GLOBAL FEAR... INDIA'S OPPORTUNITY? 🇮🇳
@SharesNservices
While global markets are witnessing volatility, smart money is already looking beyond the headlines..
🚨 South Korea's market witnessed a sharp sell-off after reports that lawmakers are considering a tax on unrealized gains — meaning investors may have to pay tax on profits they haven't even booked!
This raises a simple question:
If global investors have a choice, where would they prefer to allocate capital?
Korea + Taiwan 43% of EM index.
1% of world population and
2.5% of world GDP (PPP basis)
India + China now 35% of EM index.
35% of world population.
29% of world GDP (PPP basis)
Let's look at India...
✅ Valuations have already corrected significantly over the last 12–18 months through both price correction and earnings catch-up.
✅ Corporate balance sheets are the strongest in decades.
✅ Banking system is well capitalized with low NPAs.
✅ Government capex, manufacturing push and infrastructure spending continue at full pace.
✅ Domestic SIP flows continue to provide a strong cushion against global volatility.
Most importantly...
*📈 India Inc.'s Midcap & Smallcap earnings are expected to witness substantial growth over the next 2 years, with several quality businesses potentially doubling their profits as operating leverage kicks in..*
The biggest overhang on Indian markets over the last two years has been FII selling.
But global money never disappears.
It simply moves from markets becoming less attractive to markets offering better growth, stability and policy certainty.
💰 If FIIs start reallocating capital from markets facing policy uncertainty, India could emerge as one of the biggest beneficiaries.
📊 Market View :
• Support: 23440 - 23,680
• Resistance: 24,000 - 24,300 - 24600
Once closes above 24600, it is Ready for the Fresh Rally📈
💡 For the first time in many months, the discussion may slowly shift from "Why are FIIs selling India?" to "When will FIIs start buying India again?"
Stay Invested. Stay Patient.
🇮🇳 India remains one of the strongest long-term wealth creation stories globally..👍
#StockMarketIndia #StockMarket
🧠 @SharesNservices Final View
What's impressive:
→ ₹57,419 Cr PAT — highest ever 🏆
→ VNB up 42% — quality improving 🚀
→ Non-Par at 35% and rising 🔥
→ ROE 33.8% — exceptional
→ 0.65x EV — below intrinsic value
What to watch:
→ 61st month persistency declining
→ IEV growth just 1.58%
→ Market share dipping slowly
→ IndAS transition uncertainty
At 0.65x EV and 8.9x PE
for ₹57,419 Cr profits —
valuation case is hard to argue
1:1 bonus → ~₹404 post-split & 2.5% Div Yeild
More buyers | Re-rating catalyst
As Non-Par hits 45-50% in 2-3 yrs
Gap vs SBI Life starts closing
That re-rating = wealth creation 🎯
━━━━━━━━━━━━━━━
📌 Bottom Line
India's most profitable insurer.
Trading below intrinsic value.
Closing the gap with peers — fast.
₹5 lakh Cr company at 8.9x PE.
That doesn't stay cheap forever 🎯
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Not investment advice — DYOR 🙏
@SharesNservices #LIC #LICI #Q4FY26
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🏛️ LIC Q4 FY26 Results — Full Breakdown
@SharesNservices Simple. Clear. Insightful.
