Danene Strand

I have been doing mortgages since 2000, I love my job and the people I meet. I have 3 amazing kids, 3 wonderful grandsons and a husband that puts up with me.

[Danene Strand @StrandDanene]

Find Your Refinance Strike Rate! Not every rate drop means it is time to refinance.

Discover the interest rate at which refinancing actually saves you money based on your loan and goals.

Review your options and see if now is the right time to refinance.

[Danene Strand @StrandDanene]

Mid-year is a great time for a reset. Review your payment, rate, taxes, insurance, and overall financial picture.

From there, you can see if a refinance, HELOC, or no change at all makes the most sense. Clarity is the goal.

[Danene Strand @StrandDanene]

Whether you're a real estate professional earning CE credit, a business owner, entrepreneur, or simply curious about AI, this class is for you!

Learn strategies you can start using to work smarter, stay competitive, and focus more on the relationships that drive success.

[Danene Strand @StrandDanene]

Remove PMI and Lower Your Monthly Payment!

You may be able to eliminate private mortgage insurance once you reach enough equity or refinance. Reducing PMI can lower your monthly payment and improve your loan structure.

Check your eligibility and explore your options today!

[Danene Strand @StrandDanene]

Credit myths are keeping buyers on the sidelines.

❌ You do not need perfect credit
❌ Checking your credit does not ruin your score
❌ There are options even with existing debt

The first step is understanding what is actually possible. Source: Experian Mortgage Credit...

[Danene Strand @StrandDanene]

Experience a More Personalized Mortgage Process!

Get a home loan built around your goals, financial profile, and timeline.

Clear communication and tailored solutions from start to finish.

Let's start your mortgage journey today with a better lending experience!

[Danene Strand @StrandDanene]

We remember those who gave everything for our freedom. Because of their sacrifice, we have the privilege of home. Grateful today and always.

[Danene Strand @StrandDanene]

Avoid the Biggest Homebuying Mistake!

Start with a clear payment strategy and full pre-approval before shopping for homes.

Know your budget, understand your options, and move forward with confidence.

Get pre-approved today and start your home search the right way!

[Danene Strand @StrandDanene]

Use Credits to Strengthen Your Offer!

Seller or lender credits can reduce the upfront cash needed at closing and give buyers more flexibility.

A well-structured offer can improve your chances of getting accepted.

Explore your options and build a stronger offer today!

[Danene Strand @StrandDanene]

Flexible Loan Options for Non-Traditional Borrowers!

FLEX loans are designed for self-employed buyers, alternative income, and unique financial situations.

Get loan solutions built around your full financial profile. Explore FLEX loan options and get started today.

[Danene Strand @StrandDanene]

According to the National Association of Realtors, the median down payment for first-time buyers was just 8% in 2025.

If you have been waiting to hit 20%, it may be worth taking a look at what is possible now.

Source: NAR 2025 Home Buyers and Sellers Report.

[Danene Strand @StrandDanene]

Found a home you like, but not love?

A renovation loan lets you finance both the purchase and the updates in one loan.

Buy it, improve it, and make it your own without separate financing.

[Danene Strand @StrandDanene]

Happy Mother’s Day to the ones who turn houses into homes. 🏠

From first homes to forever homes, moms are the heart behind it all.

Wishing all the moms, grandmas, and mother figures a day of rest, appreciation, and zero to-do lists. 💕

[Danene Strand @StrandDanene]

Consolidate Debt with a Smarter Strategy!

Debt consolidation can help lower interest rates and simplify payments when used correctly.

Explore options, including refinance or home equity solutions, based on your financial profile.

Find the right strategy and take control of...

[Danene Strand @StrandDanene]

Buying and selling at the same time can feel overwhelming.

Transition loans allow you to buy your next home before selling your current one, giving you flexibility and time to move without pressure.

A smoother way to make your next move.

[Danene Strand @StrandDanene]

Unlock flexible commercial real estate financing! 💼🏢 Custom loan solutions for investors and business owners. Ready to build your future? #RealEstate #BusinessGrowth

[Danene Strand @StrandDanene]

The biggest gap in this industry? Clarity.

I focus on clear expectations, tailored strategy, and consistent communication—so you always know what’s next.

[Danene Strand @StrandDanene]

🌸Danene Strand🌸

Loan Officer l NMLS# 442493
801-645-5363
[email protected]

[Danene Strand @StrandDanene]

Closing costs are not random. They are made up of a few key categories. Most buyers will see around 2% to 5% of the purchase price in closing costs depending on the loan. Source: Freddie Mac BorrowSmart Guide 2025.

[Danene Strand @StrandDanene]

Improve Your Credit Score for a Better Mortgage!

Paying down balances and improving utilization can help boost your score quickly. Better credit can mean better loan options. Get pre-approved today and see how your credit impacts your mortgage.