SAnkalp ShIndE

Engineer, Sportsman, Avid reader, Indian

[SAnkalp ShIndE @sashtwi]

@MyIndusIndBank, Local branch is not supportive with upgrade of savings account, no positive response on follow up, support required.

[SAnkalp ShIndE @sashtwi]

@StarHealthIns I am trying to pay prem for Health policy via amz app, but its giving issue "Please check your customer account number and try again". I have connected Renewal team and Div head since 1 week, still no concrete reply. How can you help here??

[SAnkalp ShIndE @sashtwi]

@MyIndusIndBank, @BankIndusind Hello Team, My father- Dattatray Shinde holds maxima SB accnt & Legend credit card- both 9 months old.
I understand that my father's SB accnt is eligible for upgrade to Select as he holds Legend credit card. Can you please check & confirm same?

[Ravisutanjani @Ravisutanjani]

This is Life of a Salaried Employee in India

• Income Tax takes 0-30% & Surcharge

So if you Earn around ₹50 Lakhs Annually, which is certainly a good income in India

Government takes away roughly ₹10 Lakh as Income Tax as Per New Tax Regime (Subjected to your CTC Breakup)

Now you’re left with some ₹40 Lakhs

But this is just start of Taxation

• When you buy a Car🚗

-Pay upto 28% GST on Purchase
-Registration & Road Tax upto 18%
- Additional Cess, Toll
-GST on Insurance, Parts, Loan Fee etc too

• When you buy a Home 🏠

- Pay Upto 8% Stamp Duty Registration
- GST upto 18% on Loan Processing Fee & Foreclosure

• When you Get Medical/Health Insurance 😷

- Pay 18% GST on Insurance Premiums

• When you Invest your Hard Earned Money (Already Taxed)

- Pay LTCG, STCG, STT, TDS etc on Gains

We pay GST on everything from Food, LPG, Travel, Electronics, Medical Supplies, Stationary, Books etc

Income Tax with GST is a Painful Combination for Citizens

We pay Taxes like First World Countries & still struggle for Good Public Healthcare, Education & Quality Infra

Taxpayers should get some tax rebate in Essentials like Housing, Insurance, Toll etc

[SAnkalp ShIndE @sashtwi]

RT @spendwiselytwt: Long Inactivity on Credit Cards : Guys, do you know if you do not make any transaction on your credit card for 1 year,…

[Kartikay Sadani @KartikaySadani]

Dear @StanChartIN

Instead of sending pre-approved loan/conversions to EMI mails daily, why not send me updates of the gift vouchers you plan to add to/remove from the portal.

As an Ultimate user, I feel cheated when you silently devalue your Redemption portal.

@CardMavenIn

[Credit Cards Addict @cards_addict]

Another example of why you should book train/bus/flight tickets for Europe internal travel directly from the operator

I was booking a train ticket from Milan to Florence. The cost per ticket on a high-speed Italo train was €60.

I got a family offer on the company site

(1/n)

[Ranjeet Jain @Ranjeetksj]

There is a reason why the German & Japanese manufacturers cost a bomb in comparison to these.
We end up buying these third class products to save a few lakhs 😕😭

[SAnkalp ShIndE @sashtwi]

@cardenthu24 @spendwiselytwt We are using ICICI fastag for payment, so how will we get 1% cb in hp pay wallet?

[SAnkalp ShIndE @sashtwi]

@StarBazaarIndia I can see your own FABSTA product Chocos placed on shelf in Kolhapur, Maharashtra store (picode 416005) close to expiry (15-30 days) and when asked star representative about it, he said we keep it till expires. What kind of practise is this?

[SAnkalp ShIndE @sashtwi]

@lpu_rishav @TechnoFino @2021Kashif @credofly @creditcardz_in There is one Chamatkari pursh named XYZ Banerjee who has openly challenged and made fool of HDFC on 1% CB....is that a reason?

[SAnkalp ShIndE @sashtwi]

@GAIBNOOR @2021Kashif Same experience with me. How to activate DND for HDFC?

[TechnoFino @TechnoFino]

What is going on @YatraOfficial is this how you are doing business?

@Skh27 aapke sahar main yea kya ho raha... 😂

[SAnkalp ShIndE @sashtwi]

@sliceit_ Hello Slice team, look forward to be lucky 😁 &sanka54427 is my slice username

[SAnkalp ShIndE @sashtwi]

@spendwiselytwt It was very good CC for property tax , insurance premiums in cashback category and is now No more. Which CC would you suggest other than amaz gv since all insurance vendor are not available on amz platform for property tax , insurance premiums?

[SAnkalp ShIndE @sashtwi]

@TechnoFino @thetrickytrade @ICICIBank Demat account without consent is serious issue

[SAnkalp ShIndE @sashtwi]

@thetrickytrade @ICICIBank No one can ask to invest in FD, RD to open SB account, not at all acceptable for such senior banks. Its like Car salesman asking customer to buy accessories mandatorily if you want basic model to be delivered on time.

[sai kiran kanala @saiki4116]

@RBI /@RBIsays , is it justified for a bank to do Cibil enquiry for Personal Loan when applying for Credit Card? As per @ICICIBank / @ICICIBank_Care Internal Ombudsman it is fine and are not going to remove the unnecessary enquiry that happened due to @ICICIBank technical issues

[SAnkalp ShIndE @sashtwi]

@TechnoFino Hello, Maybe in upcoming SPACES, can we add topic of entry/mid level CC for property tax, insurance & rent payment considering devaluation on all axis cards? Also, Rupay credit/debit card benefits since RBI is putting more money every year.

[SAnkalp ShIndE @sashtwi]

@tata_neu I understand that we can get TATA NEU HDFC CREDIT CARD (Life time free) only on invite basis, so can you please share invite link?