Sagar Paleja 🇮🇳

🕉️ I Cybersec💻 I Cricket🏏 | Investor 📊 | FPL⚽️ I Traveller 🛩🌏 I #ccgeek 💳 I Arsenal❤️ I Views my own I DM for collab🤝
📲DM to Book VIP stays with Perks

[Sagar Paleja 🇮🇳 @smartspendcode]

Recently experienced a staycation at the newly opened Roswyn, a Morgans Originals Hotel in Mumbai

And honestly, this might just be my favourite luxury stay option in Mumbai from here on.

Roswyn brings something entirely new to the city. It doesn't feel like a hotel. It feels like a personality.

A place that redefines luxury through warmth, connection and a genuine sense of belonging.

Thread 👇

[Sagar Paleja 🇮🇳 @smartspendcode]

@OfficialFPL HUGE

[Sagar Paleja 🇮🇳 @smartspendcode]

referral exclusions (klook is counted so the best way to complete the above offer)

[Sagar Paleja 🇮🇳 @smartspendcode]

💸 TopCashback is currently the best option for Klook with cashback of up to 16%!

🎁 Referral offer valid till 27th July

Sign up using:
https://t.co/F0eJ5I3P8G

Get an extra ₹1000 Amazon Pay voucher from my side.

✅ Complete $10 cashback in payable mode within 180 days
📲 DM your username once done.

I was also lucky that my Accor booking at Fairmont Mara paid entirely with points tracked at 3% cashback (~12k) 😉 Sadly, Accor has now been devalued to 1%.

TopCashback is one of the easiest ways to earn real cashback on purchases you're already making online.

👀 There is also one IYKYK method that's currently working. Follow and DM to know more.

📌 Check the referral exclusions in the first comment.

[Sagar Paleja 🇮🇳 @smartspendcode]

💸 Another ~ $300 ready to withdraw on TopCashback, entirely from Accor and the best part is bookings were paid via points 😉

It’s literally free money on the table.

Signup 👉 https://t.co/F0eJ5I3hj8

DM your username before 25th May to get an additional ₹1500 Amazon Pay voucher from my side once you complete $10 earnings in payable stage within 180 days ✅

Those who signed up earlier are still eligible, you still have 180 days to complete it.

📌 Note: Accor is excluded from referral qualification, best option to complete it is via Klook.

[Sagar Paleja 🇮🇳 @smartspendcode]

@SartanparaYash Never had to. I'd politely ask why it wasn't possible despite availability, not show screenshots. Availability ≠ guaranteed upgrade. Understand the reason and move on. but yes nothing wrong in asking.

[Sagar Paleja 🇮🇳 @smartspendcode]

There is absolutely nothing wrong with politely asking for an upgrade when you've booked directly and have earned elite status.

Your loyalty wasn't given to you. You earned it.

You have every right to ask.
The hotel has every right to say no.

As a travel advisor, I have a pre arrival email template that I use for myself and my clients. If an upgrade is available, we've had a 100% success rate so far.

No guarantees.
No entitlement.
No arguments.

Just a polite request.

People can judge all they want. It costs nothing to ask respectfully, and sometimes it can completely transform your stay.

Be polite. Ask bindass. The worst they can say is no 🙂 Check all my quoted posts below and see the memories made , it's just a request that can go a long way. 🧵

[Sagar Paleja 🇮🇳 @smartspendcode]

Another win as a travel advisor!🥳

This time, secured a complimentary upgrade and VIP treatment at a Taj property, on a redemption stay using Amex Taj vouchers! Everyone knows how tough Taj upgrades are, but my email request template worked seamlessly.

This one was special, and the client’s review after the stay made it even better ⭐️

📲DM me to book your next VIP stay and unlock these perks, plus get access to my email template for future stays! (also available via amex referral link) ✨

[Sagar Paleja 🇮🇳 @smartspendcode]

@Anirban12Mandal 🤝

[Sagar Paleja 🇮🇳 @smartspendcode]

Well, the 2.5% returns that i-D FC First gave on cc bill payments were so ridiculously good that even after stopping 1.5 years ago, I'm still enjoying free Uber rides from the rewards 😄

Already redeemed around ₹1L worth of Taj stays and still have a substantial reward balance left.

