Polidasu

Spending my time on "I Can't Not Do This" tasks
I tweet about my startup journey.

[Polidasu @SPolidasu]

@HydREGuide Here you go, sir. Be their life saviour. 😃

[Polidasu @SPolidasu]

@paraschopra Love this. I see a lot of people jumping into content creation, trying to become influencers, but the passion is missing. "Herd mentality - combined with FOMO"

[Polidasu @SPolidasu]

@InvestHyderabad
@HydSpeaks
@hyderabadprop
@HydUrbanRealty
@realhyderabad86

[Polidasu @SPolidasu]

₹2.05 Cr sale: Small USD profit (around 2–3% in absolute terms, before transaction costs).

₹1.95 Cr sale: Small USD loss (around 2–3%).
With stamp duty, brokerage, registration, maintenance, and loan interest, the investor is likely close to break-even/ slightly negative (USD)

[Hyderabad Real Estate & Infra @HydREGuide]

Some people were curious how much my friend is actually making on a My Home SAYUK resale.

Here's a real example.

Purchase Price: ₹1.741 Cr (June 2022)
Payment: 20% construction-linked tranches (2022–2026)

Scenario 1: Current Value (Builder Pricing / End Use)
Current Value: ₹2.09 Cr
📈 INR Gain: ₹35.46 lakh (+20.4%)
💵 USD Gain: ~$15,500 (+7.5%)

Scenario 2: Resale at Current Builder Price (After 7.6% Stamp Duty Adjustment)
To compete with builder inventory, the effective resale value is:
Selling Price: ₹1.95 Cr
📈 INR gain: ₹21,00,000 (+12.1%)
💵 USD gain: ~$256 (+0.12%)

Scenario 3: Resale with Premium over Builder Price
Assuming the flat sells for ₹2.05 Cr (≈₹550/sft premium over the builder):
📈 INR Gain: ₹31.00 lakh (+17.8%)
💵 USD Gain: ~$10,807 (+5.3%)

To summarize, end users are still making decent gains, slightly better than inflation or bank FD returns.

For investors/resellers, it's close to break-even in INR terms(inflation adjusted) but in USD terms, the returns over the last four years have been very low.

Notes:
• This is a real example. My friend has a ₹70 lakh home loan and interests paid, but for simplicity I've assumed the entire purchase was funded in USD.
• Since payments were made in 5 tranches (2022–2026), the USD returns use the exchange rate at each payment date, not a single rate.

Pic 1 : Purchase Price Sheet
Pic 2 : Current Prices at Builder Price
Pic 3: Current Prices at Premium Over builder price

@InvestHyderabad @HydSpeaks @hyderabadprop @HydUrbanRealty @realhyderabad86

[Polidasu @SPolidasu]

Very well articulated. Communication is the minimum thing. Indian Cricket Management should make it clear.

[Harsha Bhogle @bhogleharsha]

On why I am uncomfortable with the situation around Sanju Samson. The actual selection, or otherwise, and the communication around it

https://t.co/0eIVS25o6j

[Polidasu @SPolidasu]

@DocPriyamMD Honestly... fed up with your daily fascinating questions, brother. Getting so much time becoming an influencer on Twitter rather than treating real patients. Lol. No busy doctor spends this much time on Twitter.

[Polidasu @SPolidasu]

@realhyderabad86 Whoever you speak with works on 20 AI projects, has 4 villas, 6 flats in gated communities, and now 6 gyms. Legend you are😀

[Polidasu @SPolidasu]

@venkateshtruely @hyderabadprop But you didn't purchase from another builder, so you might not know what others are suffering ;) Not an Aparna fan, but I personally have been to around 20+ builders' projects, and I felt Aparna, My Home, and Jayabheri deliver better than many

[Polidasu @SPolidasu]

@anishmoonka Bro, is this your full-time?😅 Taking up a viral post, explaining it with AI content. Lol.

[Polidasu @SPolidasu]

Why is the Indian Gems account posting about Chinese Gems����

[🚨Indian Gems @IndianGems_]

China launches high-speed road sweeper that operates at 80 km/h and clears dust and stones in just 7 seconds.