Not to sound exaggerating —
but this result is truly fantastic 😍
📊 Q4 FY26 — Quarterly Numbers
💰 Net Premium: ₹1,64,691 Cr ↑ +11.5% YoY
💰 PAT: ₹23,467 Cr ↑ +23.3% YoY | +81.5% QoQ 🚀
💰 EPS: ₹37.03 vs ₹30.06 last year
💰 Solvency: 2.35 ↑ from 2.11 ✅
💰 Gross NPA: 1.21% ↓ from 1.31% ✅
💰 Investment Yield: 9.19% ↑ from 8.48% ✅
💡 81.5% QoQ jump is partly seasonal
Q4 is always LIC's strongest quarter
Focus on YoY of 23.3% — that's real
📊 FY26 Full Year — Highest Ever 🏆
💰 PAT: ₹57,419 Cr ↑ +19.25% YoY
💰 Total Premium: ₹5,35,984 Cr ↑ +9.8%
💰 Individual New Business: ₹67,676 Cr ↑ +8.29%
💰 Group Business: ₹1,96,609 Cr ↑ +16.26%
💰 Policies Sold: 1.84 Cr ↑ +3.7%
💰 AUM: ₹57,29,396 Cr ↑ +5.08%
💰 Bonus to Policyholders: ₹59,726 Cr
📐 Key Ratios — FY26
ROE: ~33.8% ���
ROA: ~1.08% (standard for insurance scale)
VNB Margin: 21.2% ↑ +360 bps
Expense Ratio: 11.91% ↓ -51 bps ✅
Investment Yield: 8.92% ↑ from 8.65%
Solvency: 2.35x vs regulatory min 1.5x
💡 ROE of 33.8% is exceptional
Most large financial institutions
deliver just 12-18% ROE
🌟 The Real Story — VNB & Non-Par Shift
VNB = Value of New Business
How much LIC earns from policies
sold TODAY over their entire lifetime
VNB: ₹14,179 Cr ↑ +41.63% YoY 🚀
VNB Margin: 21.2% ↑ +360 bps vs 17.6%
Non-Par = LIC keeps all returns = higher margin
Par = shared with policyholder = lower margin
Non-Par APE: ₹15,214 Cr ↑ +43.78%
Non-Par share: 35.11% vs 27.69% ↑ +740 bps 🔥
This is THE structural re-rating story
Private peers trade at premium
because of high Non-Par mix
LIC closing that gap — rapidly
📈 Operational Highlights
Indian Embedded Value: ₹7,89,185 Cr ↑ +1.58%
Bancassurance & Alt Channels: 7.51% vs 5.59% ✅
BAC premium crossed ₹5,000 Cr — first ever 🎯
Market share (overall): 56.66%
Individual: 36.60% | Group: 70.11%
🎁 Bonus Share & Dividend
🎉 1:1 Bonus Issue
1 free share for every 1 held
Record Date: May 29, 2026 ← 8 days!
Allotment Date: June 1, 2026
Hold 100 shares at ₹808
→ Get 100 FREE
→ 200 shares at ~₹404 adjusted
Total value same | More shares
More liquidity | More retail access
💰 Final Dividend: ₹10/share
Pre-bonus equivalent: ₹20/share
Record Date: June 25, 2026
Post-bonus dividend yield: ~2.5%
⚠️ Challenges & Watch Points
🔴 Persistency Declining
61st month: 59.31% vs 63.12%
More policyholders lapsing older policies
If continues — renewal growth slows
🔴 Individual Market Share Dipping
56.66% vs 57.05%
Private players gaining in Non-Par
🔴 Embedded Value Growth Slow
IEV grew just 1.58% vs PAT +19.25%
Slow EV growth limits re-rating potential
🔴 AUM Growth Only 5.08%
Maturing payouts offsetting new inflows
🔴 IndAS Transition Risk
New accounting standards coming
Near-term numbers uncertainty
💬 Management Commentary
→ "FY26 has been a satisfying year
with strong growth across every vertical"
→ Non-Par crossed 35% — milestone achieved
→ VNB margin crossed 21% — confirmed
→ Bancassurance grew 45%+ ✅
→ BAC premium ₹5,000 Cr first time 🎯
→ Bonus 1:1 to reward shareholders
→ "Grateful to our 200 million
policyholders spanning seven decades"
Tone: Confident. Record-setting.
Structural transformation accelerating.
📉 Valuation — LIC vs Peers
Pre-Bonus:
CMP: ~₹808 | Mkt Cap: ~₹5,11,060 Cr
P/E: ~8.9x | EPS: ₹90.78
Post-Bonus (after June 1):
Adjusted price: ~₹404
LIC vs Peers on P/EV:
LIC → 0.65x | VNB Margin: 21.2%
SBI Life → ~2.3x | VNB Margin: ~30%
HDFC Life → ~2.8x | VNB Margin: ~28%
ICICI Pru → ~2.2x | VNB Margin: ~26%
💡 LIC vs SBI Life — ideal comparison
Both govt-backed | Both pan-India
Both trust-driven
SBI Life at 2.3x EV vs LIC at 0.65x
A 3.5x valuation gap 👀
Why closing fast:
→ Non-Par: 27.69% → 35.11% in 1 year
→ VNB grew 42% vs SBI Life ~20-25%
→ VNB margin gap narrowing fast
Re-rating to 1x-1.5x EV
= 55-130% upside
Before counting earnings growth 🎯
IEX Stock Research — Fear Is Priced In. Value Is Not? 👇
The stock is down ~42% from peak.
Not because the business collapsed.
Not because margins disappeared.
Not because earnings broke.
⚠️ One regulatory phrase changed everything:
“Market Coupling”
And the market priced IEX like the business is finished.
