A bank won’t approve a $1,000,000 mortgage for someone making $100k a year.
A dealership won’t finance a $75,000 car for someone earning $35k.
But an 18 year old can take on $250,000 in student debt for a degree that leads to a $40,000 salary.
No credit check. No income verification. No reality check.
We let kids who can’t rent a car make six figure financial commitments that can follow them for decades.
Then we ask why so many young adults struggle to get ahead.
The bank protects its money.
The dealership protects its money.
The university gets paid.
And the student gets the debt.
my brother makes $24 an hour.
40 hours a week.
that’s about $49,900 a year before taxes.
his monthly expenses:
$1,600 rent
$350 car payment
$210 insurance
$500 groceries
$180 utilities
and people still tell him:
“you just need to budget better.”
bro is budgeting $24 an hour against 2026 prices.
sometimes the problem isn’t spending habits.
it’s the math.
Trillionaire who got $38B in taxpayer money is mad NYC wants to make groceries affordable so working families can feed their kids. This is what class warfare looks like.
Fuck Elon Musk.