Solutions Insurance

Family owned and operated independent insurance agency. Offering personal and commercial insurance, affordable and friendly.

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Enjoy Your Weekend! “Start where you are. Use what you have. Do what you can.” ―Arthur Ashe

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Each Medicare plan has its own network of doctors and hospitals, so it’s important to make sure your providers are included before enrolling.

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Fast Fact: You can first enroll in Medicare during your 7-month Initial Enrollment Period, which starts 3 months before you turn 65.

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Medicare Part A typically covers hospital stays, while Part B covers doctor visits and outpatient care.

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Enjoy The Weekend: "Aim for the moon. If you miss, you may hit a star." — W. Clement Stone

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Reminder To Be Careful: Medicare scammers use several different tactics to try and scam Medicare beneficiaries and make attempts by phone or email.

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Turning 65 Soon? Retirees need to understand the financial implications of Medicare, IRMAA, Social Security, and tax-efficient withdrawal strategies.

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Quick Tip: Medicare-related Hospital Indemnity insurance is designed to pay cash directly to the policyholder when they experience events like a hospital admission or extended stay, regardless of what their primary coverage pays.

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Wellness 101: Staying active is one of the most important wellness habits after 65, and even light daily movement like walking, stretching, or strength training can help improve balance, mobility, and overall energy levels.

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You must be enrolled in both Medicare Part A and Part B to qualify for a Medigap plan.

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Do I need Medicare if I have COBRA? Yes—COBRA is not considered creditable coverage for delaying Medicare Part B. You’ll typically want to enroll in Medicare when first eligible to avoid penalties.

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With Medicare Supplement Insurance Plans the best time to enroll is during your six-month Medigap Open Enrollment Period, when you have guaranteed issue rights.

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How does Medicare determine my IRMAA? Social Security Administration uses your tax return from 2 years ago to determine if you owe IRMAA.

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Can IRMAA go away? Yes! Since it’s based on past income, your IRMAA can decrease or disappear if your income drops in future years.

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Because Original Medicare is managed by the federal government, the benefits are exactly the same for every person who enrolls. There are no pre-existing condition limitations or waiting periods.

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Medicare has several enrollment periods every year, which can be confusing. However, your Initial Enrollment Period is the most important one. There can be consequences if a beneficiary doesn’t enroll within their allotted window and has no other coverage.

[Solutions Insurance @solutionscorp]

Medicare has several enrollment periods every year, which can be confusing. However, your Initial Enrollment Period is the most important one. There can be consequences if a beneficiary doesn’t enroll within their allotted window and has no other coverage.

[Solutions Insurance @solutionscorp]

Reminder To Be Careful: Scammers use several different tactics to try and scam Medicare beneficiaries and make attempts by phone or email.

[Solutions Insurance @solutionscorp]

Your Initial Enrollment Period is a critical time for setting up your Medicare coverage. Whether applying for Original Medicare or choosing a Medicare Advantage, the point is to make informed choices during this window to avoid unnecessary costs and gaps in coverage.

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If you’re getting close to 65, you’ve probably heard Medicare is right around the corner. Most people become eligible to enroll in Medicare when they turn 65, and this window is referred to as your Initial Enrollment Period (IEP).