Meanwhile 👇
▪️ 80% PAT Margins
▪️ 39% ROE
▪️ Zero Debt
▪️ 17–20% Profit CAGR for a decade
▪️ RTM Volumes +30% YoY
▪️ Record 250 MU traded in a single day
⚡ India’s largest power exchange — available at ~₹11,125 Cr Market Cap.
Let that sink in.
This is infrastructure powering electricity trade across 28 states with 8,100+ participants.
And it’s trading cheaper than many average-quality businesses.
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📊 Inside the Research Report: @IEX_India_
✅ PE, PEG, DCF, EV/EBITDA & Dividend Yield based Valuation Framework
✅ IEX vs NSE, BSE, MCX & Global Exchanges
✅ “Market Coupling” — Reality vs Market Fear
✅ Detailed Downside vs Upside Scenario Analysis
✅ Technical Setup, Patterns & Risk-Reward Framework
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📩 Full Free Report:
https://t.co/Y3ZszaGaSt
(Instant Access ✅)
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Keen to understand different perspectives on this —
@VijayKedia1@MohnishPabrai@Raamdeo@NileshShah68@RajeevThakkar@WeekendInvestng@PPFAS
👉 Is “Market Coupling” an existential threat… or the most overpriced fear in Indian markets today?
👉 At ~19x Forward PE with 80% margins & zero debt — is IEX now one of the cheapest quality businesses in India?
👉 Can India’s power demand megatrend drive a major rerating from here?
Drop your honest take & views below 👇
@SharesNservices
NSE vs BSE — Decoding Indian Exchange Landscape with Global Benchmarks 👆👆
A Sharp, Number-driven Framework to assess both Exchanges — across valuation methods and relative positioning against Global Index Benchmarks.
Inside the Research Report:
• PE, PEG, DCF, EV/EBITDA based Valuation Matrix
• Comparison with Global indices & Benchmarks
• Changing Market Share dynamics in India
• Pricing vs Growth — what’s actually justified?
No Noise. No Bias. Just a Clean analytical lens 🔍
📩 Full Report (Free Download) :
https://t.co/F4FoaComSW
Name + Email = Instant Access ✅
No spam. Just research. 🔍
Keen to understand your perspective —
@deepakshenoy@MohnishPabrai@Typhoon_Girl@AswathDamodaran@WeekendInvestng@Raamdeo
👉 What would be a fair listing range for NSE IPO?
👉 Between @NSEIndia & @BSEIndia , where would you put your bet & money today?
👉 Do current valuations truly justify the growth, or is it getting ahead of itself?
Tell your Opinion in the comments below👇
@SharesNservices
——————————————————
📤 Know someone tracking Exchange stocks or watching the NSE IPO?
TAG them below 👇
or SHARE this with anyone looking to
buy into market infrastructure plays —
they'll thank you later 🙌
——————————————————
📄 #CheckOut Full Institutional Research Report
✅ 3 Valuation Methods (EV · DCF · PEG)
✅ PSU + Private Peer Comparison
✅ NSE Stake Unlocking Analysis
✅ Health Insurance Opportunity
✅ Risk Analysis & Catalysts
📊 Detailed Analysis & Full Report:
DM Us
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✊ Every Investor Deserves Fair Valuation ✅💯
💬 Drop your Views & Comments 🤝
👍 Like if Useful • 🔁 Retweet if you Care
👉 Follow @imthejayshah for more Deep-Dives
⚠️ Not Investment Advice. DYOR.
@SharesNservices
Thread🧵 ~ Classic Case of #FundaKaMental
🏛️ #StockToWatch : @LICIndiaForever
CMP (27.04.26) : ₹808
🎯 Our Previous #FundaKaMental Case Studies:
✅ #MahaBank : 16 → 80 Today 🔥
✅ #GSFC : 128 → 320 Highs in a Year 🚀
Now.. #LIC looks Next in Line 👀
People call it Boring 😴
We call it Blind Buy 👌💯
@SharesNservices
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💥 THE PARADOX NOBODY IS TALKING ABOUT
#LIC at IPO (May 2022):
• Stock: ₹949
• PAT: ₹4,043 Cr
• P/E: ~148x 😲
• Market Cap: ₹6 Lakh Cr
#LIC Today (Apr 2026):
• Stock: ₹808 ← CHEAPER
• PAT: ₹48,151 Cr ← 12x MORE
• P/E: ~10.6x ← 93% CHEAPER
• Market Cap: ₹5.13 Lakh Cr
Same Company.
Cheaper Stock.
12x More Profitable.
The Market is Sleeping 😴📈
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📊 #FundaKaMental : WHAT CHANGED?
