with such huge margin? 20 cr plus flat is investment not 'need'. it may come down hugely depending on job market & employment scenario which may be impacted by AI. Real estate is next bubble

[Runtime @RuntimeBRT]

Indian students are DIYing a semiconductor fab at IIT Bombay.

In just 10 months they've built:

1. A DLP-based lithography machine.
2. A tube furnace to oxidise silicon.
3. A DC plasma sputter.

Total cost: ₹30 lakh.

Here's a rare behind-the-scenes look at HackerFab IITB.

[Harneet Singh Kharbanda @TraderHarneet]

Osho never dissapoints !

[Vivek @Vivek_Investor]

Strictly implement it.