@pattufreefincal We’ve also faced a similar situation when my father’s femur bone was fractured, and I completely understand how important having health insurance can be during such unexpected times.
Thank you, Pattu, for sharing your honest experience and for being a voice and a guiding light.
@pattufreefincal What an excellent podcast! I’ve also told many of my friends to get health insurance for themselves and their parents, but unfortunately, many of them don’t take it seriously until they face a difficult situation themselves.
@AgentSmith1507 This is available in several states, including Puducherry, Andhra Pradesh, and West Bengal. We can coordinate with TANGEDCO to get more details about this very soon.
@themahavir@themahavir Why isn’t IRDAI considering a standardized mandatory pre-policy medical check-up for all health insurance applicants, similar to many term insurance policies?
What are the practical or regulatory challenges preventing this from being implemented?
@themahavir Want to build trust in health insurance?
Make mandatory pre-policy medical check-ups for all applicants, similar to term insurance. Once the policy is issued based on those results, insurers should have far fewer grounds to reject claims over pre-existing conditions.