Dinesh

Curious

[Ajit Anjum @ajitanjum]

मोदी जी के प्रवचन और बीजेपी के संस्कारी नेताओं की गालियों
का कोलाज देखिए

[E20 Janta Party @E20JantaParty_]

E20 एथनॉल के ख़िलाफ़ जो भी हैं

रीट्वीट करके समर्थन करे और जुड़ जाइए

आने वाले समय में आंदोलन बड़ा रूप लेगा ✊🔥⛽️

[Gabbar @GabbbarSingh]

Aadhar
UPI
Fastag

Nandan Nilekani is Sarkari Elon Musk.

[Rahul Gandhi @RahulGandhi]

धर्मेंद्र प्रधान का इस्तीफा हमारे education system को फिर से संवारने की दिशा में बहुत बड़ा कदम है।

शाबाश देश भर के छात्रों, आप सभी पर गर्व है।

सड़कों पर आ कर लोकतंत्र, संविधान और अपने भविष्य की रक्षा में डट कर खड़े होने वाले हर एक युवा, हर छात्र को बहुत-बहुत बधाई।

2 मांगें अभी भी बाकी हैं - प्रधानमंत्री छात्रों और भारत के भविष्य को सम्मान देते हुए माफ़ी मांगें और छात्रों पर हिंसा के दोषियों पर कार्रवाई हो।

ये समाज के दूसरे वर्गों किसानों, मजदूरों, गरीबों, हर वो व्यक्ति जिसे इस सरकार ने दबाया है, कुचला है - अपने सम्मान के लिए संवैधानिक तरीके से डटकर खड़े होने में ही असली साहस है।

इस सरकार को हटाने का वक्त आ गया है।

डरो मत!

[Dinesh @sdinesh718]

@dpradhanbjp Thank you 🙏

[Prayag @theprayagtiwari]

Students after Dharmendra pradhan resignation

[Dinesh @sdinesh718]

Perfecto

[Kunal Shah @kunalb11]

It’s been a minute.

2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.

2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.

Today

CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.

Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.

Team CRED, I’ll still expect you to be a 10x version of yourselves.

As for me, I’ll be joining Meta to lead WhatsApp globally.

Meta comes in as a minority investor in CRED. No access to member data.

While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.

Onwards.

[Dinesh @sdinesh718]

@ElvishYadav Boot licking is your narrative now, neet paper leak and other paper leaks are useless narratives.

[Vinay Kumar Dokania @VinayDokania]

Aise kaun dhajji udata hai BJP govt ki ?

[Dinesh @sdinesh718]

@Cricket_live247 @grok what is 100 cr trade theory?

[Dinesh @sdinesh718]

@anshulbhide @aviralbhat Never knew this was the reason why we have a single timezone.

[inhuman resources @inhumandept_vp]

Had a call with a strong engineering candidate today

He was two minutes late and looked apologetic.

“I’m so sorry for being late!”

I said, “That’s okay. Everything alright?”

He replied, “Yeah, I was just helping my girlfriend with some errands.”

I paused.

“You… have a girlfriend?”

He nodded. “Yeah, we’ve been together for three years.”

I sighed.

Red flag.

“I’m sorry. I don’t think this will be a good fit. Wish you all the best.”

I ended the call immediately.

If your software engineer can talk to women, that's not a good sign.

The best male engineers can barely make eye contact with one.

If your male engineer is in a relationship (or God forbid, married), he’s at best a B-player

Always hire A-players

[VraserX e/acc @VraserX]

Jeff Bezos just explained the “AI bubble” better than anyone.

At Italian Tech Week 2025, Bezos didn’t deny the hype, he embraced it.

“Yes, there’s a bubble. But AI is real and it’s going to transform every single industry.”

He called it an industrial bubble, not a financial one.
That’s a crucial difference:
•A financial bubble (like 2008) destroys value and leaves nothing behind.
•An industrial bubble (like AI, the internet, or fiber optics) creates massive value, even if investors get crushed.

“Even when those companies went bankrupt, the fiber stayed in the ground. Society got the infrastructure. That’s what we’ll see with AI.”

Bezos says right now we’re in the “chaotic, beautiful” phase of overfunding, where every wild idea gets money.
Investors can’t tell the good ideas from the bad ones.
But that’s exactly how big shifts happen.

He compared it to Amazon’s early days:

“Our stock went from $113 to $6, while every internal metric improved. The market and the reality had completely diverged.”

His point: bubbles distort prices, not progress.
AI valuations might crash, but the technology won’t.

“This is not a mirage. This is a horizontal technology, like electricity and it will touch everything.”

Bezos isn’t predicting an apocalypse.
He’s predicting a reset, where the hype burns off, and the real builders remain.

AI isn’t a bubble, it’s a boom disguised as one.

[Dinesh @sdinesh718]

@anubhavsinha Dec 2023

[Dinesh @sdinesh718]

Day 10 - SNITCH IS A FRAUD, YOUR DELIVERY TEAM IS A FRAUD

My order id is: 4594833

#fraud #snitch #snitch

[Dinesh @sdinesh718]

SNITCH IS A FRAUD COMPANY. NEVER EVER ORDER OR BUY SOMETHING FROM THEM.

Their delivery partners are so smart that they remove items and deliver the exact same package, and when complains customer support they will show only packaging video.

SNITCH IS A FRAUD.

@snitchindia

[Dinesh @sdinesh718]

@snitchindia Hi @snitchindia where is my refund? I have been messaging you customer service from last 4 days. This is pathetic behaviour. Your customer support sucks.

NEVER BUY FROM SNITCH.

#fraud #scam #fraud

[Dinesh @sdinesh718]

@snitchindia there is a missing item in my order, I am constantly sending messages to your support, no one is responding back. Here is my order id: 4594833

Where should I report this fraud?

#fraud

[Dinesh @sdinesh718]

@snitchindia And you guys replying after 3 days, man, comon you show so many ads when we randomly visit you. At least spend some money on customer service as well.