@nagamanickam21@sumanthraman ₹25 lakh coverage sounds impressive, but the real question is: have the individual surgery/procedure limits also been increased?
If the overall cover rises from ₹5L to ₹25L but procedure-wise limits remain unchanged, the actual benefit to patients may be much < the headline
@sumanthraman ₹25 lakh coverage sounds impressive, but the real question is: have the individual surgery/procedure limits also been increased?If the overall cover rises from ₹5L to ₹25L but procedure-wise limits remain unchanged, the actual benefit to patients may be much < the headlines
@sumanthraman Otherwise, ₹25 lakh as a headline coverage figure may look impressive, but the actual benefit will depend on whether the individual procedure-wise coverage limits have also been increased in proportion to the increase in the overall sum insured from ₹5 lakh to ₹25 lakh.
@sundar8692 Totally with you on this one. A defective unit AND a damaged replacement isn't 'bad luck' — that's a clear pattern with this seller, and Flipkart's consumer policy generally supports a refund when a replacement fails or the item arrives damaged, not just endless swaps.