Mark Spencer

Mortgage Originator NMLS ID #454326 CALDRE #02082003 C2 Financial 135622

[Mark Spencer @spencerloans]

@mortgagetruth

[Mark Spencer @spencerloans]

@mortgagetruth That’s 25% down too I believe.

[Mark Spencer @spencerloans]

The doctor is in ... their brand new home thanks to special loan offerings for medical professionals with little to no down payment.* Call me today and see if you qualify!

[Mark Spencer @spencerloans]

California Dream For All is back!

[Mark Spencer @spencerloans]

@ethanflynncpa Doesn’t the Vet lose their entitlement until it’s paid in full?

[Mark Spencer @spencerloans]

@downin52546 Loan level price adjustments. The add ons for FICO score variations, transaction type, occupancy type and property type.

[Mark Spencer @spencerloans]

@TheGregRamer @pulte It’s so long overdue. Barry Habib’s recent comments don’t have me very hopeful.

[Mark Spencer @spencerloans]

@FreddieMac Lower the LLPAs!

[Mark Spencer @spencerloans]

@pulte Respectfully sir, I just quoted a 720 FICO rate/term refinance that had 1.625 LLPA for FICO score at 80% LTV. That is correct, a rate and term refinance at 80% charges 1.625 points for a market rate for a 720 FICO. This needs to change sir.

[Mark Spencer @spencerloans]

@AdvisorJohn Any NMLS licensed LO would lose their license for this. It's also curious if she disclosed the additional debt on the second loan application which would also be fraud.

[Mark Spencer @spencerloans]

Are you a freelancer or entrepreneur navigating the financial landscape? We understand your situation is unique. That's why we provide customized bank statement loans to fit your needs. Reach out today and let’s turn your homeownership dreams into reality!

[Mark Spencer @spencerloans]

@AdvisorJohn @pulte

[Mark Spencer @spencerloans]

Did you know that you could get a home with 100% gift-funding options? When you work with me, you have choices. Message me today!

[Mark Spencer @spencerloans]

Today, we celebrate the incredible women who inspire and support us every day. Whether you're a mom, a mother figure or someone who plays a nurturing role in our lives your dedication make the world a brighter place. Take a moment to honor the special women in your life!

[Mark Spencer @spencerloans]

Mortgage tools so advanced they could be from a galaxy far, far, away! Be the force and call me today to chat about the right home loan options for you. May the fourth be with you!

[Mark Spencer @spencerloans]

We're going places! Now officially licensed in Wyoming to serve homebuyers with mortgage options that fit their needs. Call me today.

[Mark Spencer @spencerloans]

@SpencerHakimian @mortgagetruth Par is 6.875% today with excellent credit