Spender to Saver

Solo millennial who paid off 6 figures of debt. TOTAL DEBT: $127k 📚 Student Loan: $111,225 💳Credit Card: $16,397.

[Spender to Saver @spendertosaver]

@PoliSue2 @UnderHeavensSky @annalynnfrey The @nytimes county numbers haven’t changed since last night. Do we know if the latest ballots which narrowed the lead are from Otero?

[Spender to Saver @spendertosaver]

@AdultingIsEasy Hovers around 40%

[Spender to Saver @spendertosaver]

@steph_bxo Thanks for saying the quiet part out loud. FIRE looks different if you are single with no family money.

[Spender to Saver @spendertosaver]

@MoriahChace Bankrate has a good one. You can even include multiple debts types (student loan, mortgage, etc).

[Spender to Saver @spendertosaver]

Do NOT go to @Walgreens for your COVID booster or flu shot. I had scheduled an appointment over two weeks ago for today and only hours before the appointment they cancelled -no explanation given.

Next appointment offered is in two weeks. Terrible customer service.

[Spender to Saver @spendertosaver]

@champgains Ugh, fine. Looked at mine and changed contributions to max as well. These last 3 paychecks are going to be lean! 😬

[Spender to Saver @spendertosaver]

@MattLaneWrites @champgains IIRC the watergate apartments have an outrageous HOA

[Spender to Saver @spendertosaver]

@champgains @MattLaneWrites The stone one at the corner of the watergate along rock creek park near the Potomac.

[Spender to Saver @spendertosaver]

@InspireToFIRE1 This is my goal in 10 years. Either a los stress part time job or I’ll start a small side gig of my own. Health insurance is less of an issue for me so keeping my options open.

[Spender to Saver @spendertosaver]

@APurpleLifeBlog Those are artificial goalposts. Maybe you would like to do a fun 10k trail run or publish a short story. As someone who ran several marathons in my 20s, they aren’t that fun. I’d rather run beautiful routes than queue up at 5 am with 30k people.

[Spender to Saver @spendertosaver]

@MattLaneWrites Oooh, the one near the watergate? That one has the fun story about getting blown up by the prototype stinger missile during the Cold War.

[Spender to Saver @spendertosaver]

I was hesitant to join a gym since in the past, I’ve been terrible about going.

Last Nov, #covid weight was piling on so I joined @AnytimeFitness for $39/mo.

In the past year, I have gone 212 times making my cost per session about $2.20.

$ well spent💪

[Spender to Saver @spendertosaver]

@AdultingIsEasy These can also be very stressful professions making people subject to burnout. I’d rather not have a burnt out attorney/doctor handling my case or operating on me!

[Spender to Saver @spendertosaver]

@Military_Dollar Sporting equipment: a bike, skis, passes, kayak/paddle board, racks, camping gear can make a big dent.

Mattress or area rug

Home repair or appliances.

[Spender to Saver @spendertosaver]

@Ayaakhras_ Love the lilac scrubs 💜

[Spender to Saver @spendertosaver]

@fimechanic Extra monitor.

[Spender to Saver @spendertosaver]

@indexmama Net worth? Probably about 41-42.

[Spender to Saver @spendertosaver]

@ipickuppennies It’s a prefect solution for a friend of mine who lives in a tiny apartment in a city, works long hours, and is gluten free. She has no room to keep a bunch of different ingredients, no time or mental energy to meal plan and shop, and gets fun new GF meals to try.

[Spender to Saver @spendertosaver]

Outside of a MM and a tiny RH account, I’ve never had any investments outside of retirement accounts.

After fully funding my EF, 401(k), and paying off debt, I started my first brokerage account.

Maybe not the best time to get in the market, but now a proud owner of ETFs.

[Spender to Saver @spendertosaver]

@Financialplgrm Probably 5-6, depending on the day. Not bad for a 40 year old woman.