@TophCoins @VicMensa I implore you research Norway, Sweden, Switzerland, and Denmark. They seem to have found a way to create balance between supporting the ordinary citizens of their country while operating for profit companies.
@drboycewatkins1 Because traditional credit was legally and socially blocked, predatory speculators stepped in to fill the vacuum, using land contracts to exploit the high demand for housing among families moving North during the Great Migration.
@drboycewatkins1 To the comments asking why nobody "read the contract":
From the 1930s through the 1960s, the Federal Housing Administration (FHA) and private banks engaged in redliningβsystematically refusing to provide mortgages in Black neighborhoods or to Black individuals.