[Polidasu @SPolidasu]

@chiragbarjatya Please live for 6 months and then post this again so that we will consider. You lead the path bro 😅

[Polidasu @SPolidasu]

@RaoSumukh Wondering what they will do if you order a chicken starter 😅

[Polidasu @SPolidasu]

@chickenpakodi Ipudu unde mee inti bayata Chicken pakodi bandi petuko..nenu ma friends vachi life istam.. aa money tho alane konuko😂

[Polidasu @SPolidasu]

@idlebrainjeevi Brendon McCullum professionally played cricket; he also excelled in rugby union and association football (soccer)

[Polidasu @SPolidasu]

@the_psyche_lab Ha ha....do you have kids, buddy? Who asked you to take up this profession? Have you stored your empathy in your knees? You should base the kid here as a central point and provide advice. Oh God! Save that couple and others who are taking services from this person.

[Polidasu @SPolidasu]

@the_psyche_lab Wife has to utilize this 1 year to become better at her career. If the wife is really talented, the husband shouldn't think about a pre-marital agreement. He should realize that the first couple of years are important, and more than the company, the kid and his wife need his time

[Polidasu @SPolidasu]

@the_psyche_lab Both have to understand what is important in life. There is something called "delayed gratification". Husband can take a sabbatical or lower his responsibilities for a much lower salary and give some time to the kid for a year. (1/2)

[Polidasu @SPolidasu]

Real patriotism is having the courage to admit where we are falling behind. SPOT ON!

[Options.India @Options_IndiaAB]

I recently spent 2 weeks in China.

6 cities: Shanghai, Beijing, Xi’an, Zhangjiajie, Chongqing and Chengdu.

I went there with curiosity.

Like many Indians, I had heard a lot about China through media, social media and conversations. I expected to see progress, maybe discover some business ideas, and understand what the country is actually building.

I came back with a very uncomfortable feeling.

Not because I found a business idea for myself.

But because I saw 100 things that governments can do when infrastructure, tourism, transport, urban planning and civic systems are treated seriously.

I travelled within China by flights, trains, cars and local transport. The infrastructure was honestly stunning.

Clean cities. Smooth roads. High-speed trains. Well-managed traffic. Public spaces that actually feel designed for people. Tourist destinations that are built, maintained and promoted like national assets.

And then I kept thinking about India.

We keep comparing ourselves to China. Our media keeps telling us how India is catching up, how China is restrictive, how we are better in so many ways.

After spending time there and speaking to people, I realised how much of that narrative is just comfort food.

China is not perfect. No country is.

But on infrastructure, execution, tourism, civic discipline and quality of urban life, they are not 5 years ahead of us.

They are decades ahead.

The saddest part for me was the currency.

Everything felt expensive. Not because China was insanely expensive, but because the rupee has weakened so much that even normal spending starts feeling heavy. As an Indian taxpayer, that genuinely hurt.

We pay taxes. We work hard. We talk about becoming a global power.

But where is the quality of life?

Where is the civic sense?

Where is the infrastructure that makes daily life easier?

Where is the tourism vision beyond religious tourism?

I met travellers from other countries who were excited to visit China because they wanted to see its progress. When I asked about India, many had no real desire to visit. Not out of hate. India simply was not on their aspirational travel list.

That should bother us.

Even the so-called “closed internet” surprised me. We are told people there are missing out because they don’t use Google, Instagram, WhatsApp or Facebook.

But China has built its own digital ecosystem. Payments, maps, transport, messaging, shopping, everything works inside their own infrastructure. People did not seem to feel deprived. They seemed adapted.

Again, this is not a hate post.

I love India. That is exactly why this trip bothered me.

Patriotism cannot only be about saying we are great.

Real patriotism is having the courage to admit where we are falling behind.

China made me realise one thing very clearly:

India’s potential is not the problem.

Execution is.

And unless we stop comforting ourselves with comparisons and start demanding better infrastructure, better governance, better tourism, cleaner cities and a higher quality of life, we will keep celebrating the idea of progress instead of actually living it.

[Polidasu @SPolidasu]

@DealsDhamaka A person of your stature should read the article, read the government rules, and then post here. Nothing as such is happening. The rule states otherwise.