An added benefit to staking ATOM is the amount of airdrops you'll be eligible for while doing so. I hold some of most projects, but ATOM is up there for which I enjoy holding the most. Also 70% of supply staked. Once people start staking it they barely ever stop!
I'm going to give ATOM a mention here. The APY is around 22%, while inflation is around 15%. This gives you around a 6 to 7% return depending on the validator you decide to stake with, and it can be done straight from your ledger nice and easy through keplr wallet.
Your ADA isn't affected at all if a pool does something wrong. The worst thing that can happen is that you lose out on staking rewards until you swap to a different pool, but again, your ADA stays in your wallet and is never locked up. Imo, it's the best staking model out there
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