Fallacy for the day (1/n)
Gambler's fallacy : someone believes that a series of bad plays will be followed by a winning outcome in order for the randomness to be restored.
This is the Kalpathy Agraharam in Palakkad, a historic Tamil Brahmin settlement established around 1425 AD. Renowned for its linear row houses, it is globally celebrated for its vibrant annual chariot festival and for preserving a timeless blend of Tamil and Keralite cultures.
The initial settlement was formed when the Raja of Palakkad invited priests from Thanjavur in 1425 AD to perform daily rituals at the newly built Kalpathy temple after a conflict with the original priests. The settlement expanded significantly in the late 18th century when waves of Tamil Brahmins fled Thanjavur, fearing attacks by Tipu Sultan. The Raja of Palakkad granted them refuge and land.
The houses follow a strict, symmetrical, linear pattern, constructed directly adjacent to one another and sharing walls. The houses on either side of the road form a protective "garland" shape leading directly to the temple. Homes are typically two-storied, featuring traditional sloping, tiled roofs. Thick clay and brick walls are paired with front verandahs and open internal courtyards to reduce the radiant indoor temperature, making them highly climate-adapted.
Unlike many modernized settlements, Kalpathy is heavily protected by heritage restrictions, allowing its centuries-old layout and traditional building techniques to remain largely intact. The village has been officially recognized by the Indian government as a heritage site due to its value as a traditional vernacular settlement.
The agraharams are synonymous with Vedic chanting, Carnatic music, and the artistic drawing of rice flour kolams in front courtyards. It stands as a living museum of how Tamil Brahmin culture seamlessly integrated with the local geographical and architectural norms of Kerala. #Palakkad #heritage #settlement #travel
Manoj Madhusudhanan took a ₹1.86 crore home loan from ICICI Bank.
As collateral, he handed over his original property documents. Every homebuyer does this. You have no choice.
ICICI Bank sent those documents to their storage facility in Hyderabad via courier. Somewhere on that journey — Bangalore to Hyderabad — the documents vanished.
Gone. Originals. Irreplaceable.
When Manoj found out, ICICI Bank had one answer: it was the courier company's fault. Not ours.
He went to the Banking Ombudsman. They told ICICI to publish a public notice about the loss and pay him ₹25,000 for the trouble.
Twenty-five thousand rupees. For losing the original documents to a ₹1.86 crore property.
Manoj sent a legal notice. ICICI denied any mistake.
He went to the NCDRC.
The apex consumer court looked at the facts. The bank had taken custody of the documents. The bank had chosen the courier. The bank could not hand that liability to a third party and walk away.
ICICI Bank — India's second-largest private bank, ₹9 lakh crore in assets — was held liable. Ordered to obtain reconstructed certified copies, issue an indemnity bond, and pay ₹25 lakh in compensation.
One loan. One lost file. One bank that blamed the courier.
Save this — if your bank loses your original property documents, they cannot blame their courier agent. The documents were in their custody. The liability is theirs. File at your district consumer forum. The law is on your side.
(Source: Manoj Madhusudhanan vs. ICICI Bank Ltd. | NCDRC | LiveLaw, September 2023)
The community is a strong supporter of the DMK,being Telugu speakers themselves. No surprise they overlooked the caste name here. On the day they passed a G.O to remove caste names from streets we have this. Just more Dravida model things.
TN is a state which is adversely affected by hero worshiping. My condolences to the family. But I still think these people will learn any lesson from this accident.
#TVKVijay#KarurStampede#VijayCampaign
What he himself uses
Car : BMW 🇩🇪
Suit : Armani 🇮🇹
Glasses : Cooper Vision 🇺🇸
Shoes : Kenneth Cole 🇺🇸
Pen : Monte Blanc 🇩🇪
What he wants others to use : Desi 😆
BCCI President is Rajeev Shukla
Sports Minister is Mansukh Mandaviya
ICC President is Jay Shah
Just saying. Stoping doing stupidity. Money is utlimate.
#BoycottAsiaCup#BCCI#ICC#INDvsPAK
26 married ladies of India were made to see their respective husbands killed in cold blood by Pakistanis in India’s Kashmir. Horrible!! But more horrible is then to come out and play Cricket with the Butchers so called Pakistan! Does Modi have even an iota of feeling and to allow India and Pakistan to play Cricket ?