Everything 👇
✅ VNB Margin: 9.3% → 18.8% (Nearly 2x)
✅ Non-Par Share: 7% → 36.46% (5x) 🔥
✅ AUM: ₹39L Cr → ₹59.17L Cr (+50%)
✅ Dividend: ₹1.50 → ₹12/Share (+8x)
✅ Embedded Value: ₹855 → ₹1,228/Share
✅ Q3 FY26 PAT: ₹12,930 Cr (+17.5% YoY)
✅ Q3 FY26 VNB Margin: 18.8% (+170 bps)
And the Stock is 15% BELOW IPO 😱
Make it make sense 🤷
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🔍 THE HIDDEN BONUS
Most Investors DON'T know this:
🏦 LIC holds 10.7% of NSE
→ 26.53 Cr shares
→ Worth ₹47,754 Cr at ₹1,800/share
→ That's ₹75 per LIC share alone
→ NOT in the Stock Price yet! 🤫
NSE IPO Update:
✅ SEBI NOC : Granted Jan 2026
📅 Listing : Q3–Q4 CY2026
You're getting a FREE Option at ₹808 👌
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📐 3 Methods. 1 Answer.
We valued #LIC 3 Ways.
All 3 said the Same Thing ~ CHEAP
📌 Embedded Value (EV):
→ IEV = ₹7,76,876 Cr
→ ₹1,228/Share
→ Stock at 0.66x EV
→ Min for Quality Insurer = 1x
📌 DCF (Base Case):
→ 16% PAT CAGR
→ Intrinsic Value = ₹1,630/Share
📌 PEG Ratio:
→ 0.59x (Below 1.0 = Undervalued)
→ Peter Lynch Rule : BUY ✅
All 3 say ₹808 is Cheap 🎯
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🏦 LIC vs PEERS — THE VALUATION SHOCK
Same Industry. Same Regulator. Same Country.
P/EV Comparison:
• LIC : 0.66x 👈
• SBI Life : 2.3x
• HDFC Life : 3.0–3.5x
P/E Comparison:
• LIC : 10.6x 👈
• SBI Life : ~78x
• HDFC Life : ~70x
#StockMarkets works on Fundamentals?
Am I Missing Something?? 😅
LIC = Cheapest Quality Insurer
in India. By Any Metric. By Far. 💯
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❓ "If it's so Cheap..
Why aren't Big Investors Buying?" 🤔
Simple Answer : They CAN'T 🚫
🔴 Govt holds 96.5%
🔴 Free Float = only 3.5%
🔴 FII holding = just 0.31%
Buying 1% of LIC =
Consuming 29% of Entire Float
No Large Fund can do That 😤
BUT — Mark This Date ⬇️
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⚡ THE MAY 2027 CATALYST
@SecyDIPAM
This is NOT Hope.
This is LAW. ⚖️
📋 SEBI has Mandated:
Float must go 3.5% → 10%
Deadline : May 16, 2027 🗓️
Non-Negotiable. No Extension.
💰 Govt MUST sell ₹45,000–50,000 Cr
🚫 Govt CANNOT price OFS below ₹949 (IPO)
📌 Expected OFS : ₹1,150–1,200+
That's 42–48% above Today's Price
→ As the FLOOR Price 🤯
When Institutions CAN buy, they WILL 💥
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🎯 @SharesNservices TechnoFunda View :
📌 CMP: ₹808
📌 Ideal Accumulation Zone: ₹780–840
🎯 Target 1 → ₹1,000 (+24%) — Near Term
🎯 Target 2 → ₹1,300 (+61%) — Base Case
🎯 Target 3 → ₹1,600 (+98%) — Bull Case
🎯 Target 4 → ₹2,000+ (+148%) — Re-Rating
Catalysts to Watch:
✅ NSE IPO Listing (CY2026)
✅ Govt OFS at ₹1,150–1,200+ floor
✅ VNB Margin crossing 20%
✅ SEBI Float Mandate (May 2027)
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🔥 THE FINAL WORD
"India's largest insurer.
India's largest investor.
Priced like a PSU in distress.
That is your edge."
The question is not IF LIC re-rates.
It is whether you are positioned
BEFORE or AFTER it happens. 💡
@rameshdamani@Iamsamirarora@NileshShah68@shyamsek@AnilSinghvi___@ZeeBusiness
This Stock Could Be a Dark Horse of 2026.
Still Near Lows… But the Setup Is Quietly Changing.
