Shray Chugh

Ex- Entrepreneur & Consultant currently working in the E-Commerce space

[Shray Chugh @shraychugh]

@AmazingCreditC Are they still in stock . Could not find any on the portal

[Shray Chugh @shraychugh]

@mikefutia @mikefutia there is no mention of the api endpoint . Are we using OAuth + Marketing API ? If not will the ad account will get banned ?

[Shray Chugh @shraychugh]

@mikefutia META

[Shray Chugh @shraychugh]

@learnwithella SEO

[Shray Chugh @shraychugh]

@GoldDealsIndia Maxed out gytr to purchase myntra gc via smart buy . Did the same via Amazon pay and shopping vouchers . Any alternate route to get extra rewards . Any options via atlas cc ?

[Shray Chugh @shraychugh]

@CardMavenIn Offe showning not available

[Shray Chugh @shraychugh]

@GoldDealsIndia Do you get cashback with the swiggy Hdfc card ? Any idea

[Shray Chugh @shraychugh]

@skh27 Can you share the product link

[Shray Chugh @shraychugh]

@zwodden @patoxpanda51207 Did you pick standard or premium shipping ?

[Shray Chugh @shraychugh]

@GoldDealsIndia Not able to see the deal . Is it visible for anyone else ?

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[Shray Chugh @shraychugh]

@RazorpayCare No resolution till now . Your team said that their tat is 2 days .

[Shray Chugh @shraychugh]

@RazorpayCare your dispute page is not working. No Email, not response. you are enabling website like https://t.co/yxVo2epTYb to defraud user of their money. Ticket number is #12862078 . Please get my money refunded #cybercrime #Fraud

[Shray Chugh @shraychugh]

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[Shray Chugh @shraychugh]

@SupportFli36252 I already did . Your support team said they will try to deliver it by 22nd( the new promised day) but cannot gurantee . That’s 14 days post ordering . What a joke

[Shray Chugh @shraychugh]

It’s funny. @myntra on the other hand has prompt and before promise delivery . @flipkartsupport I think you should learn from them and not give false promises to customers

[Shray Chugh @shraychugh]

Tried @Flipkart again after years hoping they had upped their game . Pathetic service and promises . Order a product on the 8th, first promised delivery date 15 , then 19th . No update given . Then on calling they say the promised delivery date is 22nd , but no guarantees

[Shray Chugh @shraychugh]

@FeedArmy @adsliaison @FeedArmy Getting the same issue on our website. the URL is working fine. Any tool to check the URLs . how did you diagnose the issue

[EnViCi @AskEnvici]

My Recommended Credit Card Combinations as of 19th Sep'23 for maximizing rewards

𝗠𝘆 𝗥𝗮𝗻𝗸𝗶𝗻𝗴𝘀

1) Amex Plat Travel - upto 4 lacs (>8.75% returns)

2) Axis Atlas - Stop at 7.5 or 15 lacs (6%+ returns)

3) HDFC Infinia - Prioritise Smartbuy & Reward Multiplier Vouchers upto 1L/month, use for base spends if above conditions already met. (13-16% on SB and 3.3% on base)

4) HDFC DCB - Prioritise Smartbuy & Reward Multiplier Vouchers up to 50k/month, use for base spends if above conditions already met. (13-16% on SB and 3.3% on base)

5) Amex Gold Charge - If No Infinia/DCB or you need more Reward Multiplier Vouchers then Amex Gold gives 5x. You get 2MR/100 on HP Fuel too. Has the monthly 1k INR x 6 bonus as well

6) Amex MRCC - Provides Great Rewards for small spends, great for the monthly 1.5k INR x 4 bonus too. Great value when you use the Amex Trikoot together (Plat Travel + Gold + MRCC)

You can choose any combination of the above depending on your spends.

𝗛𝗼𝗻𝗼𝗿𝗮𝗿𝘆 𝗠𝗲𝗻𝘁𝗶𝗼𝗻𝘀

1) Axis/IDFC/SBI Vistara Cards if you foresee a lot of Domestic Vistara Travels. You can allocate the milestone you want to target in each of these cards and then consider the above category as well.

2) SBI Cashback if you're not interested in Airmiles or Hotel Loyalty and just want a simple 5% cashback for online spends.

𝗙𝗼𝗿𝗲𝘅

1) Infinia/DCB can provide ~2% rewards for 1 lac forex spends per month with Global Value Program

2) Axis Reserve and Citi Prestige only if you already have them. They give 4%+ rewards

3) Niyo/Scapia type cards with 0 forex and some basic rewards.

4) For Forex cash withdrawals just take a Forex Travel card and forget about rewards from CCs

𝗕𝗼𝘁𝘁𝗼𝗺 𝗟𝗶𝗻𝗲

These are my recommendations presented in a simplified way, these are not to be mistaken as reviews or endorsements. You have to take the final call based on your research as well.

Choose any of the above based on the criteria mentioned and you can be confident you are getting pretty close to the maximum returns possible on your CC Spends.

✌️

[Shray Chugh @shraychugh]

@AskEnvici Hi. How do you know it’s LTF ?