One thing about adulthood that way too many people learn way too late (and have no choice but to learn the hard way): you have to be deliberate/proactive about everything. For the first time in your life, you can't be passive participant in anything.
Our mobile money rails from an onboarding perspective leave a lot to be desired. Okay granted sandboxes don’t really function in Zed but still we can do better in terms of go-live for new products especially when they resemble a million other offerings