That said, the current 1.6% uncapped miles isn't bad either.

This month alone:
✈️ ~12k ER from cc bill payments
💰 ₹8k cashback via HD F C Rewards dc

H-S BC's 5% route unfortunately isn't working this month, otherwise that would've stacked beautifully too.

I've said this before and I'll say it again.

Debit card reward opportunities don't last forever.

Enjoy them while they last. 👀

[Sagar Paleja 🇮🇳 @smartspendcode]

@krnbhndr Yes

[Sagar Paleja 🇮🇳 @smartspendcode]

✨ Emirates Skywards Gold is here! ✈️

Completed 1 year with the ICICI Emirates Emeralde card and the Gold tier has now been activated. 😄

Gold tier gets all Silver benefits plus below 👇

🪑 Complimentary Regular & Preferred seat selection in Economy for you and your companions
✈️ 75% bonus Skywards Miles on Emirates revenue flights
🎫 Priority waitlist on sold out Economy flights
🧳 Additional baggage allowance
🥇 Priority baggage delivery alongside Business Class wherever possible
🥂 Complimentary access to Emirates lounges across the network
🏨 Additional Marriott Bonvoy benefits including Elite check in and 4 PM late checkout

One benefit I'm especially excited about is the exclusive invitations to Emirates sponsored events and VIP experiences.

With Emirates being Arsenal's principal sponsor, I'm secretly hoping something Arsenal related lands in my inbox someday... that's definitely on the bucket list! ❤️⚽🤞🧿

[Sagar Paleja 🇮🇳 @smartspendcode]

Emirates Skywards Silver ✅ upgraded + 10k Skywards miles credited within 2 days of fee payment.

Some key Silver perks:
• 30% bonus miles on Emirates flights
• Complimentary seat selection
• Priority check-in & boarding
• 12kg excess baggage allowance
• Biz Class Lounge access in Dubai
• First Class reward bookings (blocked for base tier)

Already hit 50k Emirates revenue, so Gold status should follow with 15L spends by next year.

If you have ₹2.5L+ net salary or ₹40L+ ITR and want this card, follow & DM. Approval is very slow, so patience is key.

[Sagar Paleja 🇮🇳 @smartspendcode]

@zings_wing Yup

[Sagar Paleja 🇮🇳 @smartspendcode]

@Anirban12Mandal mera 2026 sorted hai for u b e r

[Sagar Paleja 🇮🇳 @smartspendcode]

@007_yg 💯

[Sagar Paleja 🇮🇳 @smartspendcode]

@PranayCC agree, enjoy till it lasts

[Sagar Paleja 🇮🇳 @smartspendcode]

@man1sh_golcha Thanks bro

[Sagar Paleja 🇮🇳 @smartspendcode]

@GopalBhootra Bob card gives etihad gold not emirates

[Sagar Paleja 🇮🇳 @smartspendcode]

@coachutsav they're issuing

[Sagar Paleja 🇮🇳 @smartspendcode]

@ChaiAndMiles Thanks bhai

[Sagar Paleja 🇮🇳 @smartspendcode]

@drabhaydaga yes 😍thats allowed from silver tier, mentioned in QT

[Sagar Paleja 🇮🇳 @smartspendcode]

@ChaiAndMiles haha woh toh domestic hi hai

[Sagar Paleja 🇮🇳 @smartspendcode]

✈️ 52,500 bonus Air India Maharaja Points credited!

Had transferred 105k points from my SBI Air India card during the recent 50% transfer bonus offer.

Didn't transfer anything from my EPM as this seemed enough for now. Prefer keeping those points idle for last minute inflated revenue bookings where award availability doesn't exist.

If you participated in the Air India bonus offer, check your Maharaja Club account.

[Sagar Paleja 🇮🇳 @smartspendcode]

🚨 Reminder to transfer your eligible points to Air India for the ongoing 50% bonus offer ✈️

📅 Valid till 31 May 2026

transferred my 105k SBI Air India points and now waiting for the ~52k bonus points to hit 👀

Don’t forget to register before transferring points 👇
https://t.co/NDk5G2gJxz

All other details and important TnC covered in the QT post.