Dr Saraf A Kalpalayam

Dr Saraf A Kalpalayam
Registrar, (GIFT)
Gulati Institute of Finance & Taxation.
(ADC, SGST, Govt. of Kerala)
Hony. President, AIASFA Delhi.

[Dr Saraf A Kalpalayam @sarafcfi]

The GSTN advisory from October 8, 2025, clarifies as follows;

[Dr Saraf A Kalpalayam @sarafcfi]

Goods and Services Tax 2.0:
Highlights of Legislative Reforms and Statutory Changes

[Dr Saraf A Kalpalayam @sarafcfi]

https://t.co/Kmq61JjEOx

[Dr Saraf A Kalpalayam @sarafcfi]

Profound!
"Strength does not come from physical capacity. It comes from an indomitable will." ~ Mahatma Gandhi.

[Dr Saraf A Kalpalayam @sarafcfi]

Profound!
"When I despair, I remember that all through history the way of truth and love has always won. There have been tyrants and murderers and for a time they seem invincible, but in the end, they always fall... think of it, always." ~ Mahatma Gandhi.

[Dr Saraf A Kalpalayam @sarafcfi]

Check out my latest article: RESET YOUR GOALS. https://t.co/oCE5WZCGiB via @LinkedIn

[Dr Saraf A Kalpalayam @sarafcfi]

Profound!
"Live as if you were to die tomorrow. Learn as if you were to live forever." ~ Mahatma Gandhi.

[Dr Saraf A Kalpalayam @sarafcfi]

"Our greatest ability as humans is not to change the world, but to change ourselves." ~ Mahatma Gandhi.

[Dr Saraf A Kalpalayam @sarafcfi]

Many people, especially ignorant people, want to punish you for speaking the truth. Never apologize for being correct, or for being years ahead of your time. If you’re right and you know it, speak your mind. Even if you are a minority of one, the truth is still the truth.MGandhi.

[Dr Saraf A Kalpalayam @sarafcfi]

Keep your thoughts positive because your thoughts become your words. Keep your words positive because your words become your behavior. Keep your behavior positive because your behavior becomes your habits. Keep your habits positive because your habits become your values.M.Gandhi.

[Dr Saraf A Kalpalayam @sarafcfi]

"You cannot change your future, but you can change your habits, and surely your habits will change your future." ~ Abdul Kalam.

[Dr Saraf A Kalpalayam @sarafcfi]

Check out my latest article: COME BACK STRONGER https://t.co/nLEATt6T3O via @LinkedIn

[Dr Saraf A Kalpalayam @sarafcfi]

Check out my latest article: ACTION https://t.co/eSi9rMgBCD via @LinkedIn