@vini546 Try to buy flipkart gift cards from flipkart itself by using coins. I redeemed 5k worth gift cards with supercoins with 25% off. Explore and check offers in super coins section. Sometimes gift cards show out of stock but keep check for latest inventory.
@URS_NANI@MFIndiaGyan Exactly happened with me. I sent them a mail and they reduced the interest rate. They are asking me to send such mail every year to maintain lower interest rate.