@KotakCares@KotakBankLtd@udaykotak
URGENT CUSTOMER COMPLAINT ๐จ
Today, 24 Sept 2026 at approx. 8:04 AM, I deposited approximately โน51,000 cash through a Kotak CDM at Sector 12.
The machine accepted the cash, but the transaction failed and the machine issued a receipt saying
๐จ LIVE EXAMPLE OF WHY LONG-TIME KOTAK CUSTOMERS ARE LOSING TRUST.
โน51,000 deposited in a Kotak CDM is stuck for 10โ14 days. URGENT money needed for medical expenses. ZERO resolution. ZERO accountability.
@KotakCares@KotakBankLtd@udaykotak
@KotakCares@KotakBankLtd@udaykotak
URGENT CUSTOMER COMPLAINT ๐จ
Today, 24 Sept 2026 at approx. 8:04 AM, I deposited approximately โน51,000 cash through a Kotak CDM at Sector 12.
The machine accepted the cash, but the transaction failed and the machine issued a receipt saying
@KotakCares In your email you have replied until 3 October you will update me, I don't know as an customer I think people should stop using kotak bank at all
@KotakCares Hey, Your team reached out to me and we had a conversation. So now you need 14 days to resolve this issue, how are you guys not getting that the money was for an emergency and it was my own money
@KotakCares@KotakBankLtd@udaykotak Escalation to the concerned CDM/cash-management team
Immediate credit/refund of the amount, considering the medical urgency
@KotakCares@KotakBankLtd@udaykotak I am requesting an immediate escalation and:
A complaint/reference number
Immediate tracing of the CDM transaction
Verification of the CDM cash reconciliation
Confirmation of where my ~โน51,000 currently stands
@KotakCares@KotakBankLtd@udaykotak Meanwhile, approximately โน51,000 of my money remains stuck.
This is not the level of customer support I expected from Kotak Mahindra Bank.
Screenshots of my communication with the branch representative attached.
@KotakCares@KotakBankLtd@udaykotak I also approached/contacted the branch regarding this issue.
My father personally visited the branch, but no resolution was provided.
I was directed back towards customer care.
situation currently is:
Branch โ Customer Care โ Unable to reach executive โ Back to Branch
@KotakCares@KotakBankLtd@udaykotak I tried contacting Kotak customer care on 1800 4100.
The problem?
I cannot get through to a customer-care executive who can actually take ownership of the issue.
I have been directed towards customer care, but I am unable to get the any assistance
@KotakCares@KotakBankLtd@udaykotak This isn't money I deposited casually.
The approximately โน51,000 was being deposited specifically for an urgent medical requirement.
Being told that I may have to wait 7 working days because of a CDM failure is extremely concerning when the money is urgently required.
@KotakCares@KotakBankLtd@udaykotak The CDM receipt clearly shows:
๐ Date: 24/09/2026
โฐ Time: 08:04:05 AM
๐ง Machine No.: 00BN0BH299
๐ฆ Account ending: 7629785
The receipt says the transaction was unsuccessful and that the bank will update me within 7 working days.
Receipt attached.
@KotakCares@KotakBankLtd@udaykotak The machine accepted the cash, but the transaction failed and the machine issued a receipt saying โTransaction was unsuccessful.โ
This money was deposited for an urgent medical requirement.
I am documenting the entire experience below. ๐งต๐