@Kingsarmy777@MostlyMonkey@DanielW_Kiwi Keep in mind out of that $5200 per month comes insurance and recurring bills. Net could be as low as $3k to $4k in free cash flow which could work for some but is definitely not considered luxury especially depending on what part of the country you live in
@Kingsarmy777@MostlyMonkey@DanielW_Kiwi Taxes = only receiving $85k. European vacation = $5k-$10k per trip average for a couple we’ll say $7500 x 3 = $22,500 leaving $62,500/12 for monthly’s = $5200 per month. Most boomer couples I know can’t spend that little month to month. They help you understand spending need.
I am actually brainwashing myself with this account too btw. Every metric of my life has been steadily improving through sheer positivity. Kinda cool.
NEVER DOOM.