Oseni

IF WISHES WERE HORSES BEGGARS COULD RIDE

[Oseni @skimmer1024]

@utdmax0 Juventus

[Oseni @skimmer1024]

@absolutelamine Raheem sterling

[Oseni @skimmer1024]

@chiamakaafc Garett bale

[Oseni @skimmer1024]

@Dawechristian12 I will choose mine a million times

[Jimoh Zainab @zyainy]

Share this as much as you can

So people who are confused will know better

[BSAT Properties @BSAT_Properties]

CAN A GUARANTOR BE ARRESTED BECAUSE THE BORROWER DEFAULTED IN REPAYING A LOAN?

NO.

Many people panic when someone they guaranteed fails to repay a loan. Some even receive threats like,
"If he does not repay the loan, we will arrest you." "If he absconds, we will arrest you".

That is intimidation. Not law.

A loan transaction is a CIVIL matter.

When you stand as a guarantor, you are promising to repay the debt if the borrower defaults. Your obligation is financial, not criminal.

If the borrower fails to pay, the proper remedy is for the lender to sue for recovery of the debt and not to use the instrumentality of the police to recover the loan.

It is not a crime to owe money.

Under Nigerian law, the court have held in a plethora of cases that the police are not debt recovery agents. Arrest cannot be used as a tool to enforce repayment of a civil debt.

Section 7 of the Administration of Criminal Justice Act (ACJA) 2015 expressly prohibits arrest in lieu. A guarantor cannot be arrested simply because the borrower defaulted.

However, where there's evidence of fraud, obtaining money by false pretence, or conspiracy, that becomes a criminal matter and the police can effect arrest on the parties involved. In that situation, arrest is based on the alleged crime, not merely on default to repay a loan.

Mere inability or failure to repay a loan does not justify arrest.

HOW CAN THE CREDITOR RECOVER HIS MONEY:

🥢The creditor can sue both the borrower and the guarantor.

🥢The court can order repayment of the loan.

🥢The guarantor may be made to pay if the borrower fails.

That is civil liability and not criminal liability.

Arresting a guarantor over a simple loan default is unlawful.

Know your rights.

Not every threat is backed by law.

Stay informed.
Stay protected.
Stay Legally Wise.

Photo credit: Internet

© Naomi Umeje

[Oseni @skimmer1024]

@LegacySiu Cancelo

[Manifest_Lord @Manifest_Lord]

Broke parents raise broke kids.
Rich parents raise future Leaders.

Here are 10 powerful lessons rich parents teach their kids but poor parents don’t:

Must Read🧵for everyone..

[Herbalisque @Herbalisque]

Top Three Guava Leaf Remedies for Tooth Decay

Guava leaves are a powerful natural remedy for oral health. Rich in tannins and flavonoids, they help fight bacteria, reduce plaque, and soothe gum pain. Here are three effective ways to use them:

1. Mouth Rinse
Boil 6–7 guava leaves in one cup of water. Let it cool and use the infusion to rinse your mouth twice daily. This helps reduce bacterial growth and keeps your gums healthy.

2. Chewing Leaves
Chew 2–3 tender guava leaves after meals. This stimulates saliva production, naturally cleans teeth, and strengthens gums.

3. Guava Leaf Paste
Grind 5 guava leaves with a pinch of salt to make a paste. After rinsing, gently rub the paste on your gums for two minutes. This helps relieve pain and fights bacteria effectively.

Using guava leaves consistently can support strong teeth, reduce plaque buildup, and maintain healthy gums naturally.

[Mukul Dekhane @dekhane_mukul]

When you are bored just think about a few things that don't make sense ...like ;

1. If poison expires, is it more poisonous or is it no longer poisonous?

2. Which letter is silent in the word "Scent," the S or the C?

3. Do twins ever realize that one of them is unplanned?

4. Why is the letter W, in English, called double U? Shouldn't it be called double V?

5. Maybe oxygen is slowly killing you and It just takes 75-100 years to fully work.

6. Every time you clean something, you just make something else dirty.

7. The word "swims" upside-down is still "swims".

8. 100 years ago everyone owned a horse and only the rich had cars. Today everyone has cars and only the rich own horses.

9. If you replace "W" with "T" in "What, Where and When", you get the answer to each of them.

10. If you rip a hole in a net, there are actually fewer holes in it than there were before.

🤔🤔😇😇😇💐💐

[Oseni @skimmer1024]

@kingtundeedunt 7068433247 opay Oseni Saheed Ayotunde

[Oseni @skimmer1024]

@kingtundeedunt 7068433247 Oseni Saheed Ayotunde

[Oseni @skimmer1024]

@JaskiLFC Mesut Ozil

[ElevateYourMind @leantolearn]

8.

[ElevateYourMind @leantolearn]

7.

[ElevateYourMind @leantolearn]

6.

[ElevateYourMind @leantolearn]

5.