Scott Keefer

Financial advisor, A Clear Direction Financial Planning. Plan Well Invest Well Live Well. Professional personalised strategic financial advice.

[Scott Keefer @scottkeefer]

Reaching your financial goals is often more about learning what not to do. Here is a list of nine behaviours to avoid. https://t.co/vLYxfnl8X1

[Scott Keefer @scottkeefer]

A transfer of $4.9 trillion from one generation to the next between now & 2034 should be a great incentive for us all to get our estate planning strategy in order. A recent article in the Fin Review sets out 6 questions to ask your adult children. https://t.co/syFSVdFwwJ

[Scott Keefer @scottkeefer]

I came across an interesting analysis of the residential property under supply that we are seeing in Australia wriitten by Diana Mousina from AMP. https://t.co/yXNRnMe7u1

Well worth a read if you are interested in getting a better understanding of this issue.

[Scott Keefer @scottkeefer]

I came across this article in the Harvard Business Review regarding coping with the stress of retirement. Whilst it has an American focus a lot of the discussion is applicable to here in Australia. Well worth a read.

https://t.co/jFNugn1zYm

[Scott Keefer @scottkeefer]

Our Client Referral program sees funds deposited with KIVA & loaned to borrowers in parts of the world with limited access to micro funds. Take a look at KIVA's recently released 2023 Impact Report for more details.
https://t.co/ppzeqGaee8

[Scott Keefer @scottkeefer]

Want to improve your health and wellbeing this year? If so, have you considered if all your health checks are up to date? To take the uncertainty out of it, Zurich has put together this guide to help you understand what health screening is all about. https://t.co/3eEihcmkZh

[Scott Keefer @scottkeefer]

For 21 years The SPIVA scorecard has been the go-to report for investors and others interested in the ‘active vs. passive’ debate. Richard Montgomery at Betashares looks at what we can learn from these reports.
https://t.co/A8o2CDjx2o

[Scott Keefer @scottkeefer]

We have just added another two loans to our portfolio as part of the client referral appreciation program. Join us to help provide micro loans to women across the globe this International Women's Day.

https://t.co/NWk3yKrQBU

[Scott Keefer @scottkeefer]

The bucketing approach to investing is a really effective approach especially compared to a single diversified investment option used by a lot of super funds. This article in the AFR sets out a great explanation of the approach and its benefits. https://t.co/EEQweCoqmf

[Scott Keefer @scottkeefer]

Australians are ill prepared for the largest wealth transfer in history. James Gruber writing for Firstlinks sets out the main findings from the report & sets out considerations for those grappling with how best to pass on wealth in their latter years.
https://t.co/01xCMqdVvg

[Scott Keefer @scottkeefer]

Lawyers we partner with to deliver estate planning solutions for clients believe testamentary trusts are a must have in most cases. The following article in the AFR sets out some key understandings and considerations for the use of testamentary trusts.

https://t.co/zOQkkouH3j

[Scott Keefer @scottkeefer]

Giving money to children is arguably one of the most valuable things parents can do to teach their children about the value of money and the financial results that could be achieved by saving and investing over the long term.

https://t.co/Pj1Yz4g8AR

[Scott Keefer @scottkeefer]

Having a budget is so important. The pay-yourself-first method is ideal for people who don’t want to track every single expense in their budget and want to increase how much they are saving. Find out more in this article published by Vanguard.

https://t.co/XFMiQpmLSZ

[Scott Keefer @scottkeefer]

October has a reputation for being a bad month for investors. Yet, on closer examination, it’s clear that while major events did happen during October, they occurred for very different reasons.
Tony Kaye from Vanguard explores this issue in greater depth. https://t.co/JQDhsedhil

[Scott Keefer @scottkeefer]

This article from Vanguard sets out three key reasons why bonds might be better than term deposits in a portfolio - they deliver better returns over the long term, you can lock in higher yields for longer, and they provide better downside protection.

https://t.co/sZpkp2hTGi

[Scott Keefer @scottkeefer]

When it comes to money conversations, the first step is to honestly express what’s worrying you, without trying to solve it at once. Then speak to an advisor. https://t.co/ZUSA5cszEh

[Scott Keefer @scottkeefer]

Money issues, and talking about them, can add to stress in relationships. That’s why it’s a good idea to mutually understand each other’s approach to money. https://t.co/OnUnEBOUvr

[Scott Keefer @scottkeefer]

Money conversations with loved ones are rarely fun. But it’s a good idea if you’re first clear with yourself about what money means to you. https://t.co/xkYy8lMi7o

[Scott Keefer @scottkeefer]

HECS Debt is one of the best going until high inflation bites. The inclination might be to pay down the debt or help other family members pay down theirs. Before jumping in you need to consider the alternatives - paying down other debts or investing. https://t.co/ymqGLlZWGJ

[Scott Keefer @scottkeefer]

Is downsizing your home part of your retirement plan? If not now it may be part of the mix and worth being on the table when looking at all options.

https://t.co/T3nTDcRMvn