@captgouda24 a modern poor person grand dream is basically owning anything at all and its still so far from their grasp that it would take a decade to achieve from ground up. i dont think its ridiculous to say said people dont have any to save for because they dont believe its possible
@captgouda24 i think he makes a great point but he's missing the obvious question here: why have poor people been ingrained with the idea that "there is no hope for the future so why bother anyway?" surely it cant be exclusively due to lack of finacial literacy right?