Rameesh

passionate agilist, software engineering|Delivery Mgmt, life long learner, opinions are my own

[Ministry of Finance @FinMinIndia]

🔰 UPI Remains Free for Consumers

UPI continues to be free for customers. Sending money to friends, paying at shops, or scanning a QR code — all remain without charges.

Key Facts:
✅ No charges on P2P: Person-to-Person transfers are always free, regardless of amount.
✅ Small merchants protected: Vendors earning up to ₹1 lakh per month via UPI QR codes continue to enjoy zero charges.
✅ Everyday payments safe: Over 95% of merchant payments are below ₹2,000 — these remain free.
✅ Nominal MDR above ₹2,000: Only larger merchant transactions above ₹2,000 attract a small fee (0.4%) to be borne by merchants, far lower than credit card charges or other network charges.
✅ Essential services capped: Railways, fuel, telecom, bill payments, insurance, etc have a flat fee of ₹5 per transaction above ₹2,000.
✅ Special low rates: Mutual fund and securities payments attract just 0.02%, capped at ₹300.

Safeguards for Consumers
✅Banks instructed: Merchants cannot pass MDR costs to customers.
✅No hidden fees: UPI apps cannot levy platform charges.

Debunking the “External Pressure” Myth:

✅ Some claims suggest the change is due to foreign influence. This is false. India’s UPI policy decisions are made independently, with the clear goal of building a self-sustaining, inclusive, and affordable digital payments ecosystem.

Why This Matters:
Since its launch in 2016, UPI has grown into the world’s largest real-time interoperable payment system — entirely on India’s own terms. UPI processed 24.5 billion transactions in August 2026 alone. To keep this system self-sustainable, secure and innovative, a small fee on high-value merchant transactions helps fund:

☑️Better infrastructure and cybersecurity
☑️Support for small merchants in Tier III–VI towns and rural areas
☑️Awareness and incentives to expand UPI adoption

The new framework ensures resources from higher-value merchant transactions are reinvested to support small businesses and strengthen digital payments across the country.

🔗Read FAQs at: https://t.co/SFh8c2eT4F

[Rameesh @srismisma]

@linaa_ai Google

[Rameesh @srismisma]

@MurenaCom https://t.co/fiEHzdZZvl @gael_duval

[bearstech @bearstech]

Les appareils Motorola de 2027 prendront officiellement en charge GrapheneOS.

Une belle opportunité de démocratiser les OS mobiles dégooglisés auprès du grand public.

👉 https://t.co/F1WXCddQVk

[Rameesh @srismisma]

@MurenaCom I am looking for a e/os/ based device

[BJP Goa @BJP4Goa]

They laughed at UPI 😂
Now UPI is laughing at them!

14 Billion+ transactions a month
World follows India now!

#10YearsOfUPI

[Shiva Mudgil @shivamudgil]

A video I cannnot stop sharing on every year of UPI.

[Rameesh @srismisma]

@gael_duval @e_mydata Hi, any plans for India launch?

[Rameesh @srismisma]

@gael_duval I see in the country selection list you have added India. Are you planning to launch in India ?

[A Kaki @ArmKaki]

@dr_sumit_sharma @grok summarize this in points and what should I do

[Rameesh @srismisma]

@anujdhar Bank transfer also seems to be failing

[Rameesh @srismisma]

@pattufreefincal hello sir how to download the calculator I wrote an email I did it get a response.. pls advice

[Rameesh @srismisma]

@NainsiDwiv50980 Got it thanks 👍🏻

[Rameesh @srismisma]

@NainsiDwiv50980 PROMPT

[Rameesh @srismisma]

@foodpharmer2 @onlywhatsneeded Are you planning to offer a vanilla flavour for the whey protein product?

[Hannah - Apex Fitness Advisory @hannahapexfit]

The "miracle drug" that's helped millions drop body fat...

Ozempic.

It works, but...

You don't need the cost or side effects to unlock a lot of its fat loss magic.

You can get it's power from food instead.

This is how you can eat your 'Ozempic':

[Rameesh @srismisma]

@joeyyochheim Transform

[Prem Soni @ValueWithPrem]

RT this so others don’t fall for it.

Follow @ValueWithPrem for practical money awareness Indians were never taught.

Have you ever been forced to buy something just to access a basic banking service?

[Rameesh @srismisma]

@merishabh_singh Waiting

[Rameesh @srismisma]

@JobFound5 Interested