Read @SharesNservices article in Bluechip weekly Newspaper
SpiceJet has seen Multiple Positive developments in 2025, yet the stock hasn’t moved much on price.
That’s exactly how real airline turnarounds look before markets re-rate..
This article clearly explains:
• How Airlines turnarounds actually unfold — Survival → Stabilisation → Re-rating, and where SpiceJet stands today
• What changed in 2025 — Legacy Issues settling, Capacity back (~250 daily flights), Market Share recovery
• Why the ATF fuel price reduction (~7%) is a major positive, as fuel forms ~40% of airline costs and directly boosts margins
• Why the stock is still near lows despite multiple Positives
• Why Pessimism may already be priced in, while future Improvements is under-recognised
• The new Technical Setup, Key Support Zone, and Potential long-term Target Levels
• Why re-ratings in Turnaround stocks happen suddenly, not gradually
The focus is not hype or prediction.
It explains how Dark Horse turnaround stocks are formed — when prices stay quiet, disbelief dominates, and fundamentals quietly improve underneath.
Read the Full Research to understand Why SpiceJet is being tracked as a high-risk, high-reward turnaround candidate for 2026, and follow for more data-driven market insights.
DISCLAIMER:
WE MAY BE BIASED AND INVESTED.
FOR EDUCATIONAL PURPOSES ONLY. NOT INVESTMENT ADVICE.
🔥 Whole World Mad & Bullish on Silver now 😅
But Markets don’t reward late excitement — they reward early Conviction 💯
@SharesNservices Check the Screenshots..
How Early & at What Levels we have Adviced👍
📅 2021~
When Silver was Ignored & Volatile..
👉 We clearly said:
“Once Silver sustains above ₹74k — the road opens towards ₹1,00,000+”
📅 2022 ~
When fear was High & Money was lying idle in Banks…
👉 We advised: “Park cash in Silver / Silver ETFs”
💥 Outcome (Facts, not hype):
📈 Silver ETF: ₹63 → ₹230
That’s not a trade.
That’s patience + structure + discipline.
📊 THE BIG LEARNING (Most People Miss This) 👇
• Long-term Ideas are boring before they become rewarding
• From 2021–2023, Silver struggled at ₹74k–78k & Consolidated in Range..
• It took nearly 3 years to clear that resistance
🚀 Once that Zone broke →
➡️ ₹90k → ₹100k+ came fast
📌 Above 100k = Clean structural Breakout 📈
📌 Consolidation ended → We saw the Blast💥💥
In Process :
👉 90% Exit during Consolidation
👉 10% who hold through boredom create Real Wealth 💸
📉 SAME PATTERN IN MANY STOCKS TODAY
Strong Fundamentals ✔️
Earnings Improving ✔️
Prices Stuck for 1–1.5 years ❌
❗ No Returns for some time ≠ Bad Stock
⏳ It simply means Time Correction is still Playing Out
Question is —
Will you still be Holding when the move Starts? 👀
⚠️ WHAT ABOUT #SILVER NOW?
Let’s stay objective 👇
🚨 Rally is over-Extended
🚨 Short squeeze largely done
🚨 Extreme social-media hype
🚨 Overbought + Divergence visible
📉 Possible retracement zones in Few Months :
➡️ ₹2,00,000 → ₹1,85,000 → ₹1,60,000
🧠 That’s where Fresh Risk-Reward will appear again
Not during Euphoria.
📌 Markets Reward those who think early, Stay patient & Act with discipline👌
📊 All Views, Levels & Charts were shared well in advance
~ SharesNservices
Data📊 • Discipline⚖️ • Market Psychology ✨
#Silver #ETF #Investing #Commodities #Equity #StockMarket #Comex
This post has elicited so much negativity it is amazing.. more thoughts
1. Stats may or may not be accurate but there is no smoke without fire
2. If a small minority community does well why does it aggravate folks so much. The unity of the country gets well displayed in this behaviour
3. So many people have so much problem with our defence minister simply acknowging that a small group of people have contributed to nation building.
Certainly a good opportunity for all those who are fuming on this tweet to instrospect ...
तुम मुझे 24000 पर ढूंढ रहे थे...🤷♂️
और मैं तुम्हारा 25000 के पार इंतजार कर रहा हूं....😎🟢
क्या है Nifty का अगला Target, क्या मार्केट हो रहा है New High के लिए राजी...⁉️🤩👇
Bears को चकमा देकर क्या Bulls मारेंगे बाजी...⁉️🤩
#StockMarket#Nifty#BankNifty#NiftyTarget#Trading #Investment @ZeeBusiness