sitikanthasamantaray

[sitikanthasamantaray @sitikanthan]

A lot of geopolitical signals are flashing at once—Greenland, Europe’s changing security posture, Houthi tensions around Saudi Arabia, pressure on buyers of Russian oil, and some cryptic messages from European leaders.
Coincidence, or something bigger taking shape?
Only Jagannath knows. 🙏
Jai Jagannath.

[sitikanthasamantaray @sitikanthan]

Can an average Indian achieve financial freedom through SIPs alone?
I think it depends on where you start. Starting early, increasing your SIP gradually and staying invested can take you much closer to that number over time.
The starting point matters. So does the journey.

[sitikanthasamantaray @sitikanthan]

I’ve been a SIP investor since 2017 and became more disciplined from 2020, gradually increasing my SIP amount.
From my experience, SIPs can build discipline, help accumulate wealth and give you the confidence to explore other financial instruments.
SIP isn't the problem. Impatience is.

[sitikanthasamantaray @sitikanthan]

SIPs keep growing because the average Indian has fewer practical choices: real estate is expensive, gold has storage issues, while many traditional instruments offer limited inflation-adjusted returns. Finfluencers have made SIPs aspirational. But if returns stay muted, will the SIP faith survive? 🤔

[sitikanthasamantaray @sitikanthan]

Fed hikes again, more likely coming. US 10-yr yields near multi-year highs, giving FIIs a near risk-free dollar return hard to beat in EMs like India. FIIs stay net sellers. SIPs have been the only thing holding up Indian markets for 2 years. How long can that last?

[sitikanthasamantaray @sitikanthan]

@ankitatIIMA Please don't defend the indefensible

[sitikanthasamantaray @sitikanthan]

2 years of muted Nifty returns are testing SIP investors’ patience. Money is flowing into mid & small caps. But is it a genuine shift—or performance chasing? Markets move in cycles. When the tide turns, capital can flow back to large caps. #Nifty50 #SIP

[sitikanthasamantaray @sitikanthan]

US 10Y at 5.00%, highest since 2007 — mechanically pulling capital from EM, with the yen carry unwind adding fuel. Indian SIP flows are the real swing factor now. When monthly discipline cracks, it's not a dip — it's a rollercoaster to the bottoms.

[sitikanthasamantaray @sitikanthan]

Capital market transactions now attract an MDR of 0.02%, capped at ₹300 per transaction. Sounds tiny but this will hurt the investors — the goalpost for financial independence shifts further. The system wants you to work till you die. There is no other way.#financial independence FIRE 🔥

[sitikanthasamantaray @sitikanthan]

Govt's 0.4% MDR on UPI transactions above ₹2,000 (effective Oct 15) is penny wise, pound foolish. Every rupee pushed out of digital track and back into cash has a real cost — printing, distribution, ATM logistics, cash handling losses — invisible in budget statements but very real for the exchequer. 🧵 #RollBackMDR

[sitikanthasamantaray @sitikanthan]

@arunpudur Talk on mdr ,advice this government to course correct or else they are in trouble.huge resentment in ground

[sitikanthasamantaray @sitikanthan]

@NIKHILLJHA It was suggested by your team ,hope you would have included all the riders

[sitikanthasamantaray @sitikanthan]

@NIKHILLJHA It was suggested by you,i have taken your help

[sitikanthasamantaray @sitikanthan]

@NIKHILLJHA ICICI elevate 20.00lakh

[sitikanthasamantaray @sitikanthan]

@NalinisKitchen Do banker don't have any other work,they will sit for the public for 6 days why this gross https://t.co/6NW1HwY9WD the age of digital no need for 6 days a week.Banker demand are legitimate

[sitikanthasamantaray @sitikanthan]

Missed my reserved ticket, ended up in General class on the Falaknuma Express. While we debate AI and infra, this is the India that's still fighting daily just to move forward. Progress isn't reaching everyone at the same speed.#development

[THE SKIN DOCTOR @theskindoctor13]

One of the worst haters of BJP is the children of BJP leaders themselves, especially those studying/studied at elite colleges. The hate is so visceral they don't even hide it, despite knowing it could harm their parents' political prospects.

Saw a daughter of a BJP MP from Odisha celebrating Dharmendra Pradhan's resignation on her Insta story. That was alright, but next, her MP mother texted her on WhatsApp asking her to delete the story, saying Dharmendra Pradhan's PA was requesting it. Instead, she posted a screenshot of her mother's WhatsApp chat with the caption: "No PA to Dharmendra Pradhan, I'll not delete the story."

This behavior cones from a desperate need for peer validation. When BJP kids enter elite, left-leaning college circles, their family name instantly makes them social outcasts. To fit in with the cool crowd and prove they aren't like their "backward" parents, they perform absurd overcompensations, becoming the loudest, most hysterical critics of their own family's politics just to secure a scrap of peer acceptance.

Naturally, their politician parents quietly indulge this hypocrisy, viewing their children's posture as a necessary social tax.

[sitikanthasamantaray @sitikanthan]

@RShivshankar Hang them that is the least one can do, shameless disgusting

[sitikanthasamantaray @sitikanthan]

@AstroPrashanth9 @odisha_tourism please look into it.tourists should not be fleeced like this ,it brings a bad name to our state .

[Debiprasad @AskLipun]

In 1980, a 24-year-old journalist from Odisha was gang-raped and murdered by congress men for refusing to be silenced.

Her name was Chhabirani Mahapatra.

Her husband, Nabakishore Mahapatra, spent the next many years fighting for justice.

India must remember them. (1/12)