Patches on Messi’s 2026 World Cup jersey:
⭐ Legacy Patch (6 World Cups)
⭐ Golden Patch (World Cup-winning nation)
⭐ Reigning World Champion Patch
⭐ Golden Ball Patch (World Cup Best Player winner)
GOAT 👑 🐐😍
While we patiently wait for Aradel's audited numbers, the valuation of the coy will depend on whether they consolidate Renaissance's numbers or if they adopt a simple accounting approach.
Ordinarily, the method used shouldn't matter.
Here is what I mean...
An acquaintance and I met recently, and we discussed stock investing. He was trying it for the first time, and I was very intentional about making his experience a successful one. One of my purposes is to, in my own way, increase participation in the Nigerian financial markets, particularly in the equities market.
A few months in, my guy was already in the money. Portfolio return was already at 70%, including specific names that had done 2x (e.g., CAP PLC).
We recently did a catch-up, and he was so excited. I was excited too. He said he wished he had invested more money, and I was like "na so e dey be when the sight green, lol".
He then chipped in "omo, na to close my farming business and do stocks o". I knew he was joking with that line, but I still thought I'd make a point about it... Just for informational purposes.
The stock market truly is described as the "greatest wealth-creating machine ever invented".
Also, the stock market will make you rich and it won't also make you rich. The deeper point is about not confusing the source vs the vehicle.
The farming business provided the capital, and the stock market has multiplied it.
When your portfolio is up significantly, it's easy to feel like you've "figured it out" and that the market can now replace your salary. But what people forget is that the portfolio only exists because the job provided the consistent capital to fund it in the first place. The income was the seed, the market was just the soil.
So if you want more returns, you have to double your efforts at your job to make money (via salary increases, bonuses, or other sources of income).
Additionally, in this person's case, his farming business is a form of private equity. The stock market is a public equity - both are still equities, and he might need to even diversify into other asset classes (say fixed-income, except there is a specific investing constraint. Another option is real estate.
Lesson 3: Linear careers, exponential moments
Most careers grow in a fairly linear way, through experience, skills, and steady progression across levels (entrylevel → midlevel → Manager → SM → executive roles). This is typical in matured industries like banking, insurance, consulting, engineering, etc.
Within these paths, a few people experience non-linear jumps, usually driven by timing, circumstances, or key events (e.g. new business lines, market cycles). We’ve seen cases where people move from Manager/SM to Partner, or become GM/Director in their early 30s.
For example, in Big 4 firms, the current average time to Partner may be ~15 years today. But in the past, when the system was in the growth phase, some people made Partner in ~7 years (with averages closer to ~10 years). That kind of acceleration is much harder to replicate now, not necessarily because people aren’t working as hard, but because timing and industry maturity have changed. We saw similar patterns in banking as the industry evolved.
And the people who benefit most from those moments are usually the ones already operating slightly above their level before the opportunity arrives. Readiness isn’t just I’ve done my job well, it’s I’ve been stretching into the next role’s responsibilities before anyone officially asked me to.”
So why then should I keep putting in the hardwork?
The value of sustained effort isn’t that outcomes will equalise, it’s that it improves your readiness and positioning for when those non-linear moments show up.
That said, it’s also perfectly rational not to pursue extreme levels of effort if that’s not your path. Working very hard comes with real life tradeoffs. Choosing a more balanced, steady path is not a compromise, it can often be the better choice depending on what you value.
And this applies beyond careers. Timing may be outside your control, but readiness isn’t.
Keep putting in the work… you never know when your moment will come.
Just a quick reminder for all MTN investors. The qualification date is 8 April 2026 and the register closes on 9 April 2026. If you have not completed your e dividend registration, this is the time to act. Nigerian registrars can be slow and frustrating, so do not wait until the last minute. Start your process now so you can receive your dividend smoothly and without stress.
Real estate investors swear by real estate, they claim it's the best form of investment & its not easily manipulated and can't crash suddenly like stocks, this is quite true...
Equity investors believe that over time, investment in equities/stocks has beaten real estate and outperformed the hard assets by a large mile. This is equally very true.
Do you get where I'm going?
If you can, just have both.
There's no need for either this or that. Every investment has its pros & cons.
This is also diversification & hedging at its finest 👌🏾...
Some of the best wingers in history and their best goal-scoring seasons (excluding intl):
-Ronaldinho: 26 goals
-Bale: 26 goals
-Robben: 23 goals
-Hazard: 22 goals
-Di Maria: 19 goals
-Ribery: 17 goals
Lamine Yamal at 18 (!!!), at the end of February? 18 goals.
This is Liam Payne. One Direction band member and Cheryl Cole’s ex-partner who died recently.
Liam had a £24m estate but died WITHOUT a Will. Nobody is entitled to any of his wealth…not his girlfriend, parents, friends or charities he may have wanted to support. Therefore, his wealth must be held in trust for his son until atleast 18.
The message: You’re never too young to write a Will! ⚖️
Africa’s stock markets are no longer a “future opportunity.”
They are outperforming global benchmarks right now — with returns in Kenya, Malawi, Nigeria, and Zambia beating some of the world’s biggest indices.
If you earn ₦5k, save ₦1k
If you earn ₦10K, save ₦2k
If you earn ₦20k, save ₦5k
If you when ₦50k, save ₦10k
If you earn ₦100K, save ₦20K
Always keep savings. It is different from investments. You only invest when your income is sufficient enough, but you should save regardless.
Even with a low income, a buffer is still necessary.
I have practical experience in power and control circuit design, panel wiring, and electrical installations. I am skilled in circuit analysis.
I am open to entry level engineering opportunities where I can contribute to power systems, renewable energy, and control projects.🙏
THIS IS MY STORY!!!
Everything was good and moderately okay. Then we got wedded, 7months into our marriage, my husband lost his job, Things moved from bad to worst, I was pregnant at the time, we couldn't feed, we were given EVICTION NOTICE every now and then. He started a taxi and on the other hand I started a hair styling business.. I was praying fervently while fasting and it was as if the more we pray, the tougher it becomes. at that point, I said to myself God has forsaken me and my family.most times all we pray for is to get atleast 1 MEAL a day. Our car broke down eventually, FCT development control came and demolished my shop, I mean in all of this we were already facing, I will watch my husband cry profusely at night begging God to come through, this always get to me but what can I do? This morning I have decided to Cry for help believing there is nothing God cannot do. We are based in the FCT and I am crying pleading, begging, to ANYONE at all to give us the best gift this CHRISTMAS by helping us with a Job. We will be more than grateful and can say God finally came through. Help RT🙏🏽any JOB RECOMMENDATION for my HUSBAND and I
or better still a kind RT of my pinned Post.
HUSBAND : B.A Development Studies, CERTIFIED Project Manager
MESELF : Bsc Mass Communications. Any further information needed can be provided at request in my DM 🙏🏾. I sell small Chops, meatpie and the likes you can patronize me as well
@AskMichaelTaiwo@Rufyb I have followed since 2024, even have your post notification on. Your analysis on Coy, FS, investment, Valuation, Strategy and both local and global economic is so intriguing and captivating to me. Please let me your mentee