Tambaya Suleiman

Protection & Wills Adviser | Helping individuals, families & business owners protect their income, health & financial future | UK

[Tambaya Suleiman @stambaya]

@RealMrKay @datgirlessie Hi Mr Kay, I’m a UK Licensed Protection Adviser and would be happy to support anyone looking for advice on Life, Critical Illness or Income Protection. I tried to message you privately but your DMs appear to be closed. Happy to connect whenever convenient.

[Tambaya Suleiman @stambaya]

@tumajay @RealMrKay That's a fair question. Claims do get paid, but whether a particular claim is payable depends on the policy terms and circumstances. This is also why correct disclosure and understanding exactly what you're covered for are so important.

[Tambaya Suleiman @stambaya]

@SunkanmiOladeji @RealMrKay Happy to help. I’m a UK Licensed Protection Adviser. Rather than simply naming an insurer without knowing your circumstances, I can have a brief conversation with you first and help you understand the appropriate options. Feel free to connect with/message me.

[Tambaya Suleiman @stambaya]

@RealMrKay That's why I believe the conversation should start with the person and their needs, not the insurance company. - 3.

[Tambaya Suleiman @stambaya]

@RealMrKay Great conversation. As a UK Licensed Protection Adviser, I'd add that there isn't one insurance company that's right for everyone.
Income, occupation, health, family circumstances and existing benefits can all influence the type of cover and provider that may be appropriate. - 1

[Tambaya Suleiman @stambaya]

@RealMrKay And the comments about claims and policy terms are important too — protection isn't simply about buying a policy; it's about understanding what you're covered for, making accurate disclosures and having the right cover for your circumstances. - 2

[Mayor Of Calabar @Uno_009]

🚨 BREAKING: The INEC Resident Electoral Commissioner (REC) for Osun State is currently announcing the results of the ongoing governorship election at the Central Collation Centre in Osogbo.

[The Heartlands Tribune @HeartlandsTrib]

Andy Burnham is right, but we need to call this what it was: state-sanctioned vandalism.

The Conservatives systematically stripped sport, music, and drama from state school timetables, dismissing them as frivolous extras while preserving them for elite private schools. They treated working-class children as industrial units to be tested and processed, not young people who deserve a full, rich life.

The defense from the educational establishment was always economic efficiency. Teach the basics, pump up the league tables, ignore the rest. It was a narrow, philistine view of education that left an entire generation poorer for it.

Every child deserves access to sport, instruments, and the arts, not as a luxury, but as a birthright. If we only teach state school kids to read and count while private schools teach theirs to create, perform, and lead, we are simply baking inequality into the timetable.

[Tambaya Suleiman @stambaya]

@Telegraph I read here many people calling for different things, my take here is:
1. Every able person should be pushed to work, the free bread should stop. Bad precedence. No incentive to work at all. Benefits are higher than wages.
2. Illegal immigrants shouldn't be welcomed lest funded.

[Samuel Omogor @SamuelOmogor]

Under President Bola Tinubu, Nigeria is a vast crime scene. That is why I laugh when i hear his supporters attacking Abubakar Malami and Godwin Emiefele. There is no way you compare those guys and those in Tinubu’s regime. Malami and Emiefele are like Ojuelegba pickpockets, while those in Tinubu’s regime are like the dreaded Lawrence Anini, Oyenusi, Derico, and other dreaded AK47 carrying highway robbers. There is no basis for comparisons.

Nigeria has never been this recklessly looted before. Not even under the military. By the time Tinubu leaves office una go hear and see things.

#Unmutedthepodcast #tegatalks

[Tambaya Suleiman @stambaya]

@renoomokri Youre a foolish illitrate. Go and get correct data and stop spewing your stupid bigotry. We dont want you speak for us or about us and face your sorrowful life of continoues rejection. You're never ever getting anything out of this corrupt and bigotry administration.

[Tambaya Suleiman @stambaya]

State Pension alone ≈ £11.5K/year 💸 Most retirees need more. Don’t rely on it — review your forecast & plan for income gaps.
#StatePension #RetirementPlanning #UKFinance #PensionAdvice #FinancialPlanning #IncomeShortfall #RetirementIncome

[Tambaya Suleiman @stambaya]

Tom’s waiting 10 years to save for retirement — costing him £160K 😬 Time + compounding = your best pension boost.
#RetirementPlanning #PensionSavings #CompoundGrowth #UKFinance #StartEarly #WealthBuilding

[Tambaya Suleiman @stambaya]

Your loved ones could face a 40% Inheritance Tax bill 💸 — even on your ISA. Planning now protects your legacy later.
#InheritanceTax #EstatePlanning #IHT #UKFinance #LegacyPlanning #TaxAdvice

[Tambaya Suleiman @stambaya]

Sophie’s 55 with £210K saved & no mortgage 🏡 She might slow down — but only with a smart retirement income plan.
#RetirementPlanning #PensionAdvice #UKFinance #TaxEfficientIncome #FinancialFreedom #MidLifeMoney

[Tambaya Suleiman @stambaya]

Trusts can protect family wealth & reduce IHT 💼 Choosing the right type—discretionary, bare, or interest-in-possession—matters for control & tax efficiency.
#TrustPlanning #InheritanceTax #IHT #EstatePlanning #UKFinance #WealthProtection #FamilyWealth

[Tambaya Suleiman @stambaya]

Life insurance isn’t just for parents with kids 👨‍👩‍👧‍👦 — it can protect partners, cover debts, and ease costs at any stage of life.
#LifeInsurance #FinancialPlanning #FamilyProtection #UKFinance #PeaceOfMind #PlanAhead

[Tambaya Suleiman @stambaya]

Emma & James have work perks — but not enough cover 😬 No critical illness, limited life insurance, zero income protection. Time to check the gaps.
#FamilyProtection #LifeInsurance #IncomeProtection #CriticalIllnessCover #UKFinance #SmartCover

[Tambaya Suleiman @stambaya]

IHT can take 40% of your estate above £325K 💸 Many leave it too late to plan. Early awareness & strategy keeps more for your loved ones.
#InheritanceTax #IHTPlanning #EstatePlanning #UKFinance #LegacyPlanning #WealthProtection #FinancialPlanning

[Tambaya Suleiman @stambaya]

Life Insurance vs. Annuity: Know the difference! 🧠 Life insurance protects your family after death. Annuities provide income during your lifetime. Both offer tax advantages but serve different goals. Choose wisely!
#FinancialPlanning