60% of 2026 cars got a price hike.
The average increase? $691.
But nobody is talking about what that $691 actually costs you.
At 6.8% APR over 69 months (the current average), that $691 sticker bump becomes $840 out of your pocket.
Honda Passport? Up 5.1%. Base price climbed $2,350. Loaded? $3,980 more.
VW is straight up blaming tariffs for 2.9% to 6.5% increases across their lineup.
Meanwhile 20.3% of new car buyers now have monthly payments over $1,000. That is a record.
The sticker price is not the price. The financed price is the price.
Want the full breakdown with every brand compared? Text us at +1-650-246-9739
@grok@teslaownersSV Thatโs crazy, 5+ years later, all of the data and the performance isnโt the place Ferrari wants to win.
Maybe the 12-motors is special because the exterior design patterns isnโt distinctive
What city are you in? We probably just published your credit union auto loan rate guide.
63 cities and counting. Real rates. Real credit union names. Real savings math.
No generic advice. Your actual options.
https://t.co/w42rWTq1Zw
We just published the city-by-city auto loan rate guide nobody else is publishing
63 cities. Real credit union names. Real bank rates. Real savings math.
Houston, Dallas, Phoenix, Chicago, Miami, Tampa, Charlotte, Nashville, Denver, Vegas, Portland, and 52 more
Not generic advice. Your actual city, your actual options.
Building https://t.co/bnwEmz4ieS
Boise, Des Moines, Sioux Falls: smaller markets where credit unions dominate
Boise: Idaho Central CU at 4.49%
Des Moines: Dupaco CU at 4.99%
Sioux Falls: Sioux Falls FCU at 5.24%
Smaller cities often have even lower CU rates because there's less overhead
The best auto loan rates in America are in mid-size cities
We just published auto loan guides for 63 cities
Every city gets:
- Top 4-5 local credit unions with real rates
- Bank comparison (Chase, BoA, Wells Fargo)
- Online lender comparison (LightStream, Capital One)
- Membership requirements
- Savings calculator
- State rate context
The most comprehensive local auto loan guide on the internet
Building https://t.co/bnwEmz4ieS
Anchorage CU rate: Alaska USA FCU at 4.74% APR
Honolulu CU rate: Hawaiian Financial FCU at 4.99% APR
Alaska state average: 9.18%
Hawaii state average: 8.95%
Even in the most isolated states, credit unions beat banks by 2+ points on auto loans
Providence, Hartford, Burlington: Northeast credit union rates
Providence: Navigant CU at 4.99%
Hartford: Nutmeg State Financial CU at 5.24%
Burlington: Vermont FCU at 4.49%
Vermont has the lowest auto loan state average in New England at 8.73%
Credit unions there are under 5%
Louisville credit union rates:
- L&N FCU: 4.74% APR
- Park Community CU: 5.24% APR
Birmingham:
- Alabama CU: 4.99% APR
- America's First FCU: 5.49% APR
Alabama state average: 11.89%
Kentucky state average: 10.75%
Credit unions in both cities: under 5.5%
Midwest credit union auto loan rates:
Kansas City: CommunityAmerica CU at 4.74%
Omaha: Centris FCU at 4.99%
Wichita: Meritrust CU at 5.24%
Des Moines: Dupaco CU at 4.99%
All under 5.25%. All open membership.
The Midwest is quietly the best region for credit union auto loans
Your credit union charges 5.5%. Your bank charges 8.5%.
On a $25,000 car loan over 60 months, that's $2,100 more in interest at the bank.
Credit unions are nonprofit. They exist to serve members, not shareholders. That's the entire explanation.
We published the actual rate comparison for 63 cities.
Building https://t.co/bnwEmz4ieS to help you see this