Starlit Pay

private payment made simple live on @StellarOrg Testnet

[Starlit Pay @starlit_pay]

We started Starlit Pay with one goal: to make private payments as simple as sending a text message.

Money is personal. What you earn, what you spend, and who you pay says a great deal about your life. Yet on most blockchains, every payment is public by design. Anyone who knows your account can see who you paid, how much you sent, and how much you have left. Your salary, your rent, your savings: permanently on display.

The tools that promise privacy have rarely made things easier. They ask people to learn unfamiliar terms, safeguard long recovery phrases, copy addresses dozens of characters long, and keep a separate currency on hand just to cover fees. For most people, privacy ends at the first step.

Starlit Pay changes that.

Sign in the way you unlock your phone. Use your fingerprint or face. No recovery phrases to write down, no passwords to forget.

Pay people, not addresses. Send money to anyone on Starlit by their username, in digital dollars or XLM.

Leave the fees to us. Starlit covers the network fees, so you never need to hold an extra currency just to make a payment.

Private by default. Every payment is protected before it leaves your device. Your balance, the people you pay, and the amounts you send stay between you and your recipient. The network confirms that each payment is valid without ever seeing the details.

Behind that simplicity is serious technology, built on Stellar and on open, peer-reviewed cryptography. But you don't need to understand any of it to use it. That's the point.

Today, Starlit Pay is available in public beta on the Stellar test network. You can create an account in seconds, claim free test funds, send private payments to friends, request money with a payment link, and download your statements. Everything runs with test funds, and the platform has not yet been audited, so please don't use real money for now.

What comes next: faster payments on mobile, an independent security audit, and then the launch on Stellar's main network.

We'd love for you to be part of it. Try Starlit Pay, send your first private payment, and tell us what you think. Every piece of feedback helps us build a better product.

Private payments, made simple.

https://t.co/Dt8jKdx74O

[Starlit Pay @starlit_pay]

@xarkgg Anticipate

[Starlit Pay @starlit_pay]

We started Starlit Pay with one goal: to make private payments as simple as sending a text message.

Money is personal. What you earn, what you spend, and who you pay says a great deal about your life. Yet on most blockchains, every payment is public by design. Anyone who knows your account can see who you paid, how much you sent, and how much you have left. Your salary, your rent, your savings: permanently on display.

The tools that promise privacy have rarely made things easier. They ask people to learn unfamiliar terms, safeguard long recovery phrases, copy addresses dozens of characters long, and keep a separate currency on hand just to cover fees. For most people, privacy ends at the first step.

Starlit Pay changes that.

Sign in the way you unlock your phone. Use your fingerprint or face. No recovery phrases to write down, no passwords to forget.

Pay people, not addresses. Send money to anyone on Starlit by their username, in digital dollars or XLM.

Leave the fees to us. Starlit covers the network fees, so you never need to hold an extra currency just to make a payment.

Private by default. Every payment is protected before it leaves your device. Your balance, the people you pay, and the amounts you send stay between you and your recipient. The network confirms that each payment is valid without ever seeing the details.

Behind that simplicity is serious technology, built on Stellar and on open, peer-reviewed cryptography. But you don't need to understand any of it to use it. That's the point.

Today, Starlit Pay is available in public beta on the Stellar test network. You can create an account in seconds, claim free test funds, send private payments to friends, request money with a payment link, and download your statements. Everything runs with test funds, and the platform has not yet been audited, so please don't use real money for now.

What comes next: faster payments on mobile, an independent security audit, and then the launch on Stellar's main network.

We'd love for you to be part of it. Try Starlit Pay, send your first private payment, and tell us what you think. Every piece of feedback helps us build a better product.

Private payments, made simple.

https://t.co/Dt8jKdx74O

[Starlit Pay @starlit_pay]

@_LynxForShort Simple private payment is here

[Starlit Pay @starlit_pay]

@charrliewonders Thank you

[Starlit Pay @starlit_pay]

@Yusuphh01 We appreciate the kind words

[Starlit Pay @starlit_pay]

@magnuskrypt Yes

Signup with passkey or your google account
Claim faucet
Send to fellow StarlitPay user on testnet or withdraw to a stellar address

[Mr Fatai @playmaster001]

"The most important technologies in history disappear into the background. Nobody thinks about TCP/IP when they search the internet. Nobody thinks about the grid when they flip a switch. That's what's happening right now. Crypto is becoming invisible infrastructure." (Jeremy Allaire, CEO of Circle, at the Arc launch)
That idea is at the heart of why we built @starlit_pay .

Blockchains have changed how money can move: instantly, globally, and without anyone standing in the middle. But the experience still asks too much of ordinary people. Long recovery phrases, addresses that are impossible to read, fees paid in a currency you don't hold. And on top of that, a trade-off most people never agreed to: every payment you make is visible to anyone who looks.

We didn't think people should have to choose between using this technology and keeping their finances private. And we didn't think privacy should require a technical background.

So we set out to build something that feels like any payment app you already use. You sign in with your fingerprint or face. You pay people by their username. You send $USDC OR stellar:native without worrying about network fees, because we cover them. And every payment is private by default: your balance, who you pay, and how much stay between you and the person you're paying.

Under the hood, there is a lot going on. Each payment is protected on your device and verified by the Stellar network without revealing any of its details. But none of that should be your problem. Like the internet and the power grid, it should simply work in the background.

Today, Starlit Pay is live in public beta on the @StellarOrg testnet. It isn't finished, and it hasn't been audited yet, so it runs on test funds only. But the core experience is real, and it works.

Try it

link below

[Mr Fatai @playmaster001]

I built @starlit_pay for the Find Your Way hackathon by Stellar.

Starlit Pay is a privacy focused payment application built on Stellar that allows users to send payments without publicly exposing the sender, recipient, or transaction amount.
The idea was to explore how we could make blockchain payments more private and practical for everyday use, without forcing users to give up the transparency and reliability of blockchain infrastructure.

The goal is simple: payments should work seamlessly in the background, without making every financial interaction public.

Link to try it out in the comment section

@BuildOnStellar

[Stellar @StellarOrg]

What people think "onchain privacy" means:

[Starlit Pay @starlit_pay]

@StellarOrg We are already build the first consumer private app on Steller

Live on testnet

[Starlit Pay @starlit_pay]

@Stellar_Nigeria Confidential Payment

[Starlit Pay @starlit_pay]

@StellarOrg https://t.co/ayZEgVVQpX

[Starlit Pay @starlit_pay]

We're starting with confidential payments on Stellar Testnet, but our vision goes further: building the world's first privacy-focused neobank for individuals and businesses. Financial privacy should be accessible to everyone

[Starlit Pay @starlit_pay]

Getting started is simple. Sign up with your email or Google account, get a wallet instantly, and start making confidential payments in minutes. No complicated crypto setup—just a familiar experience with privacy built in.

[Starlit Pay @starlit_pay]

Starlit Pay is a privacy-first payment app built on the Stellar network. Using zero-knowledge proofs, users can send and receive XLM and USDC without exposing balances or transaction amounts on-chain. Privacy isn't optional—it's the default.

[Starlit Pay @starlit_pay]

@OXEMMYWEB3 Stay tuned 👀👀

[Starlit Pay @starlit_pay]

@playmaster001 @BuildOnStellar Use Starlit

Stay tuned

[Starlit Pay @starlit_pay]

@BuildOnStellar Privacy on Steller keeps cooking

Use Starlit to start sending and receiving money privately on @StellarOrg