( Spooky ) Sim Ivy ✊🏾⚡️🌈

Sim | Bratzzzzzz Doll | Going: off C.E.O of

[( Spooky ) Sim Ivy ✊🏾⚡️🌈 @simoneiverson]

Friends that become family >

[( Spooky ) Sim Ivy ✊🏾⚡️🌈 @simoneiverson]

@Harry_Noel EEEEYUCK

[( Spooky ) Sim Ivy ✊🏾⚡️🌈 @simoneiverson]

@Harry_Noel You’re weird af, you were just cheesing and begging back my homegirl two days ago post break up. This “get back with me”’material is old. Good luck though jack of all trades

[ᜰ @boyaviatorr]

Me tweeting my audience

[( Spooky ) Sim Ivy ✊🏾⚡️🌈 @simoneiverson]

On my rockstar sh*t📣

[( Spooky ) Sim Ivy ✊🏾⚡️🌈 @simoneiverson]

I’m fucking playing escape tomorrow

Literally don’t even know how to feel , I’m so excited let’s goooooo😭🥳

[( Spooky ) Sim Ivy ✊🏾⚡️🌈 @simoneiverson]

Just saw an ad for Rubios… RUBIOS

The Marshalls of food

[( Spooky ) Sim Ivy ✊🏾⚡️🌈 @simoneiverson]

Got my twitter back !! Thank you “hacker”♥️ (someone i knew lol )

Anyways i have 8 shows the rest of the month let’s gooooo🙏🏽♥️🎶

[Lazy Canadian Investor @JimChuong]

What you need to start a $10,000 per month business using social media:

- smartphone
- social media account
- Bluehost (sales page)
- MailerLite (email management)
- Gumroad (payment processing)

Cost: $3 per month (Bluehost) + smartphone

[Lazy Canadian Investor @JimChuong]

“It won’t work.”

It will. I’m psycho.

[Lazy Canadian Investor @JimChuong]

“Waiting for the bottom is folly. What, then, should be the investor’s criteria? The answer’s simple:

If something’s cheap—based on the relationship between price and intrinsic value—you should buy and if it cheapens further, you should buy more.”

— Howard Marks

[Lazy Canadian Investor @JimChuong]

Landlord selling the property?

Don’t worry. As a tenant you can stay!

Ontario landlords can’t evict tenants. Only the Ontario Landlord and Tenant Board can authorize an eviction.

[Lazy Canadian Investor @JimChuong]

What year did you start investing in U.S. stocks (or U.S. real estate)?

[Lazy Canadian Investor @JimChuong]

Bitcoin is not an investment. Investments are businesses.

Bitcoin is a speculative commodity used for gambling. It has no practical use case.

[Lazy Canadian Investor @JimChuong]

A $2 million investment portfolio gives you a better life than a $2 million primary residence.

It’s not even close.

We live IN a home but we live OFF our investments.

[Lazy Canadian Investor @JimChuong]

🚨🚨BREAKING: Intel is cutting 33,000 jobs.

Here are the lessons the soon-to-be ex-employees are learning as you read this:

1. Performance reviews do not matter. Never did. Never will.

Do you think the 33,000 Intel workers being let go all had bad performance reviews?

I don’t think so.

The document is not for you. It is for the human resource (HR) and Legal department.

It is used to tell that you do not deserve more money. There is always a section for “Areas of Improvement”, and you will sign it.

It is also used to terminate you. Like right now.

2. Employees will never consistently get raises that match inflation because it makes no sense to pay more for an employee who will never leave.

Why would you pay more to a loyal employee? They aren’t going anywhere!

Also extra money goes to shareholders not employees. Workers do not own anything.

3. Employee awards are made from $29 of metal and plastic. Once they engrave your name on it, it’s worth $1.

4. Your compensation is set by a budget committee a year ago. You will not “overachieve” anything. You are paid exactly what shareholders want you to be paid.

5. A salary is the drug they use to make you forget about independence and freedom.

6. Job titles do not matter. They were created by marketers and used to make employees feel better about selling their life for a salary.

Many even accept a title without an increase in pay.

“A soldier will fight long and hard for a bit of ribbon.” - Napoleon Bonaparte

7. Accomplishments in a role do not matter. The next company will not care and your old company… well, they canned you.

8. HR is not your friend. HR is not there for you. HR protects the company for shareholders.

9. You do not have coworker friends. You have friendly coworkers. Learn the difference.

All your coworker friends who were not affected will watch quietly as you walk out the door. None will lift a finger to help you.

10. You are not indispensable. To say the company needs to hire 3 people to replace you is not a flex - you are underpaid.

The cemetery is filled with indispensable employees.

11. People hire and promote who they know and like. Hard work is not the point.

If executives like hanging out with you, you will get everything you want.

12. Being at the same company for 10+ years means someone younger gets paid more than you.

If you are a new hire, you are paid well.

After 5 years you are underpaid.

After 10 years you are paid less than a junior employee at your competitor.

13. The only job security is financial security. Kids don’t believe in Santa, but you pray for job security? Get real.

14. Capitalism values shareholders over employees.

In 1919 Dodge v. Ford Motor Company the Michigan Supreme Court held that Henry Ford had to operate the Ford Motor Company in the interests of shareholders, rather than for the benefit of employees or customers, affirming the principle of "shareholder primacy" in America.

Now you know.

[Lazy Canadian Investor @JimChuong]

Money is not “real”. It is a medium of exchange.

Money is unlimited. Money is tied to value.

[Lazy Canadian Investor @JimChuong]

“The Canada Pension Plan isn’t supposed to beat or match the index”

Don’t worry bro. It’s not lol

What it IS doing is…

- increasing risk
- increasing fees
- increasing salaries
- increasing headcount
- and NOT matching a passive index

[Lazy Canadian Investor @JimChuong]

U.S. real estate: record high

[Lazy Canadian Investor @JimChuong]

When the market feels unstoppable is when I stop.

Time in the market beats timing the market. That is why I’m always invested at my asset allocation.