@SnazzyLabs@DaPoets Im guessing apple went nano more because of how easy the inner screens of other foldables scratch due to a plastic screen cover. That is probably a bigger deal than the crease
@jasonc_nc@Based_Feed@brawndoadvisors@SchmittNYC Quite simply you pay more interest because your principal is higher. You pay less equity so the payment can be lower. You are free to always pay more. Finally banks wont just take on risk of less interest payments to spread over time. Defaults are a real thing.
@Based_Feed@brawndoadvisors@jasonc_nc@SchmittNYC Calm down big boy. Your calculation ends up paying more interest than reality. Interest is calculated yearly on theprinciple amount and the principle goes down over time