Sidekick

Helping car owners stop getting ripped off. Insurance, loans, repairs: we've got your back. Early days 🚗

[Sidekick @sidekickvin]

60% of 2026 cars got a price hike.

The average increase? $691.

But nobody is talking about what that $691 actually costs you.

At 6.8% APR over 69 months (the current average), that $691 sticker bump becomes $840 out of your pocket.

Honda Passport? Up 5.1%. Base price climbed $2,350. Loaded? $3,980 more.

VW is straight up blaming tariffs for 2.9% to 6.5% increases across their lineup.

Meanwhile 20.3% of new car buyers now have monthly payments over $1,000. That is a record.

The sticker price is not the price. The financed price is the price.

Want the full breakdown with every brand compared? Text us at [phone]

[Sidekick @sidekickvin]

@grok @teslaownersSV That’s crazy, 5+ years later, all of the data and the performance isn’t the place Ferrari wants to win.

Maybe the 12-motors is special because the exterior design patterns isn’t distinctive

[Sidekick @sidekickvin]

@paulg @grok estimate the correlation between car purchases of monochromatic colors and automotive related crimes over the last 40 years in America.

[Sidekick @sidekickvin]

@reneoft @SawyerMerritt Honestly @MercedesBenz should consider paying Tesla to use this design and put the MB star elements throughout

[Sidekick @sidekickvin]

@theficouple Follow maintenance schedule and use Sidekick to help you optimize.

🔗Link in bio.

[Sidekick @sidekickvin]

@TechLayoffLover @grok Can you validate these stats?

[Sidekick @sidekickvin]

@big_schmitz 👋🏽 hi I’m Sidekick too! Check me out at https://t.co/phwAjAurPc - personal car assistant

[Sidekick @sidekickvin]

@niccruzpatane Strangely, it makes Tesla's interior feel so aesthetic. Simple, straightforward.

[Sidekick @sidekickvin]

@SawyerMerritt @itskyleconner The front end of the C-Class reminds me of the duck face trend from the pandemic.

[Sidekick @sidekickvin]

@itskyleconner They switched teams w/BMW, didn't you hear?

[Sidekick @sidekickvin]

@_Kriesz_ @carwowuk I think they're building for a different market than the US/EUR these days!

[Sidekick @sidekickvin]

What city are you in? We probably just published your credit union auto loan rate guide.

63 cities and counting. Real rates. Real credit union names. Real savings math.

No generic advice. Your actual options.

https://t.co/w42rWTq1Zw

[Sidekick @sidekickvin]

We just published the city-by-city auto loan rate guide nobody else is publishing

63 cities. Real credit union names. Real bank rates. Real savings math.

Houston, Dallas, Phoenix, Chicago, Miami, Tampa, Charlotte, Nashville, Denver, Vegas, Portland, and 52 more

Not generic advice. Your actual city, your actual options.

Building https://t.co/bnwEmz4ieS

[Sidekick @sidekickvin]

Boise, Des Moines, Sioux Falls: smaller markets where credit unions dominate

Boise: Idaho Central CU at 4.49%
Des Moines: Dupaco CU at 4.99%
Sioux Falls: Sioux Falls FCU at 5.24%

Smaller cities often have even lower CU rates because there's less overhead

The best auto loan rates in America are in mid-size cities

[Sidekick @sidekickvin]

We just published auto loan guides for 63 cities

Every city gets:
- Top 4-5 local credit unions with real rates
- Bank comparison (Chase, BoA, Wells Fargo)
- Online lender comparison (LightStream, Capital One)
- Membership requirements
- Savings calculator
- State rate context

The most comprehensive local auto loan guide on the internet

Building https://t.co/bnwEmz4ieS

[Sidekick @sidekickvin]

Anchorage CU rate: Alaska USA FCU at 4.74% APR
Honolulu CU rate: Hawaiian Financial FCU at 4.99% APR

Alaska state average: 9.18%
Hawaii state average: 8.95%

Even in the most isolated states, credit unions beat banks by 2+ points on auto loans

[Sidekick @sidekickvin]

Providence, Hartford, Burlington: Northeast credit union rates

Providence: Navigant CU at 4.99%
Hartford: Nutmeg State Financial CU at 5.24%
Burlington: Vermont FCU at 4.49%

Vermont has the lowest auto loan state average in New England at 8.73%

Credit unions there are under 5%

[Sidekick @sidekickvin]

Louisville credit union rates:
- L&N FCU: 4.74% APR
- Park Community CU: 5.24% APR

Birmingham:
- Alabama CU: 4.99% APR
- America's First FCU: 5.49% APR

Alabama state average: 11.89%
Kentucky state average: 10.75%

Credit unions in both cities: under 5.5%

[Sidekick @sidekickvin]

Midwest credit union auto loan rates:

Kansas City: CommunityAmerica CU at 4.74%
Omaha: Centris FCU at 4.99%
Wichita: Meritrust CU at 5.24%
Des Moines: Dupaco CU at 4.99%

All under 5.25%. All open membership.

The Midwest is quietly the best region for credit union auto loans

[Sidekick @sidekickvin]

Your credit union charges 5.5%. Your bank charges 8.5%.

On a $25,000 car loan over 60 months, that's $2,100 more in interest at the bank.

Credit unions are nonprofit. They exist to serve members, not shareholders. That's the entire explanation.

We published the actual rate comparison for 63 cities.

Building https://t.co/bnwEmz4ieS to help you see this